Stupid Credit Card Tricks

Posted: Apr 24, 2010 |Comments: 0 |



There has been an ongoing skit on the David Letterman Show called "Stupid Pet Tricks".

It was an aptly named bit because the things people teach their pets to do are truly silly.  Letterman did so well with that skit, he followed it up with another series called "Stupid People Tricks."

Hector Milla Editor of the "Credit Card Debt Free" website -- http://www.CreditCardDebtFree.org -- pointed out;

"…Well, when it comes to the dozens of credit card offers that you get in your mailbox every week, you might think that some of these credit card companies would like to be on the next series called "Stupid Credit Card Tricks"…"

These promotions that you get for credit cards seem to be playing on just about every tactic they can find to get you to take out yet one more credit card.  You would think that the fact that credit card debt is a virtual epidemic in this country would let the credit card companies know that its time to get on the side of the consumer to learn responsible use of credit.  Instead they do all they can to get you to have more, not less, credit cards and use them as much as you can.

We need to be smart consumers because as much as credit card companies try to make credit cards seem fun and happy and like big toys in your wallet, they are not toys.  We should never forget that a credit card is nothing more than a way for the credit company to extend to you dozens of small unsecured loans that they will create credit payments on the fly to enforce through your credit card bill that will include high interest rates and additional fees as they see fit.

"…This is not to say that having a credit card is not a good thing.  Good credit is one of the real assets any responsible adult will use to help make life easier and to make the necessary purchases in life.  And more and more credit is becoming the currency of choice replacing cash and checks as the preferred method for paying for gas, at restaurants and any more even at retail outlets and grocery stores…" added H. Milla.

Further information about trusted and reputable companies for credit card debt settlement by visiting; http://www.CreditCardDebtFree.org

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    Hector Milla

    There are those that find the potential to get their debts under control through a credit card debt consolidation company quite intriguing.

    By: Hector Millal Finance> Creditl Dec 11, 2009

    Nowadays many people require financial support to start or to run a business. Many people are facing financial crisis in these days and striving to get out from debts. Business people usually get loans and credit cards when they start the business. After few days they start facing trouble in settling the debts. So they sometimes get fed up with their business and become stressed out, develop anxiety and also feel depressed which affects their business as well as their personal life.

    By: Debt Solutionsl Finance> Debt Consolidationl Mar 13, 2010

    Nowadays, debt settlement concerns are becoming famous as more people endure from debt issues. Current economy has made people lose their jobs and they are unable to pay the complete debt amount to the lenders. The debt settlement concerns give certain debt settlement programs and ways to get rid of debt issues legally.

    By: Debt Solutionsl Finance> Debt Consolidationl Mar 25, 2010 lViews: 110

    With the United States battling the worst economic recession in 70 years, and credit card debt putting a strangle hold on millions of Americans, people are getting little help from major news accounts. Reporters are writing with increasing frequency about debt settlement, but never bother to talk with anyone in that industry. This article examines news media reporting that falls short of the mark and suggests an easy remedy.

    By: Zack Andersonl Financel Aug 28, 2009
    Hector Milla

    When you settle credit card debt with a consolidation agency or directly with your card provider, several things happen. You pay a lump sum to the lenders which is less than the total sum of your debt, which is probably financed by a third party lender.

    By: Hector Millal Finance> Creditl Feb 19, 2010
    Hector Milla

    There are many reasons to settle and take care of credit card debt.

    By: Hector Millal Finance> Creditl Feb 25, 2010

    Registering a company is no longer a time-consuming and tedious business. With the new online company formation services available you will be able to register your new company in just a few clicks of a button.

    By: Adam Nicolsonl Finance> Creditl Jun 02, 2012

    Establishing large credit card debts in college develops poor money management skills. Also, high interest rates keep students in debt well after school.

    By: Roshanl Finance> Creditl May 30, 2012

    If you're planning a holiday with your family, don't forget to include your credit score with you. Monitoring your credit score while you're away can be a big help. If the thought of thieves running up a huge debt on your credit card scares you, then online monitoring is what you need. Read article to know more.

    By: joymalil Finance> Creditl May 29, 2012

    Lots of people want to know how to clean up their credit report. While there are plenty of agencies out there who will do the work for you for a price, it's also possible to clean up your credit report yourself if you're willing to put in the time and effort.

    By: Christopher M Leel Finance> Creditl May 28, 2012

    Your credit score is an important thing when it comes to how lenders, dealers, companies or banks see you. It is what they look at to determine if you are worthy enough to get a loan or even to get that job position you've been longing for.

    By: joymalil Finance> Creditl May 28, 2012
    Hector Milla

    An online website can offer direct short term loans with better interest and terms than anything that can be found at an offline chain store. Online pay advance stores don't have to pay rent on retail buildings, hire a huge customer service staff to work through lines, or manually enter the data that their customers provide them to process loan applications.

    By: Hector Millal Finance> Loansl Mar 01, 2011
    Hector Milla

    No matter how responsible an individual budgets their income, emergency expenses sometimes come up. When this happens, many people are left confused and unsure of what to do, especially if they are already living paycheck to paycheck. Fortunately, consumers do have options. In case of a financial emergency, consumers may obtain a cash advance for quick and easy cash when they need it most.

    By: Hector Millal Finance> Loansl Mar 01, 2011
    Hector Milla

    If you are able to save even a small amount money in a savings account in the midst of the recent adverse economy, you should congratulate yourself.

    By: Hector Millal Finance> Loansl Mar 01, 2011
    Hector Milla

    Like many people, you used to paid all your bills on time and paid off your credit card balance every month.

    By: Hector Millal Finance> Personal Financel Jul 12, 2010 lViews: 163 lComments: 2
    Hector Milla

    Is there any logic to the idea that you would have to pay some service in order to gain some kind of debt relief?

    By: Hector Millal Finance> Personal Financel Jul 12, 2010

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