The Lowdown on Blue Sky from American Express

With credit cards that offer cardholders airline miles or discounts for air travel with multiple options to choose from, picking the right one can be tough. However, you need not search much further with the Blue Sky card from American Express, as this credit card is the cream of the crop.

Unlike other airline reward cards, the Blue Sky offers members with state of the art flexibility in utilizing rewards earned. Every dollar spent on the card earns one reward point, which can then be redeemed for discounts on any flight, hotel, car rental and even cruises with no blackout dates. The Blue Sky rewards program offers a $100 discount for every 7,500 points with no limit to the amount of reward points that can be earned. Apart from that, there is also no expiry for these points as long as the card remains in active use. Discounts are applied at $100 increments, or for every 7,500 points.

The Blue Sky card also imposes comparatively low interest rates for purchases, with no annual fees or cardholder fees payable either. An introductory period for the first six months with no interest charged for purchases. Also, there is also an introductory APR of 4.99% for balance transfers made for new card applications. The intro APR for balance transfers is valid until the debt is paid off.

Common platinum cardholder benefits also apply to members of the Blue Sky Credit Card which include travel accident insurance, auto rental insurance and various other emergency and assistance service. On top of that, the card features a unique benefit known as a Return Protection Plan, where cardholders are eligible for up to $300 dollars worth of refunds for purchases of non-refundable items. This means is that if a cardholder decides to refund an item from a merchant that does not have a refund policy, the cardholder will still get their $300 back from the credit card company.