To apply for these and other BankFirst credit cards, Eric Wasselman recommends Find Credit Cards. Please see http://www.findcreditcards.org/issuer/bankfirst.php for more information.
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BankFirst offers a range of Gold and classic visa credit cards. The three most popular BankFirst Credit Cards based on Internet research and customer reviews were:
• Wired Plastic Prepaid Visa card
This card is offers great rewards and bill payment service. Card holders with spotted credit and cannot easily qualify for an unsecured credit card. Holders of the Wired Plastic while not having to pay a security deposit must make payment in advance before making any purchases, but this will help in building back credit ratings.
Although not carrying many of the regular charges on credit cards, this card requires an application fee and an annual maintenance fee of Forty-seven Dollars and fifty cents ($47.50) which can be paid monthly.
Unlike other store value credit cards, the BankFirst Wired Plastic offers card holders some benefits, such as online bill payment.
• Eudora Preferred Credit Builder
This prepaid MasterCard is great for helping those with damaged credit or no credit to build their credit. The Credit Builder program reports to the various credit agencies for two years thereby assisting card holders to build or repair their credit. However, there is a Nineteen Dollars processing fee, as well as monthly charges of over Six Dollars for the first year.
This card offers customers the opportunity to earn referral dollars for each successful applicant they refer who maintain their card membership in good order.
Other benefits include auto rental and travel accident insurance.
• First Vineyard Stored Value Mastercard
Customers receive one percent cash back rebate when they use the card. There is an application fee of almost Forty Dollars, but no annual fees. Also, there is no point of sale transaction fee which is rare among store value cards.
This card however is not reported to credit bureaus so may not be best for persons wanting to build credit.
BankFirst carry a range of credit cards that are geared towards helping consumer with poor credit regain their positive credit rating.
Frequent Credit Card Mistakes
By: Rachael Miller | 04/12/2008Many people use credit cards fairly flippantly- meaning that some see the limit as free money, and don’t think of repercussions of their spending. The past twelve months have seen the credit crunch effect many businesses, especially banks, estate agents and loan companies. More recently, credit card companies have been under the spotlight because some companies have increased the APR on some people’s accounts, lowered balances on some individuals cards, and even cancelled some accounts altogether.
Apr Explained
By: Rachael Miller | 04/12/2008Surprisingly, many people who apply for credit cards are not aware of what different levels of APR means for them. APR stands for the Annual Percentage Rate, in other words, how much interest you’ll be paying for your credit. Many people tend to apply for the first credit card or loan they come across, or apply to one recommended by a friend, but by doing some market research you could save yourself hundreds on the overall cost of your credit.
How Credit Cards Shaped Modern Society
By: Cash Expert | 03/12/2008Beginning by looking at what a credit card it actually is, we see that it is basically a system that allows a type of retail transaction to take place.
Credit Scores & What Risk Category They Fall Into
By: creditlawgroup | 03/12/2008Consistently paying bills on time can increase an individual's credit score, higher Credit Scores can mean lower interest rates on loans and credit cards. Keeping balances close to account limits canalso lower a person's Credit Score. Checking your own Credit Report will not lower your Credit Score.
The Gift of Credit Repair
By: Jim Kemish | 03/12/2008Embarking on a credit repair project is one of the most beneficial endeavors you can undertake. And the holiday season is a perfect time to plan a bit of self improvement. Here are some great tips on getting your credit repair project started!
Why Would Somebody Give Me an Unsecured Loan Even When I Have Bad Credit?
By: William | 03/12/2008The article gives an insight into the claims by payday lenders giving loans to people even if they have a bad credit.
Your Credit Rating Defined
By: Cash Expert | 02/12/2008A credit rating basically determines the worthiness of credit of a particular individual, company, and sometimes even a country. These ratings are carefully calculated from credit history and items such as financial history, current liabilities...
Don't Let Desperation Ruin Your Credit This Christmas
By: Reno Charlton | 02/12/2008At this time of year a higher than normal number of people tend to apply for credit cards. However, credit conditions have changed enormously over the past year, and getting a card may not be so easy these days. If you do find that you are turned down for a credit card then you should try not to take desperate measures, as this could make your situation worse.
Morgan Stanley Credit Cards
By: Eric Wasselman | 22/08/2006 | CreditThe name "Morgan Stanley credit cards" is used mainly in the United Kingdom. In the USA, they are now known as Discover credit cards. The company now has only the two Morgan Stanley credit cards as listed below.
The Top 3 Visa Credit Cards
By: Eric Wasselman | 22/08/2006 | CreditIt is not easy to select the top three Visa credit cards as comparison is normally done based on certain components, such as APR, cash back rewards, cash advance, paying off balance monthly and or carrying balance on amounts owed.
The Top 3 Mastercard Credit Cards
By: Eric Wasselman | 22/08/2006 | CreditAccording to www.bankrate.com, the top three MasterCard's based on carry a balance were issued by Capital One, Pulaski Bank and Trust Company, and.
The Top 3 Hsbc Bank Credit Cards
By: Eric Wasselman | 22/08/2006 | CreditIssued by the HSBC Bank in Nevada, HSBC credit cards are valued because of their low APR which means a lot to customers who generally carry a balance on their credit cards monthly.
The Top 3 Discover Credit Cards
By: Eric Wasselman | 21/08/2006 | CreditDiscover credit cards are another popular credit card. The top three cards according to online research are the Discover Platinum card, The Miles Card from Discover, and the Discover Platinum Gas card.
The Top 3 Citibank Credit Cards
By: Eric Wasselman | 21/08/2006 | CreditThe top Citibank (Citi) credit cards were selected based on the introductory purchase APR (Annual Percentage Rate).
The Top 3 Chase Credit Cards
By: Eric Wasselman | 21/08/2006 | CreditThe top three Chase credit cards issued by Chase Manhattan Bank are Chase Platinum credit card, Chase Travel Platinum Visa and Chase Flexible Rewards Platinum Visa.
The Top 3 American Express Credit Cards
By: Eric Wasselman | 21/08/2006 | CreditThe top three American Express cards are: Blue from American Express, Blue Cash and Blue Sky from American Express.