Daren operates http://www.insuremyhouse.com and http://www.insuremylife.org both local insurance agent directories. The sites are organized by state and then zip code.
Did you know that most insurance companies today will run your credit report when calculating your premium for homeowners insurance? Thats why its so important that you understand your credit score and how to improve it.
Here is a chart of what makes up your credit score:
Did you know that most insurance companies today will run your credit report when calculating your premium for homeowners insurance? Thats why its so important that you understand your credit score and how to improve it.
Below is what makes up your credit score:
Payment history 35%, Length of Credit 15%, New Credit 10%, Types of Credit Used 10%, and Amounts Owed 30%
Most people know that paying bills on time is very important to keep a good credit score, but understand that is 35% of your score not 100%. Your credit score also consists of length of credit history, amounts owed, new credit and types of credit used.
If you are applying for homeowners insurance, you might want to pay off any credit card balances first. Don't close or open new credit accounts before having your credit score issued. And finally be sure to get a copy of your credit report atleast annually to make sure that everything is accurate.
Most people know that paying bills on time is very important to keep a good credit score, but understand that is 35% of your score not 100%. Your credit score also consists of length of credit history, amounts owed, new credit and types of credit used.
If you are applying for homeowners insurance, you might want to pay off any credit card balances first. Don't close or open new credit accounts before having your credit score issued. And finally be sure to get a copy of your credit report atleast annually to make sure that everything is accurate. To learn more about repairing your credit or how to get your credit score you can visit: http://www.insuremyhouse.com/credit.html
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