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Virgin Credit Card 'Remains king of balance transfers'

The Virgin credit card continues to lead the pack, offering its customers 0% balance transfers for 16-months (subject to a 2.98% transfer fee), as well as 3 months 0% on purchases and 50 interest free days. A spokesperson for Virgin said the credit card remains strong after holding onto its market leading position in the best buy leagues for the best part of a year.

"We have always been a popular card, and the interest free period gives people time to assess their finances, pay off debts and have a breathing space."

The Virgin credit card comes with an online account allowing customers the ability to manage their card any time, anywhere, whether you want to make a payment, or view your balance, plus a number of other tasks.

The Virgin Credit Card also comes with an exclusive discount scheme offering savings across the Virgin group and beyond, like up to 10% off Virgin Holidays and Virgin wines, special deals on Virgin Media products, plus a number of other discounts that can't be found from any other UK credit card provider.

NatWest, RBS and HSBC are all following closely behind, all offering cards with 15 months 0% balance transfers and 3 months 0% purchases, but if you're looking for the longest 0% durations on both purchases and balance transfers then consider either the Halifax all in one or Bank of Scotland All in one credit cards, each offering 9 months on both features.

Sam Gooch

UK Price Comparison website Which4U - Compare Credit Cards, Savings Accounts, Fixed Rate Bonds, Bank Accounts, ISAs, Loans, Mortgages, Insurance, TV & Broadband and Gas/Electric bills to find the best UK deals

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