Your credit score can say a lot about you. Creditors and lenders use that number to judge how likely you are to pay money that you owe. There are many different aspects that contribute to credit scores, but the exact method of calculating them is unknown to the public.
What we do know, however, is that a credit score can range anywhere from 300 to 850, with 850 being the best. A perfect 850 score is almost never seen, and the average score is much lower.
Once you check you score, compare your results to the rest of the country.
Average National Credit Score
The average credit score across the United States is 680.
The following are the average scores in each of the 50 states:
Alabama: 676
Alaska: 674
Arizona: 659
Arkansas: 668
California: 672
Colorado: 674
Connecticut: 694
Delaware: 684
Florida: 673
Georgia: 668
Hawaii: 688
Idaho: 688
Illinois: 684
Indiana: 676
Iowa: 700
Kansas: 682
Kentucky: 677
Louisiana: 663
Maine: 699
Maryland: 688
Massachusetts: 703
Michigan: 679
Minnesota: 707
Mississippi: 668
Missouri: 683
Montana: 701
Nebraska: 695
Nevada: 655
New Hampshire: 703
New Jersey: 693
New Mexico: 663
New York: 686
North Carolina: 667
North Dakota: 706
Ohio: 685
Oklahoma: 666
Oregon: 686
Pennsylvania: 696
Rhode Island: 692
South Carolina: 665
South Dakota: 710
Tennessee: 679
Texas: 651
Utah: 683
Vermont: 706
Washington: 691
Washington DC: 677
West Virginia: 679
Wisconsin: 699
Wyoming: 690
You may be wondering what is a good credit score. If so, you could benefit from credit repair. Because unfortunately, having a good credit score is key to living a better financial life, having more financial opportunities, and getting lower interest rates.
The powers that be make the rules. All we can do is try to make the most of the system in which we are a part of.
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