Consumers 'booking their holidays late'
While some people like to book foreign excursions such as river Nile cruises early on to provide them with peace of mind and something to look forward to, many may be leaving the arrangements until the last minute.
According to research conducted by Sainsbury's Finance, around 1.28 million of those going on Nile river cruises and other such vacations this summer left booking until the last minute.
The organisation discovered that 818,000 individuals delayed confirming the details of their trips until a week or less before they jetted off.
This may have saved them considerable amounts of money, the organisation claimed.
Meanwhile, 290,000 travelled to their resorts just 48 hours or less after making their bookings, Sainsbury's noted.
Many consumers may be looking to get the best possible deals at present given the ongoing economic difficulties facing the economy.
Sainsbury's also found that in order to cover the cost of holidays like river Nile cruises a considerable number of people polled noted they spread the payments over a number of months.
Of those who use their credit cards to fund Nile river cruises and other trips, only 58 per cent pay off the spending within a month.
They average length of time to clear the debt was said to be around two-and-a-half months.
Meanwhile, 13 per cent take between five and 12 months to clear it.
Offering advice to consumers, head of Sainsbury's Credit Cards Stuart McKeggie said: "Credit cards can be a great way of spreading the cost of your holiday, or for any other large purchase.
"However, if you don't think you will be able to clear this within a month, you should consider taking out a new credit card that offers an attractive interest-free period on purchases. You can then budget to ensure that you clear your expenditure during this period."
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