With the festive period well and truly over, many people will be back in to the swing of things and will be ready to get on with the year. However, for a small percentage of the country the debt that the festive period has left them in is still well and truly at large.
Spending all of that money on gifts and presents for people seemed like a good idea at the time, but if you are one of those in the small percentage who are still paying off their debts then it is probably something you are really regretting. If the debt that you are in is fairly small and can be solved without borrowing any extra cash, try and survive without it.
If you do choose to try and survive without borrowing some extra money, there are some other things that you should try and do to make sure you are successful. When you are next out shopping, instead of buying the high priced goods, go for the cheaper and less expensive options. Save all of the money that you would normally have spent and use it to get rid of some of the debt.
If you received a mountain of gifts yourself this year, why not rummage through your house for old items that are no longer needed and set up a car-boot stall one weekend. If successful you can sometimes make between £100 and £200.
If you are going to the shops, try walking. Not only will you save money on petrol for the car but you also won’t buy as much as you know you will have to carry all of the bags home with you, obviously this won’t really work if you live right next door to the shop but if it applies to you then give it a go!
If you are in too much <a onClick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.moneysupermarket.com/debt/" title="help with debt">debt</a> that you do need to borrow some extra money to see you through then I would advise you seek <a onClick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.moneysupermarket.com/debt/" title="help with debt advice">debt advice</a> from a professional. Debt professionals will be able to help you with <a onClick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.moneysupermarket.com/debt/" title="help with debt solutions">debt solutions</a> and debt management.
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