How to go bankrupt in York
In the last few weeks I have had a number of calls from people in North Yorkshire seeking help with their debt problems. In a number of cases it has been clear that going through bankruptcy will be the proper debt solution for many who have taken advice.
With that in mind I thought it best to set out how one goes about going bankrupt in York.
The process is carried out at the York County Court which is situated in Piccadilly House, 55 Piccadilly. For those driving in the post code is YO1 9WL. There is a car park on Piccadilly which is ideal for the court.
The bankruptcy procedure in York requires that you book an appointment with the court staff as the court only takes a few appointments per day. Currently it is a wait of a week.
The court will want to know that the Petition and Statement of affairs has been completed and you will be asked to bring three copies of each. You will also need to bring a fee of £600 in cash to court which will be your court fee and Official Receiver's deposit. The court staff, will process your payment and check that your paperwork is in order.
You will then need to wait until a Judge is free to see you. This may take some time as no set appointment is made. Instead, you will have to wait for a break in the Judge's list when he can take you. He is likely to ask questions such as "have you taken advice" and "are you aware of the implications". If we are engaged to act for you, we attend the court and so explain to the Judge how we have assisted and that the decision to go bankrupt is the correct one for you.
After the Judge has made the Bankruptcy Order, you will be advised that the Official Receiver will call you within 24 hours. The purpose of this is to check that the paperwork has the correct contact details. He will then write to you and ask you to complete some additional simple documents. He will also book a short telephone appointment when he will go through your statement with you.
You will be bankrupt for a maximum of a year, when you will then be automatically discharged and be free to get on with your life.
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