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The Best Balance Transfer Credit Cards: Get Yours Now!

Author: Ed Vegliante Author Ranking Blue | Posted: 20-02-2006 | Comments: 0 | Views: 239 | Rating:  (50) Article Popularity - Green (?) Got a Question? Ask.
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Have you read your credit card statement lately? Do you know what your annual percentage rate is? How about your annual fee? You may be surprised to learn that your current card is not the bargain you once thought it was. If you are tired of paying fees and big monthly payments then shopping for a new credit card is a must. Some balance transfer cards are better than others; here are some things for you to look for with your new card:

Low Introductory Rate - If you are paying a high interest rate for your current card you can save yourself plenty of money by shopping for a card with a low introductory rate. Yes, there are still many balance transfer cards available that will give to you a rate as low as 0% for twelve months. By obtaining one of these cards you could save yourself hundreds of dollars per month and pay off your outstanding balance faster.

Transfer Fees - Balance transfer credit cards may charge you a small fee to make a transfer. Still, there are some cards that charge no fee on the initial balance transfer upon applying. Some cards are worth paying the transfer fee especially if you are going from a high annual percentage rate card to a low percentage rate card. Crunch some numbers to find out which card works best for you.

Save on Annual Fees - To secure your business, many balance transfer credit card issuers such as Chase and Citibank charge no annual fee. This can be a nice alternative for you especially if you have been paying $35, $50, $85, or more for your current card.

Get Rewards - A nice option for many consumers are those balance transfer credit cards that reward you for using that card. Depending on the plan, you can quickly accumulate airline miles, hotel stay credits, take a cruise, rent a car, accumulate points toward receiving free gifts, and more. Some cards, such as the Citi Diamond Preferred Rewards Card, will even give to you bonus points upon your first purchase of any amount!

Get Rebates - Like a typical reward card certain balance transfer credit cards will give to you cash rebates toward the purchase of a new or used car or toward repairs on your current car. The Citi Drivers Edge Platinum Select MasterCard is an example of one such card making this offer.

Perhaps the best thing for you today is that choosing a new credit card is to your advantage. Never before have terms, fees, and benefits been this good. There is no telling how long any offer will last, but if you act now you can obtain a balance transfer card that works best for you. To find your next card please visit our page featuring the industry's most popular offers.

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Click here to view Balance Transfer Credit Cards. Ed Vegliante runs www.credit-card-surplus.com, a directory of credit card offers.
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I have only been able to pay the minimum each ...
By: Joker Mike | 28-09-2008
I have only been able to pay the minimum each month in hope's of paying it off. But the fee,s keeps me back to where I started,how can I stop the fee,s ? And yes ,I am talking about my credit card .

I have a 50,000 dollar credit card debt. Which ...
By: Martin | 22-09-2008
i have a 50,000 dollar credit card debt.  Which program can you recommend where i can cut my payment from 1700 to 1200 a month

Misuse of Credit Card Data by Makemytrip
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I had shared my HSBC Credit Data for booking of Internation Airticket through Customer Service Representative of Makemytrip over phone. for Jet Airways Flight from Kolkata - Delhi - London on 18th Aug 2008. [Ref. Reservation Code WKKVC] I discovered on 5th Sep 2008 that my Card data has been used to make some Bookings favouring "Shree Raj Tours & Travels" , Mumbai on 31-Aug and 01-Oct worth Rs. 38,000/- (approx.) I have been mailing everybody since then including Customer Care Representatives and service@makemytrip.com about the case. I got a mail today after investigation from Makemytrip that these bookings have been done by some Agent in Mumbai and makemytrip has no role here. I feel seriously betrayed by Makemytrip for sharing my data first and not helping me salvage the money or catch the culprit and totally disowning the incident. I fear now that I shall be forced to pay the due amount of Rs. 38,000/- I am in a Foreign location and donot have enough cash to repay the wrong amount on Credit Card. After informing HSBC about my Credit Card misuse, my Card is blocked and I am literally having a very tough time financially without the Card which is cancelled since 05-Sep-08. Forget the agony of mails, Phone calls to banks, Makemytrip, Raj Travel anf Family members for follow up Please advise suitable action at singhden@gmail.com

DIRM _ Is there a mastercard called DIRM?
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DIRM _ Is there a mastercard called DIRM?

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visa/mastercard Is it legal to charge the customer a fee for accepting credit cards as payment?

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