Seven Little Known Secrets To Saving a Bundle On Diabetic Supplies
Some of the supplies you may need:
- Blood glucose meter
- Testing strips
- Lancets
- Log book
- Medications
- Insulin (in some cases)
- Syringes (for insulin)
- Insulin pen
- Insulin pump
Seven Ways to Save on Diabetic Supplies
- Generics. Some medications are available now in generic forms. You doctor should be your guide for which ones are acceptable. However, you may be able to purchase generic medications and medical supplies for as little $3 or $4 a month. Some insurers provide them free of charge.
- Medicare. Medicare Part B pays 20% of Medicare-approved charges for a doctor's visit, but tests are covered. Medicare covers 20% of the Medicare-approved amount after the yearly Part B deductible for monitors, strips, lancets, and, in some cases, therapeutic diabetic shoes. They may also cover diabetic socks. Part D covers some of the supplies needed for administration of insulin. Part B covers an insulin pump at 20% of Medicare-approved amount.
- Medicaid. Medicaid usually covers diabetes supplies and medications. Check what your state will cover. You may need to make a co-payment.
- Samples. Manufacturers often offer free diabetic products. Ask your doctor. Also, if you attend conferences such as the American Diabetes Association Expo, samples are usually available for the taking.
- Compare Providers. If a blood glucose meter is given away free, be sure to compare the cost of strips and lancets. The meter may end up not being such a good bargain. Remember that generics may cost less. You need to run tests if you choose to use generics to be sure they're reliable.
- Chains. Home Diagnostics pairs with retailers like CVS and Walgreens to offer a less-expensive product line. Check out the discount chains on your own for better prices. You might talk to a Wal-Mart pharmacist, for example.
- Online Companies. The competition is ferocious for diabetic supplies online, so this is where the greatest bargains may be. Don't order from a company that doesn't have a real street address. Find out whether the company has a pharmacist. A bargain may not be a bargain once cost of shipping is added in. Make certain that insulin is kept cold during shipping. Don't order if there isn't a money-back guarantee. Stricter regulations apply in the U.S., so buy from a domestic supplier. Ask your doctor about any company you decide to try.
Remember that it's vital that you monitor your blood sugar levels and take your prescribed medication, no matter the cost. If you can't afford it, there are ways to get help.
Questions and Answers
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