There's lots of online information about personal finance. If you're looking for advice on budgeting or investing, you'll find plenty. If you want quotes for loans or insurance, they're available. If you need help getting out of debt, you can find it online.
Predictably, some of the personal finance resources online are better than others. Some are frankly self-serving, trying to sell you some product or service. Others give information freely. Some of the information is good and some is not so good. You have to evaluate and discriminate when looking for authority and accuracy in personal finance information. After all, it's your money that you'll be risking if you follow bad advice. So be careful out there.
We can't hope to list all the good online sites for personal finance. There are just too many. But here's a short list to get you started in the right direction. We've included a few of the standard mega-sites plus some really good ones that are not so well known.
Necessary Virtues Personal Finance
http://finance.necessaryvirtues.com/
Specializes in information about how to manage your money efficiently and live a prosperous life. Offers several full-length books as free downloads, including these titles: "Solving the Money Puzzle: Personal Finance Made Simple," "The Science of Getting Rich," "Money for Life," and the classic, "Think and Grow Rich." Also offers free newsletter, "Your Money Plan."
MSN Money
http://moneycentral.msn.com/
Specializes in information for investors, including free stock quotes and analysis tools. Also has sections on planning, banking, and taxes. Good investment advice columns and features. Some analysis tools require Internet Explorer for best results. (The site is owned by Microsoft.)
CNN Money
http://money.cnn.com/
More breadth than MSN Money but less depth on investing. Covers many areas and has quite a bit of unique content from Fortune and Money magazines. (This is a Time-Warner site so there is common ownership.)
Kiplinger.com
http://www.kiplinger.com/
Mostly about investing, but also has good articles on credit management, real estate, insurance, retirement. Do be aware that much of their focus is on selling subscriptions to their various newsletters, like the Kiplinger Report.
Zen Personal Finance
http://www.finance-weblog.com/
This is something completely different, a blog with a unique perspective on personal finance. Has sections on retirement, housing, credit, and investing (a mammoth 30-part series of posts on "How To Think Like Warren Buffet"). Not the place to go for everyday reference, but recommended for browsing.
The Motley Fool
http://www.fool.com/
Specializes in help with investing, particularly in stocks and mutual funds. Information is of high quality, but registration is required to access most of it, and payment is required for parts of the site and for some newsletters.
Yahoo Finance
http://finance.yahoo.com/
There's a lot here, but most of it is conglomerated by Yahoo from various third-party sources. You'll have to be discriminating.
Carnival of Personal Finance
http://carnivalofpersonalfinance.com/
A blog carnival that offers weekly collections of recent blog posts on topics like budgeting, saving money, earning money, managing debt, and living below your means. The quality is uneven so be prepared to dig deep.
So there you have it, a quick introduction to some of the best of the web when it comes to personal finance. Some of the big sites made our list as well as some smaller hidden gems. Here's hoping you find it useful.
Related Articles
Why Credit Repair is Needed
By: Jim Kemish | 18/04/2007 | Credit
To understand the necessity of credit repair it is essential to grasp the prevalence of credit reporting errors. Credit repair expert Jim Kemish discusses the flow of information from the creditor to the credit bureau and explains why you need to monitor the accuracy of your own credit reports.
Credit Repair: Common Questions
By: Jim Kemish | 30/04/2007 | Credit
What is the quickest way to improve your score? Do mortgage inquiries count against your credit score? Credit repair expert Jim Kemish answers these questions and more.
Credit Repair and the American Dream
By: Jim Kemish | 12/06/2007 | Credit
The quality of your credit will determine the affordability of your monthly mortgage payment. Everyone wants to own a home. It’s part of the American Dream. Credit repair expert Jim Kemish explains how to make your dream of home ownership come true.
Credit Repair: How Credit Scores Really Work
By: Jim Kemish | 22/09/2007 | Credit
Your credit score is a measure of the risk that lenders take when lending you money. Your credit score will determine your financing options and the interest rate that you pay on every dollar you borrow. Credit repair expert Jim Kemish offers a clear explanation of credit scores and how they work.
Credit Repair and Your Mortgage Rate
By: Jim Kemish | 16/04/2008 | Credit
Do you plan to apply for a mortgage soon? A nationally recognized credit repair expert discusses the latest change in the way the mortgage industry determines your interest rate, and what you can do about it.
Credit Repair and the Hidden Power of Credit Cards
By: Jim Kemish | 02/06/2008 | Credit
There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit cards also hold the key to higher credit scores and speedy credit repair success, if you know the secret.
Credit Repair Made Easy
By: Jim Kemish | 02/04/2007 | Credit
Are you intimidated by the thought of reviewing and repairing your credit? The process does not have to be hard. Credit repair expert Jim Kemish describes a simple and effective strategy of organizing your efforts to produce optimal results.
Credit Repair: the Time for Action
By: Jim Kemish | 07/04/2008 | Credit
Credit repair can be a daunting task. You may have mixed feelings about past credit issues, concerns about confronting creditors, and uncertainty about the credit repair process. But taking action is essential. A nationally recognized credit repair expert offers his advice.
Got a Question? Ask.
Ask the community a question about this article:
Frequently Asked Questions
W-2 Tax Form Question
By: laurie | 15-07-2008
on a W-2 Tax Statement what does "SC12M" mean with and amount of 216.84 in the 14. Other box mean?XXXX
Has everyone forgotten the elderly?
By: Fkdupworld | 15-07-2008
Are they actually going to fade out paper checks?,,,,,,,WHAT ABOUT THE ELDERLY THAT ONLY USE THEM.I suppose they want it all electronic so that they can steal your money easier.
8how can I get help with my student loan.... 825 ...
By: Fran | 15-07-2008
8how can I get help with my student loan.... 825% already consolidated and its killing me at $325.00 per month
Party like a rock stat
By: valatine22 | 15-07-2008
21 and over invited to my party just answere back ok! ok! and my speacial guess is 50cent the party is on friday the 18 2008. Loser not invited like 50 cent said to me loser out out
I'm a small time real estate investor who has ran ...
By: jhrossii | 15-07-2008
I'm a small time real estate investor who has ran into a financial crisis. Is it wise to let my properties foreclose or file bankrupcy? I have never been late on any bills but the mortages on my properties are behind.
Help with a split
By: Kellee | 15-07-2008
My daughter and her fiance are calling it quits, he is filing bancruptcy and walking away from the house. Her name is also on the loan, but cannot afford the $4000. payments, what can she do without killing her credit?
Q&A Powered by:
More from Steve Diamond
Top 7 Reasons You Need a Budget
By: Steve Diamond | 28/09/2006 | Finance
A budget is a roadmap that empowers you to take control of your money instead of letting your money control you. It can give you peace of mind, improve your marriage, and help you prepare for a prosperous future.
Your Success Is All in Your Mind
By: Steve Diamond | 28/08/2006 | Motivational
You can have success, however you wish to define it. You can change your life, however you wish to change it. But you must change your mind first.
Evaluating Credit Card Offers: Essential Terms You Must Understand
By: Steve Diamond | 28/08/2006 | Non-Fiction
Credit card offers, they're everywhere! They appear in your mailbox. They pop up while you're surfing the Internet. They're in slick brochures next to the cash register or gas pump. They're in full-page ads in the Sunday papers.
If you need a new credit card, how do you choose? You should evaluate each offer carefully, and to do that you must understand these essential terms.
Four Damaging Myths About Your Credit Score
By: Steve Diamond | 26/07/2006 | Credit
Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your credit score.
Get Out of Debt in Four Easy Steps
By: Steve Diamond | 22/03/2006 | Finance
Take control of your finances. Get out of debt and stay out of debt. These four easy steps tell you how to reclaim prosperity in your life.