Bad Credit Debt

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Got a Question? Ask.

How can i repair my credit?
By: shelov | 11-09-2008
i was the victim o fid theft before so much light was drawn to by a member of my family.  Not knowing about it until the letter started to roll in i discovered that i have a ton of chrged off items and at least 1 judgement against me.  How can i fix this problem?  I do not want to persue legal action agains the thief, it will cause even more damage.  what steps can i take to restore my credit? i am without an automobile, a home and i've recently been turned down for a job.   Desparately seeking a solution, S. G. Williams NY

Credit Score
By: Ahahl | 11-09-2008
Once old debts have been removed or scheduled to be removed from credit report, how long is it before credit/fico score starts improving?

Pregnency
By: jerry | 11-09-2008
during ovulation i  had intercourse and  next 5 days did i get any earlier pregnency symptoms, or when can i notice my pregnancy symptoms.

Help ban World of Warcraft
By: Tamara | 10-09-2008
How can I ban world of warcraft?  My daughter whos 18 just sent me the link to You Tube about a boy addidted to World of Warcraft. Shes concerned about her brother.  It was may son all over.  I dint realixe it and I cried.  When he doesnt have a life beyond the computer and that game it worries me.  It grabs the kids and gets them hooked without them knowing it.  Please lets get together and ban this game.  If you have a son thats into the game please contact me at TamaraAnn2@Yahoo.com Thanks  I care about my son and his future, right now thanks to that game hes 17 and no clues to a future  

AOL/ATT Incoming Mail Problem
By: John | 10-09-2008
When you see those ads about "get ATT dsl with free AOL", don't you believe it.  I did back in June and I've had nothing but trouble since. Every day when I sign on it's a whole new problem even tho no one has touched the computer.  I have ATT dsl and I access the internet (IE) via the "free" AOL.  O/S is XP.  My latest two problems which I can't resolve involve my incoming mail, saved mail and favorite places on two of my screen names.  They just don't appear where they should on AOL.  On both of the screen names, the new mail tab indicates that I have X number of new emails but the screen is blank.  On the other, new mail is shown without the sender's Screen name and moved to the end of the list even tho it's set up to list newest first so there's no way to tell who sent it.  Saved mail and favorite places don't appear for either screen name.  ATT says it's an AOL problem and AOL says it's an ATT problem, so sorry, "can't help you".  Of course neither provide access to a help desk. Would appreciate any advice/help you can provide.  

Foreclosure no problem on home loan in 2006, big problem to refinance today - Why?
By: AtWitzEnd | 10-09-2008
In March 2009 I will have a bankruptcy removed from my credit report. In 2004 my home was foreclosed. I have worked on my credit and my score is in upwards of 700. In December 2006 I purchased a home and the bankruptcy or the foreclosure did not have any effect. I got a great deal on my home and use the bi-weekly auto draft for mortgage payments. My wife has become disabled and we have had to use credit cards due to the loss of her income and the increase in gas, food, medical expenses, etc. Do I have a chance at getting either a home refinance, equity or debt consolidation to pay off the credit cards?  We are not behind on the bills, but we have had to use our savings as well and there isn't any money for any closing costs.  Any good advice?

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Stock Market Advice - Be Careful Who You Listen To
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Learning Proper Money Management For College Students
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BVI Offshore Registration: All That You Need To Know To Get Started
By: Ramapati Singhania | 08/10/2008
BVI offshore registration is certainly cheaper than Lichtenstein or Luxembourg and extremely popular. More than 6,500 companies are incorporated in this jusrisdiction every month!

The History of the Global Forex Market
By: Orlando Thompson | 07/10/2008
In this article we explain what the global forex market is and how it came to be this is very insightful information that will help you in your forex trading system choices.

How To Go About Improving Your Credit Score
By: MIKE SELVON | 07/10/2008
While it'd be nice to live a "credit-free existence," it can be difficult to do so in today's world.

Self Directed IRA Possibilities With A Small Business
By: Jerry Glynn | 07/10/2008
It is normally not possible to set up a self directed IRA with a small business. This article describes a little known strategy that can be used in conjunction with a small business.

Understanding Debt Consolidation Loans
By: Richard Greenwood | 07/10/2008
It can be all too easy to end up in debt and especially during the current times of financial uncertainty you may find yourself unable to make repayments. Consolidating your debt can make your debts easier to manage and lower your interest charges meaning you become debt free faster.

More from Joseph Kenny

What Type of Loan Do You Need?
By: Joseph Kenny | 19/06/2008 | Loans
If you have ever applied for a loan, then you probably are aware that there are different kinds of loans which are available at banks, credit unions, other financial institutions, or with private lenders.

Choosing The Right Life Insurance For You
By: Joseph Kenny | 17/06/2008 | Insurance
Here is an important question for you. Have you considered the type of life insurance policy you need? For many people throughout the country, the question of life insurance is one they have no answer. They haven't even considered it. It is not always about not having the money to purchase a policy.

Be Prepared When Applying For A Mortgage
By: Joseph Kenny | 16/06/2008 | Mortgage
It is true that most of the people in America do not have the finances to purchase a home and pay cash or the equivalent for it. The American dream is to own a home and the main objective is to obtain a mortgage for it. This is what the mortgage lenders know and most of them are willing to be of help in this endeavor.

Choosing The Right Credit Card Deal
By: Joseph Kenny | 16/06/2008 | Credit
When you are considering applying for a credit card you probably will have several offers available. The credit card companies will spend about a million dollars a year to send us their particular offers for credit. Trying to choose which one among them that is best for you can be a hard decision to make. Should you choose the first pre-approved offer and send in the application?

Dwindling Consumer Confidence Is Not Helping the Housing Market
By: Joseph Kenny | 16/06/2008 | Finance
e aggressive interest rate cuts by the Federal Government to maintain jobs and even a stimulus package sent out to assist with finances, consumer confidence is still lingering around its lowest level in close to two decades.

Choosing Between A Second Mortgage And A Home Equity Loan
By: Joseph Kenny | 16/06/2008 | Mortgage
There are some alternatives available to the homeowner who needs financial help but does not want to refinance their present mortgage. There are however, at least two main options if some sort of equity loan is desired. You can obtain an equity credit line or a second mortgage loan and there are specific advantages and disadvantages with each one.

Defining Credit Card Finance Charges
By: Joseph Kenny | 13/06/2008 | Credit
There are other fees associated with the use of a credit card besides the actual charge from each purchase. These other costs can add to the total balance on your account that you have to pay.

Eliminate Debts For A Better Personal Life
By: Joseph Kenny | 13/06/2008 | Finance
The elimination of personal debt is always a good idea; removing debt is always advantageous in many ways. It doesn't matter who you are wealthy and have huge debts, or who are regular person with a small amount of debt.