Let me be the first person to admit that I had messed up my personal credit score really bad, well alright then lets say that I destroyed it by making a few mistakes like not paying certain bills by their due date, I have a car repossession, plus a bankruptcy which had brought all my options in life to a stand still, as I cant get a decent "car loan, mortgage loan, unsecured credit cards.
Which is sad but true because I am really a good person that has made a few mistakes in my financial life but if I were to be given a second chance I would make my credit profile the most important thing and pay on time so I can benefit from all the privileges that people with good credit have. So now since we cant go back in time inside of a time machine to start our credit history all over again with the information we know now. Let me give you some new information about getting a real second chance by cleaning your credit even with the worst credit ever and don't worry cause I might of had the worst credit score recorded.
As I just wanted to let the people that are in the same situation as myself to find a way out of being profiled as a credit risk and get some breathing room in this month to month grind, whether you are looking for another chance to restart your life, get the car loan you want with zero down and zero APR or to buy a home with the best rates and this is what we are all looking for. Especially if you have bad credit or you have been turned down on many different occasions.
Then I looked into different ways that I could repair my credit in order to raise my credit score. First I checked out a few companies that specialize in credit repair but they wanted, in my opinion to much money for their service so I decided to research on what steps to take in order to clean my credit. Actually happened to be far easier and cheaper than I ever would of thought.
Also understand that they got a list lenders and credit card companies that are willing to give you another shot. These companies understand that bad things do happen as there are lots of good people in bad situation. Whether you have had small problems in the past or big problems like repossession or even bankruptcy, there are lenders that are there to help you get that loan especially to start your home based business.
As you will be surprised to discover that it is still possible to get auto loans, personal loans, mortgage loans, guaranteed credit cards, and more. But remember that there is a right way to go for the money that you need but if you do it the wrong way, you might not only get turned down, but it could be even harder for you to get the money later on.
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Party like a rock stat
By: valatine22 | 15-07-2008
21 and over invited to my party just answere back ok! ok! and my speacial guess is 50cent the party is on friday the 18 2008. Loser not invited like 50 cent said to me loser out out
I'm a small time real estate investor who has ran ...
By: jhrossii | 15-07-2008
I'm a small time real estate investor who has ran into a financial crisis. Is it wise to let my properties foreclose or file bankrupcy? I have never been late on any bills but the mortages on my properties are behind.
Financial crunch
By: karla | 15-07-2008
My husband and I own a home, I have very good credit. But we just lost our jobs and going through a crunch time, and we are both actively seeking employment. is it a good idea to ask my mortage lender "Wells Fargo" for support. and what are my options. I am trying to avoid falling into a financial trap.
Help with a split
By: Kellee | 15-07-2008
My daughter and her fiance are calling it quits, he is filing bancruptcy and walking away from the house. Her name is also on the loan, but cannot afford the $4000. payments, what can she do without killing her credit?
1st time buyer
By: patrick | 15-07-2008
Got e3a question about Personal Finance? Type your question here...who qualifies as a first time home buter?
I am concerned about the protection from FDIC. I ...
By: bridget | 15-07-2008
I am concerned about the protection from FDIC. I have a Certificate of Deposit for $220.000. Should I make this into two CD's for $100,000 each to be protected?
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