Choosing a credit or debit card? What's in it for me?

<h1>Choosing a credit or debit card? What's in it for me?</h1>Author: <a title="Andrew Hudson" href="http://www.articlesbase.com/authors/andrew-hudson/163369.htm">Andrew Hudson</a> The question that most sensible shoppers ask themselves when deciding to use a credit card is, can I afford it this month?  A smart question that everyone should ask but often don't is, what each card can do for you?  Many cards offer different types of rewards that should be considered before making a decision on which card to use. Many credit cards offer introductory offers where you pay no interest on purchases for six months.  Just be sure to pay off the card before the six months are up or move the balance to another card.  Just be sure to read the fine print as some cards will charge you all the interest from the introductory six month period at the end of the six months if the balance is not paid off. Other credit card companies offer 'cash back' on your purchases; anywhere from a half a percent to one and a half percent of your charges.  This is great depending on the interest rates that a company may charge.  Shop around; after all it's your money.  Some <a href="http://www.epayarea.com/">credit cards</a> offer a special introductory interest-free payment periods on large purchases made.   Others may offer special <a href="http://www.epayarea.com/">financial services</a> at a no cost or for a low fee as a bonus for being a member. Another benefit to using some cards is the protection offered.  If you are purchasing something online or from someone you are not too familiar with, using your credit card can offer you protection from fraud.  The Consumer Credit Act protects you from buying something that is 'not as described' or just doesn't work.  The credit card company will reimburse you and will get the money back from the retailer if it can. Finally, many cards offer air miles that you can build up by making purchases, even your debit card can offer this if tied to a major bank.  So think carefully, be sure you can afford the purchase and weigh the benefits that each card offers so that you get the most out of the card you chose.About the Author: Morris 
Press Office 
E-payarea 
Collect your money through Electronic payment system
Article Source: <a href="http://www.articlesbase.com/">ArticlesBase.com</a> - <a href="http://www.articlesbase.com/finance-articles/choosing-a-credit-or-debit-card-whats-in-it-for-me-980896.html" title="Choosing a credit or debit card? What's in it for me?">Choosing a credit or debit card? What's in it for me?</a>

The question that most sensible shoppers ask themselves when deciding to use a credit card is, can I afford it this month? A smart question that everyone should ask but often don't is, what each card can do for you? Many cards offer different types of rewards that should be considered before making a decision on which card to use.

Many credit cards offer introductory offers where you pay no interest on purchases for six months. Just be sure to pay off the card before the six months are up or move the balance to another card. Just be sure to read the fine print as some cards will charge you all the interest from the introductory six month period at the end of the six months if the balance is not paid off.

Other credit card companies offer 'cash back' on your purchases; anywhere from a half a percent to one and a half percent of your charges. This is great depending on the interest rates that a company may charge. Shop around; after all it's your money. Some credit cards offer a special introductory interest-free payment periods on large purchases made. Others may offer special financial services at a no cost or for a low fee as a bonus for being a member.

Another benefit to using some cards is the protection offered. If you are purchasing something online or from someone you are not too familiar with, using your credit card can offer you protection from fraud. The Consumer Credit Act protects you from buying something that is 'not as described' or just doesn't work. The credit card company will reimburse you and will get the money back from the retailer if it can.

Finally, many cards offer air miles that you can build up by making purchases, even your debit card can offer this if tied to a major bank. So think carefully, be sure you can afford the purchase and weigh the benefits that each card offers so that you get the most out of the card you chose.

Morris
Press Office
E-payarea
Collect your money through Electronic payment system

Rate this Article:

0 / 5 stars - 0 vote(s)

Re-Publish

Article Source: http://www.articlesbase.com/finance-articles/choosing-a-credit-or-debit-card-whats-in-it-for-me-980896.html

Article Tags: Credit Cards, Financial Services, Prepaid Master Card, Online Money Transfer, Debit Cards, Online Payment

Related Videos
Related Articles
Ask / Related Q&A

Play

Defaulting on Your Credit Card

Play

How to Use a Credit Card

Play

How to Understand Credit Card fees

Play

How to Read Your Credit Card Statement

Play

How to Use Your Credit Card

Latest Finance Articles
More from Andrew Hudson

Master trader reveals his powerful techniques

By: Rob Trader | 07/01/2010
Vladimir's best kept secret strategy for extracting profits from the Forex market, with a push of a button. A hybrid strategy which includes manual as well as automated components, aided by the proprietary sRs indicator, alert and template.

Forex Juggernaut Exclusive Secret Launch Details!

By: Rob Trader | 07/01/2010
A Robot That Guarantee's Winning Trades On The EUR/GBP Currency Pair. This Robot trades Swing Style like the profitable Godfather but it execute's trades daily on a consistant long term basis. Introducing Next Generation FX Trading's Amazing Ground Breaking 'Juggernaut' Robot, The first Forex Expert Advisor that performs like it's on Steroids. This newly developed Next Gen. EA Is About To Hit The Forex Market In Early January And Produce ASTONISHING GUARANTEED DAILY PROFITS!!!

Discover How You Can Learn Swing Trading Today

By: Creztor Tessel | 07/01/2010
Want to learn swing trading? Swing trading is like any form of trading and comes with a certain amount of risk and reward. The best way for anyone to begin a career as a swing trader is to follow the two tips below. Swing trading is not a get rich...

Two Simple Tips on How to Swing Trade

By: Creztor Tessel | 07/01/2010
It is much easier to learn how to swing trade than you may think. Before you embark on your journey as a swing trader and learn all that is needed to know, it is recommended that you first understand what swing trading is and why it is the recommend trading...

Two Swing Trading Tips to Give You a Trading Edge

By: Creztor Tessel | 07/01/2010
Want to improve your win ratio while swing trading? These swing trading tips will help give you that much needed edge over the market. However, before you can use any trading tip, be sure that you fully understand how to swing trade. Swing trading is one of the most profitable...

Two Swing Trading Techniques to Give You a Trading Edge

By: Creztor Tessel | 07/01/2010
To be able to effectively swing trade, you will need to know some techniques to know when to get in and get out of the market. Swing trading offers traders the most effective style of trading due to the low risk with high returns swing traders experience. Just what technique...

Which Swing Trading Strategies Give You an Edge

By: Creztor Tessel | 07/01/2010
Swing trading is one of the most popular styles of trading amongst professional traders because they know that trading for the long term and not the short term is the only way to make consistent returns when trading any market. It doesn't matter if you trade forex, stocks, precious metals...

Two Forex Trading Strategies to Help You Trade Better

By: Creztor Tessel | 07/01/2010
Are you looking for some simple forex trading strategies? Forex is one of the fastest growing and most traded markets in the world. This is in part due to how easy it is for a new trader to gain access to the forex market. New traders to forex are most...

The Power of Anonymity

By: Andrew Hudson | 01/10/2009 | Dating
Today, no matter where you go, everyone wants to know who you are. You have to carry some form of ID with you at all times in most states. If you are tired of this situation as most people are, visit gettingrandom, you will find an interesting website. You have the option to talk with a random stranger anonymously. Random chat can be very uplifting because NO ONE knows who you are. Another site, Omegle, led the way for the popularity of stranger chat. Getting Random has other choices that the

New Recipe for Life with Getting Random

By: Andrew Hudson | 01/10/2009 | Dating
Doing the same thing, day in and day out, can become very monotonous. You can add excitement to your social connections by visiting getting grandom and allowing yourself to be connected to a stranger for some stranger chat. A Facebook application is available on the site that will allow you to connect with other Facebook users. Getting Random allows you to add excitement and perhaps a little bit of naughtiness to your recipe.

Exploring Strange New Stranger Worlds

By: Andrew Hudson | 23/09/2009 | Dating
Getting random is a website that provides users with anonymous chat, strives to connect you to a total random stranger who you may have never met, Getting Random has a Face book connection that allows a Face book application to be utilized. Getting Random is a site that puts you together with a random connection from anywhere in the world. When you first get to the site, you have a couple of choices.

It’s so hard to Meet New People

By: Andrew Hudson | 23/09/2009 | Dating
People are having a harder time connecting to people. Diversity is the key to a successful team and we should all try to find new people with different points of view than ones we have ourselves. Getting Random is one of the new websites that are devoted to stranger chat and are becoming very popular. Enjoy the anonymity of the website and the freedom it brings to your stranger chat. However, please remember that there are people out there who take advantage of the system.

Teen Chat Safety Tips

By: Andrew Hudson | 16/09/2009 | Relationships
Chat room popular means for teenagers to get new friends. There are some hidden dangers that teenage girls especially need to be aware of. Therefore, it is recommended and advised that you completely understand all the necessary information prior to getting involved in anonymous online chat. Secondly, it is highly recommended to constantly educate your child on the issues pertaining to teenage chat.

Should you talk to Strangers?

By: Andrew Hudson | 14/09/2009 | Dating
Several websites have been developed to encourage the one-on-one interaction between strangers. gettingrandom.com, is one of the websites that is hoping to change the way we feel about strangers. The website provides people with the ability to carryon anonymous chat with a stranger. Omegle is another website that is similar to Getting Random. You can access people from Facebook by clicking on the Facebook icon. At the bottom of the webpage are a number of random pictures of people from Faceb

Add some Spice to your Life with Getting Random

By: Andrew Hudson | 14/09/2009 | Dating
Life has become very stable and boring without shaking things up. A new website has arrived to help you accomplish, Gettingrandom.com, This website will randomly pick a stranger for you to talk with and then provide the two of you with your own one-on-one connection. No profile is needed, no username, and no password has to be remembered to use this website. Talk with people from around the country and around the world.

Random Interaction Increases

By: Andrew Hudson | 14/09/2009 | Dating
Omegle allows you to talk to strangers, Visit Getting Random, first ask you, a guy or a girl and then give you the choice to chat with a girl, a guy, or anyone. Both sites provide random stranger chat but Getting Random is a little different. you can choose to access your Facebook account while using the Getting Random site, you have a few more options that make the site different. bring people together from around the world. Check it out and see what you think.