Confessions Of A Personal Finance Blogger

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What is Global Credit Crunch
By: Sandy Naidu | 20/07/2008 | Personal Finance
Lately we have been hearing a lot about the ‘Global Credit Crunch’. This Credit crunch started in the American Mortgage Markets. Here is more information about what this crisis is…

Sub Prime Crisis Leads to Global Credit Crisis
By: Sandy Naidu | 20/07/2008 | Personal Finance
The financial papers have been reporting the doom and gloom the global economy is facing due to the sub prime crisis…Suddenly sub prime crisis seems to be taking the blame for all the major problems (except maybe for the war in Iraq). This blame is not totally baseless…In this article I am going to try and decode and explain in plain English what this global crisis is all about.

How to Set Financial Goals
By: Sandy Naidu | 15/08/2008 | Personal Finance
Everyone must have financial goals. Let me rephrase that - ‘Everyone must have well defined financial goals‘. And of course these goals have to be realistic to a certain extent. Goals can be divided into short term and long term goals.

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Overseas Property Buyers Loving the Credit Crunch
By: Nicholas Marr | 06/09/2008
International real estate industry has been bracing itself for the global slowdown but as author Niocholas Marr explains for some this is the nest time to make that purchase of an overseas property

Net Operating Income and Real Estate Analysis
By: James Kobzeff | 06/09/2008
Discover the various ways net operating income gets used in real estate investing and learn how each is calculated.

Financial Security Planning in Uncertain Job Climates
By: Marilyn Katz | 06/09/2008
Nobody can predict every possible emergency or financial problem, but every can do their best to plan for the unexpected.

3 Things You Need to Know About Secured Credit Cards
By: Sean Masterson | 06/09/2008
Think you understand the ins and the outs of secured credit cards? There's actually quite a few misconceptions that many have about these particular financial tools. If you want to make an informed credit card decision when choosing a secured card, there are three things you absolutely must know.

Stock Market Volatility Helps In Making Money Using Stocks
By: Amit Kheterpal | 05/09/2008
Anyone who has ever ventured into the stock market would have gotten to know by now that the index can go up and down on any given date. That gyration can actually help you make good returns on the stock market.

Tips On How To Diversify Your Risk In The Stock Market
By: Amit Kheterpal | 05/09/2008
Stock market is not for the faint hearted they say. That is definitely correct and a lot of people who join the stock market bandwagon hearing stories about loads of money to be made usually are the ones who burn their fingers in the stock market very easily.

Making the Most of Your Business Banking Relationship
By: Ann Knapp | 05/09/2008
Anyone who owns a business can appreciate the need for a bank account to handle bill paying, deposits and payroll. But banks can assist business owners in so many other ways as well. In fact, having a reliable financial partner can help a business reach its greatest potential, as well as provide support during times of financial need.

10 Sound Budgeting Tips to Ensure Financial Freedom
By: Michael New Jr. | 05/09/2008
Here are 10 sound budgeting tips that will surely get you on the right track again. If you're in trouble with debt, this article is a must read!

More from Karen Cheong

Ten Ways To Save Money When You Have Children
By: Karen Cheong | 12/10/2007 | Finance
The whole society is geared to getting people to spend money for their children. When was the last time you had to buy a child's meal just so that he could get that free toy, and end up finishing the meal yourself ?

10 Tips On How To Sell Your Product
By: Karen Cheong | 01/09/2007 | Advertising
It's not just about the product you know. I realised maybe there was going to be a problem with my ability to run a decent business when I found that I was buying more products than I was selling ! So I vowed to not buy the next product that I saw advertised, and stop to analyse why I wanted to buy it instead. I used to think a good product sells itself. Well, it doesn't.

Why Doctors Are Poor And Computer Geeks are Rich
By: Karen Cheong | 18/08/2007 | Finance
In the old days, doctors were the rich ones who drove huge cars, had big houses and were well-respected. And the computer geeks, well, did not exist. Now the doctors are struggling with car loans and mortgage repayments, and Bill Gates is the richest man in the world. What happened ?

5 Reasons Why People Fail
By: Karen Cheong | 18/08/2007 | Motivational
Nine out of ten new businesses fail. Ninty-nine percent of affiliates make no money or even lose money in internet marketing. Why is this so? Is it just the lack of technical know-how?

I Need Traffic
By: Karen Cheong | 15/08/2007 | Online Promotion
So you have started your own blog and filled with with great content. You sit back and wait for everyone to flock to your website and read what you have written. Right ? Wrong. It may be public, but it does not guarantee it gets noticed. So what can you do to get yourself noticed ?

Have We Overstated The Importance Of Keywords ?
By: Karen Cheong | 15/08/2007 | SEO
Every product I've read written for affiliate marketing has always mentioned the importance of good keyword research and writing articles around the keywords almost as a first point. But is it the most important way to get people to visit a website or blog ?

The Tortoise Has Retired, The Hare Is Still Running
By: Karen Cheong | 13/08/2007 | Finance
Many people spend their time hoping to get rich quickly, like winning the lottery, or getting an unexpected inheritance from a distant relative. The reality for most is that, like the tortoise in the old story we heard as children, slow and steady wins the race!

Investing Is Like Playing Tennis
By: Karen Cheong | 08/08/2007 | Finance
Investing in the stock market can be like playing tennis. The professionals play an offensive game. And the amateurs play a defensive game. How can we protect our investments should the stock market fall?