Ray Prince is an Independent Financial Planner with Rutherford Wilkinson plc, and helps UK Resident Doctors and Dentists get the best deals on mortgages, protection and investments, as well as helping them achieve their financial objectives. Click here for Financial Advice for UK Doctors and Dentists and to get your free retirement guide, How To Avoid The 7 Most Common Retirement Planning Mistakes. Rutherford Wilkinson plc is authorised and regulated by the Financial Services Authority.
You may or may not know what an Enduring Power Of Attorney is (or is designed to do), but it is being replaced very soon by a revised version known as a Lasting Power Of Attorney, and the consensus between the solicitors we have talked to agree that the old system may well be better, simpler and cheaper all round.
So, what is an Enduring Power Of Attorney?
Where up to date wills give you the reassurance of knowing that your affairs will be taken care of after your death, it is also sensible to set up an arrangement to look after your affairs if you become incapable of doing so during your lifetime(s). This is known as an
- Related Articles
- Related Q&A
- Accuracy Counts: Important Facts About the Accuracy of Epa Protocol Gases
- EPA Fish Oil Supplements - An In Depth Analysis On What Works And What Doesn't In Omega 3's
- Omega 3 fish oil EPA and Dha explained
- Some Basic Guidelines Into the Epa Gas Mileage
- A Look at Epa and Hybrid Car Ratings
- Omega 3 fish oil EPA and chronic fatigue syndrome the real science
- Epa Wood Stoves Better for You and Your Environment
- Is Your Organization Flirtering With EPA Compliance Risk?
Bank Savings Guide
By: Limadijaya Suhendra | 18/12/2009Whether you are searching a banking company at which to open up a new savings account statement or you are merely unsaved with your former banking company and would like to find a new place to arrange business concern. Finding out the banking company that is correct for you could...
Foreign Exchange Education: Forex Books Which Type To Buy?
By: James Roshwood | 18/12/2009If you visit any bookstore these days, even the smallest local store, you will probably see a range of forex books. If you go to a larger bookstore or an online store such as Amazon, the choice is overwhelming. It can be hard to know what to choose. So how much information do you need as a forex trader, and can you even get this type of forex learning from a book?
Getting Out of Debt - Debt Negotiations As a Way Out of Debt
By: Matt Couch | 18/12/2009It is not a wise option to arrange money and pay credit card bills to the bank if you have the alternative of getting out of debt.
Debt Settlements - Stimulus Dollars Makes Debt Settlements Easy
By: Matt Couch | 18/12/2009The worldwide economic recession has given birth to a new terminology called "Debt Settlements".
Eliminate Debt – How to Legally Eliminate Debt Up to 60% With Professional Help
By: Matt Couch | 18/12/2009Credit card debts are unsecured credits, which mean that, when taking the loan, you did not guarantee it with any physical asset, like a car or a property.
Debt Settlement Options – Should You Use a Professional Or Negotiate Debt by Yourself
By: Matt Couch | 18/12/2009When you're indebted and cannot manage to make the monthly payments to your creditors, then it is time you tried to fix the situation.
Debt Negotiation – When it Makes Financial Sense to Hire Professional Help For Debt Negotiation
By: Matt Couch | 18/12/2009Debt settlement system has become more and more appealing to the debtors of credit card companies.
Life Assurance, Critical Illness Cover Etc - Are You Paying For Policies You Don't Need?
By: Ray Prince | 21/11/2009 | FinanceOne of the common issues we find when we review a new client's situation is that over the years they have been sold (or have purchased) many life, critical illness and income protection policies. Now, it's important of course to state that such cover for, say, a couple with a family and a mortgage, is absolutely vital.
Investment Risk - What's Your Risk Tolerance?
By: Ray Prince | 05/11/2009 | FinanceAs you'll know, the main global stock markets have been VERY volatile over the last 12 months or so. And it's likely that you have money invested in one or more of several investment vehicles: - ISAs - Personal Pensions - Self Invested Personal Pensions - Life company funds - Unit Trusts - Open Ended Investment Companies - Investment Trusts
Investment Risk - What's Your Risk Tolerance?
By: Ray Prince | 05/11/2009 | FinanceAs you'll know, the main global stock markets have been VERY volatile over the last 12 months or so. And it's likely that you have money invested in one or more of several investment vehicles: - ISAs - Personal Pensions - Self Invested Personal Pensions - Life company funds - Unit Trusts - Open Ended Investment Companies - Investment Trusts
Your Retirement - What Will You Actually Do?
By: Ray Prince | 16/10/2009 | FinanceWhen we start working with a new client who's, say, aged 50, it's always interesting to get down to what they want to aim for in life. After all, if life is not about thoroughly enjoying doing things you love most, what is it about? So when the 'Retirement Reality' study from an insurance company came out the other day, it was something that we took notice of.
Life Coverage, Critical Illness, Income Protection - Are You Fully Covered?
By: Ray Prince | 02/10/2009 | FinanceWhen you graduated, there's a high probability you 'signed up' for income protection cover. Maybe it was at a graduation Ball, or perhaps it was following a talk you attended. Even if you found out since that better coverage was available, the key is that you took action and purchased a very important protection plan.
Savings Rates - Are You Getting the Best Rate For Your Money?
By: Ray Prince | 17/09/2009 | FinanceWe are not talking about serious longer term investments here. This is money which is meant to be safe and accessible, and preferably tax efficient. It could well be that it's money earmarked for your tax bill, for example.
Financial Planning - The 10 Key Questions to Ask Yourself
By: Ray Prince | 10/09/2009 | FinanceNo matter what stage of career you've reached, or even if you've retired, there's a number of key questions that you should be able to answer to give yourself the confidence that you've addressed all the important areas of your financial planning. So, today, I'm going to run through the key areas that we run through with each client to take a 'barometer' of their financial planning health. Let's get started.
Absolute Return Fund - Should You Invest in One?
By: Ray Prince | 13/08/2009 | FinanceYou may have heard about Absolute Return Funds being launched and appearing in the press recently. We have seen quite a few of them launched in the last year or so, and they sound good don't they? Absolute returns - hmmm, let's investigate. There are 3 main reasons why these funds have appeared on the radar recently: