Oregon has an excellent health care system; in fact, one of the best in the nation according to U.S. government figures, but regardless of how good the system is at saving and prolonging life, the fact is that Oregon's heath care, like health care everywhere in this nation, is expensive.
In fact, according to figures released by the Oregon Department of Insurance, almost half of all citizens of Oregon find health care costs a financial burden and fully one quarter of all adults in Oregon report spending up to twenty-five percent of their monthly income on health care.
Clearly for the majority of people something has to be done to bring down the cost of staying well.
The most formidable weapon at the consumer's disposal is knowledge. Become knowledgeable about health care and your health care choices. Go online and compare policies and prices - the difference in cost for the same basic policy from one company to another can be truly staggering.
Before going online sit down and figure out what you and your family need out of a health care plan. What is important to you - and what isn't? Are doctor's visits more important than hospital stays? Are prescriptions more important than visits to the emergency room? Do you need a policy that covers you when you travel? Do you have a new baby - or are you expecting one in the next year?
Write your answers down on a piece of paper and play around with them when filling out your online comparison forms. Remember, when you are looking for low cost health insurance here in Oregon there are bound to be trade-offs. Don't expect to find the perfect policy - unless you can afford a high premium or your needs are simple.
And of course the main trade-off that many people use to create an acceptable health policy at a price they can afford is their deductible. This is money you have to pay from your own sources for your health care needs before your insurance begins to pay. The greater your deductible the lower your monthly insurance premium.
Health insurance is costly, there's no getting around that - but if you spend some time online and ask some tough questions of yourself, the answers you come up with just might make health insurance a lot more affordable than you ever thought possible. The key is to compare low cost health insurance plans side-by-side until you find the one that's right for you.
Got a Question? Ask.
Ask the community a question about this article:
Frequently Asked Questions
Any reviews on Training anad generalization of ...
By: Lady Day- Mack | 19-07-2008
Any reviews on Training anad generalization of affective behavior displayed by youth with autism
Gena, A., Krantz
Oprah Winfrey Biography book/article
By: Cannucks | 16-05-2008
Looking for the best Biography book/article on Oprah Winfrey
Can a breast support garment help in the ...
By: mckinnis | 22-04-2008
can a breast support garment help in the prevention of cysts, tumors or breast cancer?
Correcting From Wikipedia to Google Earth
By: andywass | 31-03-2008
How do I get a Wikipedia article which I have corrected on their main site revised on Google Earth . Its 2 weeks since I corrected it but Google Earth is still showing the incorrect version.
I have not heard anything on the condition of the ...
By: ALM | 05-03-2008
I have not heard anything on the condition of the young child. I keep he and his family in my thoughts and prayers. This article says nothing about his condition except that he was listed in critical/stable condition, yet the headline says "KILLERS" of 6-yr old boy. Is he still critical/stable, or did he pass? Please let me know at trinityresources@yahoo.com.
Is it the complete article?
By: curioso | 02-03-2008
There is not missing something below in this article? I could think this is only the first page of a larger article. is it?
Q&A Powered by:
Latest Finance Articles
Investment Advice, UK
By: Sean Horton | 24/07/2008
Investment is about risk. While the extent of financial risk any one of us is prepared to take is very much a personal issue, we are fortunate in the UK of having a network of Independent Financial Advisers to consult and to help us consider whether or not to invest...
Could Keyman Insurance Save Your Business?
By: Sean Horton | 24/07/2008
There is a well-worn saying that no one is indispensable. Perhaps not indispensable, but it is equally true that the role of a key player in many a small business can spell make or break in its fortunes. The loss of that "keyman" is therefore something to which every business...
Corporate Financial Advice For Your Business Too
By: Sean Horton | 24/07/2008
There is probably a tendency to think of the Independent Financial Adviser offering help and advice only in the area of personal finances. But the role is not restricted just to the individual. Increasingly, the adviser is being called in for corporate financial advice to assist small and medium-sized businesses...
Company Pensions in a Nutshell
By: Sean Horton | 24/07/2008
Company pensions are an invaluable part of employees' remuneration packages. They are a central incentive and motivation to staff and an important part, therefore, for successful retention and recruitment. This importance is recognised by the Independent Financial Advisers who help and advise employees and companies alike on the benefits of...
Managed Funds or Shares?
By: Richard Greenwood | 24/07/2008
The stock market provides unlimited investment opportunities. But what is the best way to manage your investments - trading direct buying your own stocks and shares or investing into a managed fund which is looked after by a funds manager. This article looks at the pro's and con's of each.
More Safety Tips About Online Money Transfer
By: Sivakorn Siricharoensataporn | 24/07/2008
As geographical boundaries are becoming blurred by each passing day, there is need for online money transfer around the world.
The Advantages Of Secured Loans Over Unsecured Loans
By: James Copper | 24/07/2008
An article giving good information on different types of finance
Steps To Financial Freedom: Paying For A Financial Planner
By: Michael Laleye | 24/07/2008
Finally the truth is that you're better off spending 15 minutes going over your taxes to make sure they're done right, and...
More from Elizabeth Newberry
High Tech Manufacturing in the United States
By: Elizabeth Newberry | 07/06/2008 | Business
As manufacturing seems that it has all but left the United States in search of lower labor rates, there is a large portion that has stayed within the lower 48 states due to high tech manufacturing methods that give U.S. business owners an edge on the competition.
Rather than simple automation...
Find New Cheap Car Insurance
By: Elizabeth Newberry | 30/05/2007 | Finance
If you have saved enough money to purchase a new car, or have already spent your savings on the new car of your dreams - congratulations! There is no thrill like cruising around town in your brand new car you worked so hard for. But before you start cruising, you...
How To Find Affordable Car Insurance In Oregon
By: Elizabeth Newberry | 30/05/2007 | Finance
Nobody like to pay more for car insurance than they have to, and this is especially true in Oregon, which has some of the highest automobile insurance rates in the country.
There's really no trick to finding affordable car insurance in Oregon. It's simply a matter of shopping around and comparing...
How To Find Affordable Automobile Insurance In Oregon
By: Elizabeth Newberry | 30/05/2007 | Finance
Automobile insurance is expensive and as the price of new cars continues to skyrocket, the price of auto insurance is not likely to come down anytime in the near future. If anything, look for auto insurance rates to continue their upward spiral.
So what can you, as a good Oregon driver...
How To Compare Low Cost Long Term Care Insurance In Oregon
By: Elizabeth Newberry | 29/05/2007 | Finance
Long term care insurance is probably the last type of insurance any of us want to think about, yet according to statistics from the state of Oregon's Department of Insurance, just about half of all Oregon citizens will require some form of long term health care at some point in...
How To Compare Low Cost Life Insurance In Oregon
By: Elizabeth Newberry | 29/05/2007 | Finance
Many people find the very thought of life insurance a disquieting subject, but the truth is that we will all die one day and if we have loved ones it is only right that we leave them with some financial security when we are gone, or that we at least...
How To Compare Low Cost Automobile Insurance In Colorado
By: Elizabeth Newberry | 29/05/2007 | Finance
Colorado has some of the highest auto insurance rates in the nation so it is vital for most Colorado drivers to comparison shop for the lowest cost auto insurance they can find.
Unfortunately no one low cost automobile insurance policy is right for all Colorado drivers; however, there are a few...
How To Find Affordable Life Insurance In Oregon
By: Elizabeth Newberry | 29/05/2007 | Finance
In order to find affordable life insurance in Oregon you need to know what kind of life insurance you need and then compare policies and prices in order to find your best deal.
There are - basically - two different kinds of life insurance policies to choose from in Oregon: Term...
Finance 
