Remember Me
forgot your password?

How to Look for a Real Estate Agent You Like

What if you knew how to easily locate the right real estate agent, one that puts your interests first. Use my tips and advice to decrease the stress of buying a home and find the best real estate agent for you.

I certainly understand if you question why I believe I know what constitutes a good real estate agent. I would wonder if I were you.

Here is the answer. For more than 28 years, my husband and I have helped people buy homes. Since I left off being a kid, residential real estate and mortgage financing have occupied my life. I was a licensed real estate agent in the first part of my career and the owner of a mortgage company the last part of my career.

Most people will buy one home, maybe two. Others may purchase an investment or vacation house. In most cases you are going need the services of a qualified real estate agent. And yes, choosing a good real estate agent is crucial.

Instead of listing warnings, do's and don'ts, allow me to share how I interview and choose a real estate agent.

Number one on my list is to find an individual who makes me feel at ease. Buying a house can be difficult and exhausting at times so why complicate it by employing a real estate broker you don't feel comfortable with.

It is a shame how many home buyers I observe working with agents who are not matched well to them. The dissatisfaction is discussed for weeks, months and sometimes years after moving into a home.

I believe that buying a home should be fun and exciting. After all it will probably be the most significant and most expensive purchase that you are ever going to make. So why not work with someone that you feel comfortable with since you are likely to be in contact with them on a daily or weekly basis for several months.

Second I am looking for an agent who has my best interests in mind. But how do I know if a real estate broker is truly interested in my personal well being and not simply concerned with making the sale? There are several indications.

Does this agent listen to me? If your agent doesn't directly address your concerns and questions, this may not be the real estate agent for you.

Does your prospective real estate representative talk first and ask questions later? This is another indication of whether your best interests have been kept in mind. Every great agent listens to what's on your mind after they ask what is important to you.

A thorough agent will always ask you a lot of questions before ever offering to take you out to view houses. You see, a real estate agent is a valuable asset and they know that your time as well as theirs is valuable too. So they are not going to waste your time showing you houses that you can't afford or don't fit your circumstances.

Even though it can feel a little uncomfortable, anticipate a trained agent inquiring into your finances. This is the type of real estate agent I look for.

Some agents give advice without taking into consideration your circumstances. A good agent doesn't give advice but instead presents options. Your agent should be solution oriented by presenting you with choices that allow you to select what you feel is best for your particular circumstances. Watch for and choose a real estate broker who considers options based on your needs rather than theirs. Above all never feel rushed to make a decision.

High on my list when I interview real estate professionals is watching for individuals who admit when they are unsure of an answer to my question. No matter how experienced a agent, no one has all the answers. So when I ask a question and I hear the words "I don't know" followed by "but I will find out" it is refreshing. Possessing every answer is not what I care about. That is why I rarely decide on a broker based on age or even experience. A real estate broker with enough enthusiasm and energy to do that little bit extra is who I pick.

Even though it will be your home and a place to live, central to every transaction is money. Although a real estate agent isn't qualified to approve you for a mortgage, it is still important to be asked about your financial ability such as how much money you have saved for down payment and closing costs.

Top real estate agents know from experience that mortgage financing is the hub of every real estate transaction. As a home buyer, protect yourself by understanding the cost before going out to view houses and especially before you make an offer.

A good agent can help you with this too or you can simply contact a licensed mortgage broker who can prepare a Good Faith Estimate of Closing Costs. If you are comfortable asking your real estate agent, most can refer you to a couple of mortgage brokers for detailed estimates of mortgage costs for your comparison. It is critical that you know what costs to expect before you shop for a house and especially before you make an offer.

Lastly, remember that buying a house is your decision. Take responsibility for your decision by seeking advice from people you like and feel can trust.

I often say when it comes to buying or refinancing a home, it is your house and your mortgage, no one is going to care about it more than you.

Kate Ford

Kate Ford, a mortgage insider for more than 20 years, shares how to translate the secret language of mortgage lending on her website Get Your Best Mortgage Rate To learn how you can make shopping for a home more fun, discover the magic of Buying a House right away.

Rate this Article: 5 / 5 stars - 1 vote(s)
Print Email Re-Publish

Add new Comment



Captcha

  • Latest Finance Articles
  • More from Kate Ford

Student Loans- Some Basics

By: Walter Ballenberger | 03/01/2010
Thinking about getting a student loan to help pay for your college education? You're not alone. About two-thirds of all people attending public and private colleges and universities take out student loans. This is a necessity because the cost of higher education has soared in recent years. The Project on...

Debt Settlement - How to Utilize a Bad Economy and Get a Debt Settlement

By: Matt Couch | 03/01/2010
When economy is in recession, it is the right time to take steps to eliminate unsecured debt.

Debt Settlement Info - Where to Get Free Advice and Locate the Best Debt Programs

By: Matt Couch | 03/01/2010
A generation ahead people took pride in claiming they either took a minimal or no loan or still managed all expenses- household, education, house, car etc on their own.

How Obama is Providing Generous Debt Relief Options - Tips on How to Get Out of Debt

By: Matt Couch | 03/01/2010
With jobs being lost, stock markets not doing well, value of homes going down, people of USA are in huge debts.

Debt Management Programs - How a Debt Settlement Can Help Your Finances

By: Matt Couch | 03/01/2010
The debts are at an all time high.

High Risk Loans-Simple and Acceptable Terms

By: Jessica Tiel | 03/01/2010
It’s just matter of time so now you can get your desire money with simple and acceptable condition, high risk lender would so it for you.

Forex Charts Are a Must-Have Tool to Expand Your Trading Successes

By: John Eather | 02/01/2010
Foreign exchange is always an important consideration, whether you are traveling abroad for vacation or your job. Due to it's ever changing nature, it is extremely problematic to predict the market's movements in the future.

Getting an Online Cash Advance Loan is Easy

By: Thomas Jones | 02/01/2010
Times have been tough and the recent drop in the job market and recession has taken a toll on every humans lives. Every part of this world is affected by the downside, with increasing prices it has been difficult for families to handle the monthly budget efficiently. There are some...

Why Mini Skirts And Buying A House Go Hand In Hand For Joe The Renter

By: Kate Ford | 01/05/2009 | Finance
Silently, house keys slide across a table. After the home buyer hesitantly asks, "Just like that?" a reassuring voice answers, "Yes, buying a house is just THAT easy." Well, buying a house may have been that easy but how about affording the mortgage? Discover what blew traditional lending practices out of the water and charted a new destiny for America. It's all about the mini skirt.

How To Get More Qualified Real Estate Leads

By: Kate Ford | 17/04/2009 | Business
While everyone in real estate is focusing on internet marketing to generate real estate leads, flyers seem like an outdated method. Paperless is the way to go! Or is it? Hold that thought until you read this article. Then you can be the judge.

Joe The Homeowner Buys Straw Hats And Prevents Another Mortgage Debacle

By: Kate Ford | 17/04/2009 | Finance
Today's gloom over the mortgage debacle has lengthened skirt hems. Extreme optimism has turned into extreme pessimism. Where did all of the Financial Flappers go with their mini skirts? They are running around pointing the finger at Joe. But I say, Joe don't allow the fear that accompanies current doom and gloom to dominate your thoughts. In fact, I have a proposal for you, Joe. Buy straw hats in the Fall.

How To Pay Off Your House Faster and Save Money Too

By: Kate Ford | 09/04/2009 | Finance
what if your home mortgage did not enslave you? Instead, how would it feel to be more in control of your financial destiny. That's why an amortization schedule is the key to your mortgage freedom. Get excited! It's your mortgage after all.

How Mortgage Brokers And Real Estate Agents Get Ahead During Moody Economies

By: Kate Ford | 04/04/2009 | Business
Here is my secret for real estate agents and mortgage brokers caught in cyclical markets. Please read carefully. To build a business that will survive no matter how moody the economy, there is one decision you can make to alter the course of your business forever. You can learn how to thrive in spite of the recession.

Foreclosure Options - Do Not Give Up - Fight For Mortgage Loan Modification

By: Kate Ford | 19/03/2009 | Finance
Are you a candidate for a mortgage modification program? Ask yourself these easy 5 questions to find out. Then discover the difference between paying thousands of dollars to a loan modification service or doing it yourself. Above all remember what I say. It is your home and your mortgage. No one cares more about it than you.

Stimulus Spurs Inflation - Protect Yourself By Buying A Home

By: Kate Ford | 09/03/2009 | Finance
Here is my prediction. Five years from now, homes will be worth more than they are today and daily mortgage rates will be higher also. During our lifetime, there will never be a better opportunity than now for buying a home and securing such low mortgage lending rates.

Submit Your Articles Free: Signup
Article Categories




Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2008 Free Articles by ArticlesBase.com, All rights reserved. (0.78, 6, w2)