Insurance is something that not all like to pay. Everyone feel that insurance is one investment that is not going to be of any use for them. But have you thought one thing that a single treatment in your life can actually repay your entire amount that you will be investing in your whole life. Just by having a thought that you are insured makes you feel relaxed. You know that in times of dire needs you will be having someone who will help you to come out of the crisis. Even if you don't need the help of your insurance provider in your life, it will still help your loved ones or your dependents. So never think that an investment in insurance policy is of waste. It is definitely going to repay you or your near ones after your death.
When I was young, I never bothered about taking an insurance plan for myself. I was young and energetic and strong enough. I used to go to a gym daily for exercise and never even once thought about what about my health. I used to think that insurance is something for those who are married and have family to take care of, but that was proven wrong. One day I was playing a football match at my school. All of a sudden one of the players tried to hit the ball and instead of ball he hit my leg. I fell down and was in dire pain. I was not able to get up since the pain was just too much. Within minutes my leg got swollen and I was taken to a hospital for checking and first aid. The doctor told us that I will have to get some X-rays done since my leg was swollen and that there was a chance of a fracture. He did some routine check ups and after the x-ray was done he confirmed that I had developed a fracture and that the fracture was a major fracture. I was operated and had to stay at the hospital for a few days. The entire treatment cost was too much for me to bear. I had to take a personal loan to pay the hospital bill. Since I was a student with no income, I was not able to repay my loan amount on time and by the time I was able to repay the loan, the loan amount had also swollen and had become a huge debt for me.
That is when I felt no matter what ever happens, one should always have an insurance cover. After all insurance is a tool that provides cover to you and your family if you are married. If you take a whole life insurance that can give you cover for your whole life and can protect you from any untoward incident that may come accidentally. After all accidents are a part of everyone's life. No one is immune to anything. Accidents are going to happen in everyone's life and it is always better to be prepared rather then to risking your life.
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