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Saving for Retirement – Another Crossroad
Author: Harold L Lowe  | Posted: 16-11-2007 | Comments: 0 | Views: 5 | Rating: (52)  (?) 
After about a week of repeating your new affirmations, you've probably noticed something very interesting and a bit frustrating as well. You are probably having lots of fun with some affirmations. There are others, however, that have a little silent internal backlash with them. In other words, immediately after you repeat your affirmation, that little voice inside your head lets loose with a barrage of the reverse of your affirmation. A version of a "do not want" thought or image that you flushed away earlier, has re-appeared with a vengeance! At other times though, it will slither back so quietly and unobtrusively as to almost be imperceptible. Its message is just as clear.
That negative response to an affirmation is called a "tail-ender". I'll give you an example. Let's say you crafted the following affirmation, the end result is targeted at an increase in income so that the stress of saving for retirement is alleviated: "I am so happy and grateful now that I earn $10,000 a month in my online business from home and I dedicate $2,000 for my retirement fund." The tail-ender responds with: "Are you crazy? You know you've never earned more than $3,500 a month in you entire life and now you're talking about $10,000, and online no less. What do you know about the internet? Nobody makes that much money from home. There are too many scams out there on that internet." The tail-ender is your real affirmation. Successfully dealing with these incessant gremlins marks another, and I think your greatest, crossroad.
Even though we symbolically got rid of your "do not want" thoughts, images and habits in truth they never really go away. They recede below the conscious level and await an opportunity to interject themselves back into your consistent thinking. We are now at the heart of why most people do not successfully move from where they are to where they would like to be. Many people have started a self-help program, including the use of affirmations only to give up a relatively short time later and resume their former lives. Many of these programs have systems of spaced repetition, in other words, selecting certain times of the day and/or night to repeat the affirmations. I know of a course that recommended 10 minutes of affirmations upon arising in the morning, 10 minutes at the noon hour, and 10 more just before retiring at night. Assuming that a person gets 8 hours of sleep, 18 waking hours remain in the 24 hour day. A person is engaged in affirmations 30 minutes or slightly less than 3% of those available waking hours (1,080 minutes). It does not take very much imagination to guess what is happening in the person's mind during the remaining 1,050 minutes.
Most of the unfortunate souls who start one of these kinds of programs either do not have a tool to deal with tail-enders or do not sufficiently recognize them in the first place. If tail-enders aren't dealt with immediately, they can retard or reverse the progress of the best programs. The consistent “do not want” thoughts, images and habits can be relentless in attempting to ensure that they are consistently at center stage in your consistent thoughts, images and habits. I know it is a hard pill to swallow but lest you forget, they have been in charge of your mind nearly all of your life.
In the next article, I will share with you the tools I used to subdue my tail-enders sufficiently to allow me to successfully move to what I wanted. Remember, you do not have to live on less in retirement. No matter where you are right now financially, you can build and enjoy a Million Dollar lifestyle retirement.
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Article Source: http://www.articlesbase.com/finance-articles/saving-for-retirement-another-crossroad-261190.html
 About the Author:Harold L Lowe retired at age 62 when his six-figure income position was eliminated. He shockingly experienced a 50% reduction in his (combined pension and Social Security) income. He’s since learned that income reduction is faced by most paycheck-to-paycheck employees. Claim your copy of his Free, eye-opening Report “Financial Planning for Retirement is not Enough!” at http://www.haroldllowe.com.
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