ArticlesBase.com - Free Articles Directory
Free Online Articles Directory
06.09.2008 Sign In Register Hello Guest
Email:
Password:
Remember Me 
forgot your password?


Secure Your Car For Lower Car Insurance Premiums

Author: Joseph Kenny Author Ranking Gold Featured Author | Posted: 20-06-2006 | Comments: 0 | Views: 148 | Rating:  (50) Article Popularity - Green (?) Got a Question? Ask.
Sign Up Now!

A question often asked is whether or not securing your car will help to reduce your UK car insurance premiums. Will this is certainly a factor you need to discuss with your car insurance company, you should note the following:

Steering Wheel Locks

While steering wheel locks may deter thieves from steeling your car, the fact is that most UK car insurance companies will not allow for the fact that you have one to affect the level of your car insurance premium. In short, if the thief is a professional, steering wheel locks are not much of a deterrent.

Immobiliser

If your car has an immobiliser system inserted - such as the Thatcham Category 1 - then you should be talking to your UK car insurance company about ways to reduce your car insurance premium. Indeed, as a security extra on the car in itself, your car having an immobiliser is likely to be the only factor your car insurance company will be willing to listen to when discussing ways to reduce your annual car insurance premium.

Garage

26 percent of all car theft in the UK last year took place right outside the front door of the car owner! So, if you have the ability to lock your car away at night in a garage, then mention this to your car insurance company as there is a very good chance that this will cause you to have a reduced car insurance premium! Remember, however, that if you arrange to have a car insurance discount based on the fact that you'll be locking your car away all night, you'll need to make sure that's exactly what you do - otherwise, if your car is stolen from in front of your house - you may find that your car insurer will not pay out!

Location

64 percent of car crime in the UK last year took place in the neighbourhood of the car owner! In most cases, these were inner city areas. Where you live, and the crime rate in your area, will have a major influence on the car insurance premium you are quoted. So, if you are being quoted a very high UK car insurance premium, it might be time to consider moving!

And finally...

Obviously securing your car is more than just about reducing your car insurance premiums - it is about making sure no one steals your personal belongings. To this end, keep in mind that 90% of car crime in the UK is opportunist car crime, so make sure you minimise the chance that your car will be stolen by keeping your car safe and secure at all times.

Rate this Article: Current: 0 / 5 stars - 0 vote(s).

Article Source: http://www.articlesbase.com/finance-articles/secure-your-car-for-lower-car-insurance-premiums-36144.html

Print this Article Print article   Email to a Friend Send to friend   Publish this Article on your Website Publish this Article   Send Author Feedback Author feedback  
About the Author:

Joe Kenny writes for the Personal Loans Store, allowing visitors to compare loans and also focuses on personal loans in the UK.
Visit Today: http://www.ukpersonalloanstore.co.uk

Submitting articles has become one of the most popular means of generating quality backlinks and targeted traffic to your website. Join us today - It's Free!

Article Comments

Comment on this article Comment on this article
Your Name
Your Email:
Comment Body
Enter Validation Code: Captcha


Related Articles

UK Car Insurance - Making A Claim
By: Joseph Kenny | 20/06/2006 | Finance
If you are unlucky enough to have an accident in the UK, you will need to know some of the basics ins-and-outs of how to make a claim on your UK car insurance.

The South African Car Insurance Battle
By: Jeff Summers | 04/02/2008 | Insurance
A brief analysis of how two South African short-term insurance companies are battling it out for supremacy on the internet, while the traditional insurance heavyweights lag behind.

How to Buy Car Insurance
By: Candy Summers | 29/06/2008 | Insurance
The amount of insurance that you need may vary depending on several factors. For example, it might be better to insure an old vehicle with 3rd Party insurance as the premiums on comprehensive insurance for the car might outweigh the advantages of full cover. The amount of insurance you require could also depend on things like the amount of money you owe and own, your assets and how much out-of-pocket cost you could afford.

Finding Cheap Car Insurance in South Africa
By: Candy Summers | 06/05/2008 | Insurance
South Africa is infamous for its high crime rate and deadly roads, so not surprisingly finding cheap auto insurance can be an almost impossible task. However, there are a few ways of ensuring that you get the lowest possible premiums on your car insurance.

Car Insurance How Can I Lower My Premiums?
By: Michael Challiner | 11/03/2006 | Finance
During the last few years, the average car insurance premium has virtually been at a stand still. The reason is price competition. There are now over 100 car insurance companies fighting for your business and competition is fierce.

Auto Insurance 101 Explained
By: Joseph Kenny | 13/07/2006 | Finance
Auto insurance can be confusing for most consumers; there are so many different types of insurance and it can be difficult to determine the type of coverage you're required to carry versus the types of coverage that you really should carry in order to protect yourself but that are not required.

Gap Car Insurance: Do You Need It?
By: Joseph Kenny | 14/07/2006 | Finance
What is gap car insurance and how do you know whether you really need it? Gap car insurance, like many other types of insurance isn't necessarily required.

Your First Car Loan : What you Need to Know
By: Joseph Kenny | 03/10/2006 | Finance
So that bucket of bolts you drove throughout high school and college has gasped its last exhaust-filled breath. It's done. That means you're in the market for a new car. Soon you'll brave the treacherous world of the car lot. Be careful, it's a jungle out there.

Got a Question? Ask.

Ask the community a question about this article:

Frequently Asked Questions

Have a 2006 MINT never registered, garaged stored ...
By: June Pannazzo | 29-08-2008
have a 2006 MINT never registered, garaged stored Dale Earnhardt SS Intimidator. Any buyers looking for a MINT truck? Email at pannazfam@comcast.net. Cash only and must be picked up in CT  34 original miles. 1 owner. GREAT collector item for the Earnhardt fan. Thanks.

I would like see the car, somebody have yet a ...
By: Diego | 29-08-2008
I would like see the car, somebody have yet a Insigia??? I want more information about car safety and other similar things, I have found a good video about this car, this is the link:

Help neede w/ credit repair
By: T | 29-08-2008
What is the best way to go about "asking" or getting someone to remove something bad from my credit report? Is there a wrong way that may not get the desired results?

Buying a new/used car, don't want to finance more ...
By: Patti | 29-08-2008
Buying a new/used car, don't want to finance more than 12,000. I want to put 6,000 dollars as a down payment. Is this a smart thing to do?

Is my nova a true ss?
By: Mustafa | 29-08-2008
How can tell if my 1973 nova is a true ss?

Toyota Landcruiser 120 - new model
By: Gordon | 29-08-2008
When is Toyota going to release a new model of the Parado ( Land Cruiser 120 series )? The current one has been around for the best part of 6 years and is really looking dated both visually and technically.

Q&A Powered by:
Powered by Yedda 

Latest Finance Articles

Overseas Property Buyers Loving the Credit Crunch
By: Nicholas Marr | 06/09/2008
International real estate industry has been bracing itself for the global slowdown but as author Niocholas Marr explains for some this is the nest time to make that purchase of an overseas property

Net Operating Income and Real Estate Analysis
By: James Kobzeff | 06/09/2008
Discover the various ways net operating income gets used in real estate investing and learn how each is calculated.

Financial Security Planning in Uncertain Job Climates
By: Marilyn Katz | 06/09/2008
Nobody can predict every possible emergency or financial problem, but every can do their best to plan for the unexpected.

3 Things You Need to Know About Secured Credit Cards
By: Sean Masterson | 06/09/2008
Think you understand the ins and the outs of secured credit cards? There's actually quite a few misconceptions that many have about these particular financial tools. If you want to make an informed credit card decision when choosing a secured card, there are three things you absolutely must know.

Stock Market Volatility Helps In Making Money Using Stocks
By: Amit Kheterpal | 05/09/2008
Anyone who has ever ventured into the stock market would have gotten to know by now that the index can go up and down on any given date. That gyration can actually help you make good returns on the stock market.

Tips On How To Diversify Your Risk In The Stock Market
By: Amit Kheterpal | 05/09/2008
Stock market is not for the faint hearted they say. That is definitely correct and a lot of people who join the stock market bandwagon hearing stories about loads of money to be made usually are the ones who burn their fingers in the stock market very easily.

Making the Most of Your Business Banking Relationship
By: Ann Knapp | 05/09/2008
Anyone who owns a business can appreciate the need for a bank account to handle bill paying, deposits and payroll. But banks can assist business owners in so many other ways as well. In fact, having a reliable financial partner can help a business reach its greatest potential, as well as provide support during times of financial need.

10 Sound Budgeting Tips to Ensure Financial Freedom
By: Michael New Jr. | 05/09/2008
Here are 10 sound budgeting tips that will surely get you on the right track again. If you're in trouble with debt, this article is a must read!

More from Joseph Kenny

What Type of Loan Do You Need?
By: Joseph Kenny | 19/06/2008 | Loans
If you have ever applied for a loan, then you probably are aware that there are different kinds of loans which are available at banks, credit unions, other financial institutions, or with private lenders.

Choosing The Right Life Insurance For You
By: Joseph Kenny | 17/06/2008 | Insurance
Here is an important question for you. Have you considered the type of life insurance policy you need? For many people throughout the country, the question of life insurance is one they have no answer. They haven't even considered it. It is not always about not having the money to purchase a policy.

Be Prepared When Applying For A Mortgage
By: Joseph Kenny | 16/06/2008 | Mortgage
It is true that most of the people in America do not have the finances to purchase a home and pay cash or the equivalent for it. The American dream is to own a home and the main objective is to obtain a mortgage for it. This is what the mortgage lenders know and most of them are willing to be of help in this endeavor.

Choosing The Right Credit Card Deal
By: Joseph Kenny | 16/06/2008 | Credit
When you are considering applying for a credit card you probably will have several offers available. The credit card companies will spend about a million dollars a year to send us their particular offers for credit. Trying to choose which one among them that is best for you can be a hard decision to make. Should you choose the first pre-approved offer and send in the application?

Dwindling Consumer Confidence Is Not Helping the Housing Market
By: Joseph Kenny | 16/06/2008 | Finance
e aggressive interest rate cuts by the Federal Government to maintain jobs and even a stimulus package sent out to assist with finances, consumer confidence is still lingering around its lowest level in close to two decades.

Choosing Between A Second Mortgage And A Home Equity Loan
By: Joseph Kenny | 16/06/2008 | Mortgage
There are some alternatives available to the homeowner who needs financial help but does not want to refinance their present mortgage. There are however, at least two main options if some sort of equity loan is desired. You can obtain an equity credit line or a second mortgage loan and there are specific advantages and disadvantages with each one.

Defining Credit Card Finance Charges
By: Joseph Kenny | 13/06/2008 | Credit
There are other fees associated with the use of a credit card besides the actual charge from each purchase. These other costs can add to the total balance on your account that you have to pay.

Eliminate Debts For A Better Personal Life
By: Joseph Kenny | 13/06/2008 | Finance
The elimination of personal debt is always a good idea; removing debt is always advantageous in many ways. It doesn't matter who you are wealthy and have huge debts, or who are regular person with a small amount of debt.

Article Categories






Give Feedback

Sign up for our email newsletter

Receive updates, enter your email below