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- DECIDE TO BE FINANCIALLY SUCCESSFUL; - Make a commitment that this is going to happen. It is not wishing, hoping, wanting or desiring to be rich.
- UNDERSTAND HOW MONEY WORKS; - Study what successful people do. Attend classes and seminars.
- SET SPECIFIC GOALS;- Your goals should be challenging and believable. You can challenge yourself to be out of debt by a specific date. Make a commitment to saving an exact amount each month.
- DEVELOP A BUDGET; - A budget is a set of dreams and aspirations. Budget to buy things you really want and eliminate the impulses that waste too much of your income. A budget is a map to your destination, have one and use it wisely.
- REDUCE SPENDING; - This should come after your budget. When you are able to get control of your money, then you have powerful reasons to reduce expenses.
- BEGIN INVESTING; - Invest in things you understand. Put your money to work for you.
- INCREASE ASSETS; - Millionaires buy stocks and buildings. They invest in assets that will make them rich and hard to spend on a whim.
- REDUCE TAXES; - There are legal and appropriate ways to shelter income, to invest in socially – responsible ways, and that the tax code encourages this. Learn the tax laws and use them for your benefits.
- USE YOUR WEALTH WISELY; - The reason why most people are not rich is because they spend it all on themselves. They don’t give, share or help others. Being greedy and selfish will not draw money to you.
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