Carol Jameson is FinanceGuru for FeelGoodLoans.co.uk, specialists in tenant">http://www.feelgoodloans.co.uk/tenant_loans.php”">tenant loans, loans and mortgages for UK homeowners and business owners.
Dreary weather, a job you can’t stand, nothing on the telly – all good reasons for getting away from it all. The excitement of going on holiday is like no other. Climbing up those stairs into the plane and waving ‘old blighty’ goodbye for two weeks is just what the doctor ordered to get you back into the swing of things.
…and when you arrive at the hotel, you check out the pool, the room and the bar, oh, and not forgetting how far it is to the beach and the town centre for the shopping. There’s absolutely no doubting it, going away is something the whole family looks forward to and is definitely worth the money. Ah yes, the money. It’s not cheap is it, going on holiday? If you’re anything like the thousands of other people who answered ‘yes’ to that question, then you may be considering how to raise the money to allow you to go?
Secured loans are off the menu unfortunately as these are designed to let you use some of the equity you have built up in your property as collateral for a loan. If you are renting your home as opposed to owning, lenders will not entertain your application but all is not lost. There are still lots of things you could do to raise the money. The travel agents themselves may sometimes have an unsecured loan scheme although you may potentially pay higher rates of interest for the added convenience of organising it all at the same time. You could always use your credit card but although this is without a doubt, the easiest method of paying for something, at interest rates anywhere between 14% and 20%, it can appear as expensive against other forms of credit.
Queue, unsecured loans for tenants and tenant loans. For many, they are ideal for this kind of expense. They can be arranged for any amount between £500 and £15,000 and stretched over a term that is comfortable for you to repay. There’s also plenty of choice, even if you have a less than perfect credit rating. If you apply for unsecured loans for tenants and tenant loans via a finance broker, they can do all of the legwork for you. With one simple enquiry, they will check your financial circumstances against all of the lenders they have on their panel and then present the cheapest options for you to pick from.
In the booking process for your holiday, you will initially be asked to pay for a deposit to secure the trip. Then there will be a few weeks (more than likely) before you need to pay the balance, perfect for shopping around for the money to pay for it and don’t forget to add your spending money to the total as well – makes things so much easier when you come to need the money. Unsecured loans for tenants and tenant loans are generally fairly simple to apply for and may only take a matter of a few working days to sort out all of the paperwork, much of which is done for you by the broker, so by the time you need to pay off the balance, the money will be with you and you can concentrate on flying off to warmer climbs. What are you waiting for? Get onto the net and find a suitable finance broker and start looking for unsecured loans for tenants and tenant loans. Happy hunting!
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