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Got a Question? Ask.

Buying a house. I am already prequalified and ...
By: jean kelley | 28-08-2008
buying a house.  I am already prequalified and ready to go.  found a place and put in offer-- seller ran credit check on us 11 times! this has now ruined our chance to get a lower interest and down  payment on the house we are currently going into escrow with.  can this be reversed, and do I have any recourse on these people killing my credit score

Another American family going down....O:(
By: sandra | 28-08-2008
How does one live if they have no money or charge cards? My husband is in the mortgage business and the bottom dropped out of it, so we had to live on charge cards, we went from $125,000 to $25,000 per year, now we have no health insurance, we are both on medications, we have maxed out all charge cards which we bought food , gas, medicine, we are 55 and 60 years old, and we have no idea what is going to happen to us, but I can guess sadly. What is your advice, besides praying? Thank you...we live in Indiana..no jobs here! Sandy Jackson ...psjack12@att.net

Florida Homeowners Insurance Policy
By: Rufit | 28-08-2008
What is the main differance between HP3 and HO3 Florida Homeowners insurance policy?

I asked a question yesterday regarding my ...
By: cindy | 28-08-2008
I asked a question yesterday regarding my difficutly getting through my divorce, I am a LCSW and noted my expertise were in marrige and divorce, I asked for some referrals and I never got a response,

Paying bills on time -- How can I correct this?? Anyone else been successful PLEASE CHIME IN.
By: nomoredebt77 | 28-08-2008
I want to improve my credit score and have been told it starts with paying bills on time. I don't have a lot of credit card debt, thankfully. However, I'd like to know how to correct the lay payments I do have. Mainly it's my monthly rent and carnote. If I were to pay these items on time, I would come up short on other bills. My rent is due on the 1st of each month and my car note is due around the end of the month. My rent is $1400 a month and conceiveably, I could make that payment with one paycheck. But it always seems like I'm coming up short! Any ideas??

Do you have to 75% equity in a reverse mortgage
By: nickysmith | 28-08-2008
Do you have to 75% equity in a reverse mortgage

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Buy to Let Investors Get a Boost
By: Parmdeep Vadesha | 06/10/2008
Buy to let UK investors are in a prime position to take advantage of a new government plan to spur property market activity. The scheme aims to permit property buyers to buy properties worth up to

How to Buy a Repossessed Property for Below Market Value
By: Parmdeep Vadesha | 06/10/2008
Buying a repossessed property is what matters for investors who are keen on reaping high profits. But even with the advantages it poses, there are certain aspects you need to be aware of before you start on the task of acquiring your next property cheaply.

Brits Should Ensure They Have the Cheapest Energy Supplier
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With energy prices escalating steadily, consumers could knock considerable amounts off their utility bills by switching from their areas default supplier.

How to Analyze Commercial Properties
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Financing commercial properties or income-producing real estate is not an exact science. It requires subjective analysis, experience, and an ability to be innovative and creative.

Is There Really Such a Thing as Free Student Credit Cards?
By: Sean Masterson | 06/10/2008
Looking for free student credit cards? Some insist they don't exist. Don't believe them. You can find them, you just need to know how to play the game...

Retirement Account Rollovers, What Are My Options?
By: James Steele | 06/10/2008
Great info on IRA and 401k changes.

IRA vs 401k Plans and What to Consider
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Great info on retirement accounts.

Raising Money With Great Fundraising Events
By: Roger Carr | 06/10/2008
A special fundraising event is a great way to raise money for a cause you are passionate about. It can also help raise the awareness in your community about the issues you want to improve. However, it is important to properly prepare for the event if you want it to be successful. This article describes some of those things that should be a part of any successful fundraising event.

More from Joseph Kenny

What Type of Loan Do You Need?
By: Joseph Kenny | 19/06/2008 | Loans
If you have ever applied for a loan, then you probably are aware that there are different kinds of loans which are available at banks, credit unions, other financial institutions, or with private lenders.

Choosing The Right Life Insurance For You
By: Joseph Kenny | 17/06/2008 | Insurance
Here is an important question for you. Have you considered the type of life insurance policy you need? For many people throughout the country, the question of life insurance is one they have no answer. They haven't even considered it. It is not always about not having the money to purchase a policy.

Be Prepared When Applying For A Mortgage
By: Joseph Kenny | 16/06/2008 | Mortgage
It is true that most of the people in America do not have the finances to purchase a home and pay cash or the equivalent for it. The American dream is to own a home and the main objective is to obtain a mortgage for it. This is what the mortgage lenders know and most of them are willing to be of help in this endeavor.

Choosing The Right Credit Card Deal
By: Joseph Kenny | 16/06/2008 | Credit
When you are considering applying for a credit card you probably will have several offers available. The credit card companies will spend about a million dollars a year to send us their particular offers for credit. Trying to choose which one among them that is best for you can be a hard decision to make. Should you choose the first pre-approved offer and send in the application?

Dwindling Consumer Confidence Is Not Helping the Housing Market
By: Joseph Kenny | 16/06/2008 | Finance
e aggressive interest rate cuts by the Federal Government to maintain jobs and even a stimulus package sent out to assist with finances, consumer confidence is still lingering around its lowest level in close to two decades.

Choosing Between A Second Mortgage And A Home Equity Loan
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There are some alternatives available to the homeowner who needs financial help but does not want to refinance their present mortgage. There are however, at least two main options if some sort of equity loan is desired. You can obtain an equity credit line or a second mortgage loan and there are specific advantages and disadvantages with each one.

Defining Credit Card Finance Charges
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There are other fees associated with the use of a credit card besides the actual charge from each purchase. These other costs can add to the total balance on your account that you have to pay.

Eliminate Debts For A Better Personal Life
By: Joseph Kenny | 13/06/2008 | Finance
The elimination of personal debt is always a good idea; removing debt is always advantageous in many ways. It doesn't matter who you are wealthy and have huge debts, or who are regular person with a small amount of debt.