Have you recently decided to buy a life insurance policy on yourself? There comes a time, sooner or later, when everyone comes to grips with their own mortality and realizes that it's in their families best interests to buy life insurance for themselves.
The best thing that you can do to get the ball rolling is to get yourself a life insurance quote from a reputable company. Actually, you chould get 3-4 quotes so you can compare them and get the best rate.
Do you have any idea how much life insurance you'll be needing to place on yourself? This is one of the all time most confusing questions that people run into when shopping for life insurance. The question arises "how much is my life actually worth? That's actually very uncomfortable for some people to think about because there's a good chance that the amount of insurance that's needed may exceed what you're currently worth financially. You need to understand that you're planning for years that you're not going to be there to provide, so this is money that you would have earned, had you been around to do so. Does that make you feel a bit better? It should.
Before you get your life insurance quote you'll need to add up every bill that you have now and estimate every bill that you'll have in the future. Put the necessities, such as mortgage payments, utilities, food, etc. in one pile and things that will be paid off over a short time frame, such as car payments, personal loans, etc. into another. Make certain that you factor in college for your children, insurance for every family member (Life, Health, Auto, etc.) and anything else you can possibly think of.
Figure the amounts separately, add them together and then add at least 20% for unexpected expenses. You just never know what the future holds and it's always better to have too much and be prepared for the worst than to not have enough and be sorry later. After you added this all together and made the necessary allowances, then start off by getting your first life insurance quote and you'll be on your way.
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Frequently Asked Questions
I would like to know why PRO2 suddenly can't find ...
By: Patricia Haddix | 20-08-2008
I would like to know why PRO2 suddenly can't find the gas money to deliver supplies (Distilled Water) that I need desparately? I've been renting items from them for the past 2 years. These come to a total of over $800 per month.
I'd certainly think they could find gas money from that! Distilled Water is needed to run my Mist Machine for my throat. I had throat cancer surgery 2 yrs ago and it's necessary to keep it hydrated with this.
IF they can't provide, please send me another company's name...that might like to have this acct. It is paid by Medicare and my personal insurance...very promptly.
Thanks,
Patricia Haddix
I have been receiving medical supplies from PRO 2 ...
By: Patricia Haddix | 20-08-2008
I have been receiving medical supplies from PRO 2 for the last 2 years. These consist of misting machine and suction machine in addition to many other supplies. Four days ago I asked my husband to call and order more Distilled water for the misting machine and tonight I asked him when it would be here. I was told that this company doesn't like to drive all the way across town to deliver something this minimal because of the cost of gas now - even though one of their employees lives only 2-3 blocks from me! What's with this? I get bills from my 2 insurance companies for $800 and up PER MONTH covering the supplies I get from these people (either directly or for the rental of machines). Distilled water is just as important to me as the misting machine because without that, the machine will not work. What's with this company???
I would certainly appreciate why they have suddenly copped an attitude after all the time I have been doing business with them. My bill is always paid promptly by Medicare or my personal insurance. I would think that would certainly pay for any GAS they might have to use to deliver to my house!!!
I'll await your reply.
Thank You,
Patricia Haddix aka PatE1011BME@aol.com
P.S. I am unable to talk so all communications must be by emails.
Thanks.
My dog is dying and we have no money for his ...
By: oscar ochoa | 19-08-2008
my dog is dying and we have no money for his medical attention please help
I would like to hear patients comments on dr ...
By: TA | 19-08-2008
I would like to hear patients comments on dr. diane counce good or bad feedback, I have been seeing her for 6 months now without a whole lot of results. thanks TA
What is the avearge cost for a traditonal burial ...
By: thelmawelton | 19-08-2008
what is the avearge cost for a traditonal burial lot?
Checking ny family tree
By: Don Pattrick | 19-08-2008
I would like to know more about the Manuel family from Pocomoke Md. Mose
Manuel, Lavania Manuel , Sarahester Manuel and Nellie Manuel, Pete Manuel
Dewey Manuel and Cleola Manuel.
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