Rhinoplasty Costs and What Insurance May Cover

Rhinoplasty, more commonly known as a "nose job," is becoming more common, but it is still a costly procedure - especially if it is being performed solely for cosmetic reasons. The only way to know the exact cost of rhinoplasty is to consult with a plastic surgeon, but you can bet on some average costs.

Initial Consultation Fee

In order to find out whether rhinoplasty is right for you, you will need to talk to a plastic surgeon who will evaluate your skin and facial features. During this consultation, he will also determine whether or not your surgery is medically necessary. Cosmetic surgeries are not covered by insurance, but if you need the surgery in order to improve your breathing insurance may pay all or part of the cost.

The initial consultation must be set up through the doctor’s office, and you should consider getting recommendations from friends and associates before making the appointment. A consultation can run from $150 to $300 or more depending on the area of the country and the quality of the surgeon.

If you really want or need to have a rhinoplasty procedure, you must be willing to pay for this cost out of pocket. Some insurance companies will reimburse the cost of the consultation, but most will require that it come out of your pocket.

Average Rhinoplasty Cost

Rhinoplasty procedures in the United States average between $3000 and $8000 for the entire procedure, though some specialty plastic surgeons may charge even more. This average cost includes the surgical procedure, the anesthesia fee, and the facility fee. Initial consultations and follow-up visits may add to the total cost. The cost will depend on the type of procedure you are having as well, so ask your surgeon’s office to give you a breakdown of the numbers.

What Insurance Does NOT Cover

Insurance does not cover purely cosmetic rhinoplasty surgeries. If you think your nose is too big or too crooked, the insurance company isn’t likely to care. They will refuse to pay any related costs.

What Insurance Does Cover

Insurance will usually cover any procedure that is considered medically necessary. For example, if a child is suffering from a birth defect like a cleft palate, most insurance companies are willing to pay part or all of the cost. If you are having difficulty breathing due to some type of accident or illness, insurance companies will often agree to pay at least a portion of the cost of a rhinoplasty.

Check with Your Insurance Provider

Always double check the numbers and rules with both your doctor and your insurance provider. Most doctors’ offices will handle all the insurance claims for you, but you may need to double check on coverage with your insurance company before the procedure. Remember to get their agreement (how much they’ll pay and when they’ll pay it) in writing so that they can’t change their minds.