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With tanning beds becoming an increasingly popular way for anyone looking to get a fast tan, many people are choosing to buy their own tanning bed for convenience and long term savings. For the average consumer, financing is the only option in obtaining one of these high cost commodities. Fortunately, there are tanning beds available for quick and painless financing, and I'll show you how to spot the perfect deal.
1) When possible, buy direct. Factories that offer financing may seem uncommon, but they are not. In fact, they usually offer lower interest rates than most brick and mortar shops. You also get the added benefit of a lower sales price because you are buying wholesale or direct.
2) Buy used when possible. It's very easy to locate a used tanning bed in excellent condition. Due to liability and legal issues, most dealers won't sell a tanning bed that is anything other than mint condition. Be sure to find out the history of the unit as this can affect your overall decision. You should also try to haggle a lower price for a used unit, as the prices on them aren't set in stone like a brand new one. Dealers are also more willing to give you better financing options on a used tanning bed. There is less risk to the seller, and they pass that on to you in a better deal - even if you have bad credit!
3) Be aware of the fine print on your financing terms. Tricky lending is very common on luxury items like tanning beds, so be sure to go over everything in detail. Even though you think you may be getting the deal of your life, there may be overlooked terms that can destroy your credit rating and interest rate. Once you have decided on a unit, your next step is to sign on the dotted line and enjoy your new tanning bed!
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