After working nearly your entire life, it is finally time to kick back, relax and take advantage of the retired life. So where do you go now? Do you want to continue living in your current home? Do you want to travel the world? Have you considered moving into a retirement community? There are many reasons a lot of seniors are moving into retirement communities rather than staying in the homes they lived in for years. Why? Here are the top five reasons seniors move into a retirement community.
1. Maintenance-free living makes life a breeze
There are many types of retirement communities, and most include maintenance-free living. That means you no longer have to venture out in the hot weather to mow your lawn. If you live in a cooler climate, you will no longer spend winter mornings busting your back to scoop the sidewalk. The maintenance staff hired by your retirement community is ready and able to perform these maintenance tasks for you. Your yard and sidewalks will always look nice, but you won't be doing the demanding work.
2. Quick, convenient health care when you need it
Retirement communities are very good about employing staff with health care experience. Some communities, such as skilled nursing, continuing care, assisted living and Alzheimer's communities, hire nurses for the convenience of their residents. For instance, staff members are on site to help the residents bathe the resident, administer the resident's medication and check blood pressure, pulse rate and other vital signs, making sure that health comes first for their residents.
3. Make a new network of new friends
By joining a retirement community, you join a whole new world of friends. You get to meet new neighbors, who are all retired just like you. There are many activities geared toward helping you to meet many different people in your community.
4. Stay plenty busy with different activities
Although you are retired, there are plenty of things to do. Many active retirement communities have activities, including anything from bingo to golf to tennis. Most retirement communities also host tournaments and other social events for the residents to interact with each other.
5. Relax
Whether it is kicking back by the pool or playing golf in gorgeous summer weather, you will have plenty of time to relax. After all those years of working, you should be able to relax. Many seniors choose to join membership in different associations, such as the National Senior Golf Association. If you want to travel, you can leave whenever you would like, and you won't have to worry about finding someone to mow your lawn, rake your leaves or water your flowers.
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Frequently Asked Questions
Elder Care
By: George Czaesy | 14-09-2008
My mother is sick, can I have her move in with me and rent her house while she recovers and have her still qualify for medicare if she needs it?
Does my teacher retirement have a cash value that ...
By: August | 14-09-2008
Does my teacher retirement have a cash value that I can use when applying for a mortgage loan? I am presently working as a teacher (Texas) and need to know if I can count my retirement account w/TRS as an asset. Thank you.
Credit cards vs investment
By: mw | 13-09-2008
Alaskans recently got a large amount of money as an oil dividend. is it better to pay off and close out credit cards or put money in savings? I am not a "trader"type so just want to do the best thing.
Wasnt ready
By: monica | 13-09-2008
I got married before i deployed and realized i wasnt ready a month afetr being deployed. my wife bought a house with my Va loan. How can i get my VA loan back.
Can we retire?
By: Karla | 13-09-2008
My husband and I are 55 and 56 and we are thinking about retiring in a couple of years. Our home is paid for, we have no debt other than two car payments which will be paid for by the time we retire. We have approximately $100,000 in savings, plus some IRA's we can't touch for a few years and some acreage we could sell if absolutely necessary. I will receive $4,000 per month in rent on a building I own, but I will not be able to get insurance, due to a bout of thyroid cancer earlier this year. Although the cancer is gone, most insurance companies won't cover me for at least 5 years.
Do you think it is too much of a gamble for us to retire and lose the insurance we have? Is there something else we can do to prepare over the next 2 years?
Being a Home Owner Doesn't mean much
By: Tribune | 12-09-2008
Ok, I need some real help here. I'm 63 in Nov. Own my property worth 60K+ and have very poor credit. I have an excellent reputation at my credit union and have no other proof of responsiblity that would count, except that I pay my bills on time. I need to borrow about 40K to finish my home and upgrade my property. I feel that with this I would be able pay the small loan I have and make the repay on the loan. Please if someone knows what is possible or anyone that could help. Thanks
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