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We can be careful in our day to day life, but unfortunately bad things do happen. Follow the following 13 steps if in case a car accident takes place:
1. First thing is to notify the police on time and call ambulance if in case of any hurt.
2. Do cooperate with the available authorities who come to the scene.
3. Take rational steps to guard your vehicle from any other loss. Consider moving it out of traffic.
4. Further try to record everything if possible on the scene. Your notes must carry the details of accident, identification of the autos and people concerned, and the names and badge numbers of all emergency personnel. Take pictures if possible.
5. Insist on breath tests if you guess drugs or alcohol are involved.
6. Do not accept money in any case. Do not admit fault. Do not agree to overlook about the auto accident.
7. Have a copy of all police reports.
8. Have the insurance company inspects and appraises the scratch before any steps are taken to repair it.
9. Cooperate with the auto insurance carrier agent in the investigation, defense or settlement.
10. Send your car insurance carrier copies or legal papers received in connection with the accident as soon as possible. Be certain you keep the originals with you.
11. If you are wounded, submit to physical examinations by physicians chosen by the insurance carrier as regularly as they reasonably require. (The insurance carrier do pays the cost of these examinations.)
12. Give your approval for the insurance carrier to get medical reports and other pertinent records.
13. File a claim.
14. After filing a claim you need keep a record of expenses you incur as a result of an automobile accident, as it might be reimbursed under your policy.
15. Store copies of all the copy of the paperwork in your own files. You might need to refer to it later.
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