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Accidents can never be eliminated, they always happen even when you obey traffic laws, drive safely, and cautiously. When you are involved in an auto accident, what are the next thongs to do?
Having a prior knowledge of knowing what to do in the case of an accident can help to save many lives, and make you enjoy a smooth claims file.
Although people do not anticipate to get into an accident, but having some knowledge will do a lot of good.
Prior to an accident:
- Make sure you always keep auto insurance details and information in the car.
California auto insurance laws requires evidence of insurance, which makes it ideal to keep copies in a safe place in your car;
- Also keep a notepad and a pen in the car for use during normal or emergencies situations. When accidents occur, it will turn out to be useful in the auto accident scene, for exchanging informations, and for taking notes of the auto accident scene for your auto insurance claim;
- You can also purchase a cheap camera for frequent use, to be kept in your car. Pictures of the auto accident scene can really be of assistance in the settlement of auto insurance claim.
When an accident occurs:
- Stop the car and check if there are injured person(s);
- Call the highway patrol or police. Explain, and report the number of injured people and injury types. The police will call and request for medical intervention;
- Endeavour to protect the auto accident scene. You have to protect your car and other necessary things from further damage, such as moving the car away from the road, setting up flares, and requesting for an emergency towing truck. Question the officer on how you can get a police report, which is required by the California auto insurance laws, and companies to file a claim;
- Make notes. Write down the details you can obtain at the auto accident scene. These details includes names and contact addresses of passengers and drivers involved, plate numbers, type and make of cars, driver licence number, names of present witnesses, and other informations available.
If you hit an object or vehicle, endeavour to locate the owner, or leave your name and phone and address contact on the scene, this is because to run away from an accident scene is a crime under California auto insurance laws.
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