Critical illness insurance protects yourself or your family. For more information about critical illness insurance please visit www.unbeatablelifeandcriticalinsurance.co.uk.
Critical illness cover can be considered as a popular form of insurance policy in the UK. The end of 1990’s saw around 2.5 million critical illness policies in the UK. Among the long list of critical illnesses that exists we may come across the critical illness, cancer. Let’s have a look.
The evolution of a critical illness such as cancer had been analysed over a 13 year period that is from 1980-1992. The report provided figures for both men and women. According to Cancer statistics registrations (Office for National Statistics, 1980-1990); ONS Monitor (1991, 1992), during the year 1980, around 400 out 100,000 men may have been victims of a critical illness such as malignant neoplasms. During the same year, about 380 out of 100,000 women may have also suffered from the same critical illness. This cancer rate continued an ascent as in the year 1988, a peak may have been suddenly reached. Therefore, nearly 490 over 100,000 men may have contracted malignant neoplasms while 470 out of 100,000 women may have suffered from the critical illness at the same time.
Furthermore, after a few years, there may have been a minor decrease in cancer rate. The decrease may have been not for long as the cancer rate rose again in the year 1992. Then, figures read around 495 out of 100,000 men as opposed to 480 out of 100,000 women may have been victims of this critical illness. More precisely, the average increase may have been about 1.7 percent per annum for men and 2.2 percent per annum for women from 1990 to 1992.
Moreover as per Cancer statistics registrations (Office for National Statistics, 1980-1990); ONS Monitor (1991, 1992), another critical illness that prevailed mostly among men may have been lung cancer. Statistics showed around 110 out of 100,000 men suffering from this critical illness during the year 1992. Besides, another critical illness named as prostatic cancer may have made around 39 over 100,000 men patients in the year 1980. Additionally, the value then may have gradually increased to 60 out of 100,000 men in the year 1992. Then appeared a critical illness such as colon cancer. But the disease may not have made many victims. Thus in the year 1992, around 25 out of 100,000 women may have contracted this critical illness while 38 out of 100,000 men may have had the same fate.
Similarly, a critical illness such as breast cancer may have been the common cause for claims among women during 1980-1992. In the year 1980, around 80 out of 100,000 women may have suffered from breast cancer. An increase in victims of this critical illness may have then been recorded in the year 1988. From this year onwards, the rate of breast cancer may have kept on rising. Thus, in the year 1992, approximately 120 over a population of 100,000 women may have endured this life threatening critical illness. Women may have as well contracted lung cancer. But the rate at which this critical illness affected women may have been lesser than that of men. In the year 1980, around 38 out of 100,000 women may have contracted lung cancer. Consequently, in the year 1992 the rate may have slowly increased to 44 over 100,000 women. As for a critical illness such as colon cancer, the value may have remained constant throughout the 13 years with around 39 over 100,000 women from 1980-1992.
People, especially women may have also suffered from a critical illness like cervical cancer. However, this type of cancer may have made fewer sufferers. Around 20 out of 100,000 women may have been diagnosed with cervical cancer from 1980-1992. Malignant melanomas, another form of cancer may have brought around 5 out of 100,000 cases in the year 1980 and ended up in 1990 with no new cases registered afterwards.
These were a brief explanation about the various types of cancer and how much each type of critical illness affected people respectively. Facts like a critical illness such as lung cancer may be more prevalent among men and breast cancer among women may be clearly drawn. So, the risk of falling critically ill may still remain. So critical illness cover may be one solution to assist the probability that a critical; illness occurs to you in the future.
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