Car insurance: Don’t be a Saddo!

Drink driving has been a problem that has haunted the government for many years. The problem has not been solved and is still a major problem on British roads, the fines and penalties for being caught drink driving are severe and you should know the facts.

The term SADDO (speeding and drink driving offender) has been used quite often amongst police. As well as putting your own life and others on the road at risk, you also face a huge increase in the cost of your car insurance premium. In some cases, it has been known for a serial offender to see his premium increase by 90%.

Around 1 in 6 deaths on the road involve drivers who are over the limit, which equates to over 3000 people either killed or seriously injured on British roads each year. If you are caught drink driving you will have a criminal record, the offence will stay on your license for 11 years, you will receive a ban of up to 2 years, your insurance costs will drastically increase and if you plan on hiring a car then think again because you will struggle for the next 10 years.

Imagine being without your car, would your lifestyle change dramatically and could you live without it. Future employers do not look kindly on this kind of offence so you may even find that a search for a new job is also harder than it was.

When there seem to be an endless list of reasons why not to drink and drive, it is baffling that so many people still feel the need to do so. The danger to yourself and others should be a big enough deterrent but if it isn’t then how about the huge increase you will see in your car insurance policy.

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