In the past, 4x4 vehicles were the sort of vehicle you’d expect to find on a farm, popular with farmers and city types that have acres of countryside to whizz around in.
Nowadays, it’s not unusual to see these large vehicles on the roads of Britain. Sports Utility Vehicles (SUVs) have become popular for families, thanks largely to their large and flexible space, as well as the increased road visibility thanks to a high-driving position.
And with more manufacturers attempting to cater for the growing trend, the SUV market is seeing a steady increase – meaning more choice for the customer, be they a soccer player or a ‘soccer mom’.
But when it comes to car insurance, SUV owners could find themselves with large premiums because of a large vehicle when searching for an affordable car insurance quote.
Because SUVs are often large, heavy and expensive, owners can be expected to pay higher premiums on their car insurance.
For owners who use their 4x4s off the road, it is advisable to research quotes from a variety of providers. Some motor insurance policies will offer off-road cover and liability cover for trailer transport in the price.
As with many types of car insurance, many factors will feature in determining the cost of your car insurance premium – including age, driving experience and no claims bonus history.
It is advisable to look into getting this added extra included on your policy; otherwise the insurance status of your vehicle when off road can be open to question.
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Frequently Asked Questions
Underinsured
By: lunchlady | 12-07-2008
what is the statute of limitations on motor vehicle accidents in nj for underinsured drivers? if the person at fault does not have enough coverage to cover the cost of replacing a totaled vehicle, can the insurace company of the other driver sue them personally for the difference? if they can, is there a time frame they have to do it by?
Uninsured in car accident
By: bran | 08-07-2008
my husband was involved in a car accident july05.very minimal damage to other vehicle,none to ours. i just found out our policy cancelled on june30.so we have no insurance to cover this accident. the family of 6 that was in the van were not hurt and 3 of the passengers left before the law arrived because they were going to a wedding. now it is july 08 and 2 of the passsengers are complaining of back problems. i have pictures of the damage to their vehicle and no tickets were given. where do we stand on this?i dont have a problem at all with paying for the damages to the van. but i do have a problem with the injuries. my husband bumped them in the rear pulling from a stop sign. barely any speed at all. any advice would be appreciated. thanks alot!
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By: mmille6515 | 09-05-2008
do you know how i can insure my car in arizona for storage only
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I bought a used car and added it to my policy, and then the car broke down 2 days later, how do I take it off my policy, will I be charged? How does it work?
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