The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get the cheapest auto insurance.
Getting the cheapest auto insurance is a four part process - 1. getting the best rate, 2. increasing your deductible, 3. getting discounts, 4. eliminating unnecessary coverage. Here's how to do it.
Getting the Best Rate
In order to get the cheapest auto insurance you have to check out rates from a number of different companies. The quickest and easiest way to do that is to go to an insurance comparison website where you can get multiple quotes from different A-rated companies.
I recommend going to LowerRateQuotes.com where you also talk with an insurance expert online to get answers to any questions you may have, and get advice on how to lower your premium. (See link below.)
Increasing Your Deductible
Increasing your deductible - the amount you pay toward an insurance claim before your insurer will pay - can save you as much as 50% on your insurance premium. It not only saves you money, it also prevents you from making too many claims which can cause your insurer to cancel your policy.
Getting Discounts
Insurance companies offer all kinds of discounts. Some of these include:
* Safety discounts for having anti-lock brakes and air-bags on your car
* Security discounts for having car alarms and other anti-theft devices
* Good driver discounts for maintaining a safe driving record
* Low mileage discounts for driving less than a certain number of miles
* Location discounts for living and driving in safer areas of the country
* Senior discounts for being 50 years of age or older
* Driver's ed discounts for taking a driver's education course
Ask your insurer to include all the discounts that are available to you.
Eliminating Unnecessary Coverage
If you're an AAA member you can drop towing coverage. If your credit card covers rental car damages you can drop rental car repair coverage. And if you have medical insurance, consider dropping your medical coverage.
Where to Get the Cheapest Auto Insurance Quotes
Visit http://www.LowerRateQuotes.com or click on the following link to get the cheapest auto insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get the cheapest auto insurance.
- Related Articles
- Related Q&A
- Online Auto Insurance Quotes
- How High Gas Prices Can Lead to Lower Auto Insurance Rates
- 10 the Most Cheap and Road Auto for Usa Auto Insurance
- What Level Of Auto Insurance Do You Need?
- Auto Insurance Policy Cover
- Discounts in Auto Insurance New Hampshire
- Auto Insurance Faqs: Accidents Happen
- Your Auto Insurance Coverage Explained
You Can Now Save Money Car Insurance - Find Cheap Low Cost Auto Insurance
By: Bryan Burbank | 06/07/2009If you drive a car then it is most important that you have auto insurance so that you are covered in case you are in an accident. There are a lot of people that feel like they are great drivers and spending money on car insurance is a waste but if you are in an accident and it is your fault then it can cost you everything you own. If the other driver goes to the hospital and you do not have insurance to cover getting there car fixed along with the medical cost then they can sue you for these exp
Affordable Auto Insurance Rates Compare Online
By: NDIMELE IKECUKWU PHELIM | 05/07/2009With more records for bad driving, your rates soar. This forms the insurance company's best assessment of the driver. The Car you are purchasing the policy for is very important. Sport cars attract higher rates than the regular ones; this is because they are seen as accident-targets since they are cars used when there is great need for speed.Their risks are high and so are their rates from the insurance companies.
Cheap Auto Insurance Cover - Helpful Tips When Applying Online
By: NDIMELE IKECUKWU PHELIM | 05/07/2009It is against the law to drive around with an uninsured vehicle. It is also a known fact that you have to pay premium annually for this insurance covers, therefore it is in your own interest to avail a thorough search on the internet for your ideal provider and cheapest quotes that fits your pocket.
Don't drop dead without life insurance
By: Raj Krishnaswamy | 05/07/2009Life insurance can be a life saver for your loved ones after your death. Do not take it lightly.
Cheap Car Insurance Package - Get Your Perfect Auto Insurance Deal
By: NDIMELE IKECUKWU PHELIM | 04/07/2009Do not drive without a car insurance deal on your car. Most of the insurance companies out there providing car coverage deals collect their money at the end of each policy year. Learn how to use every resource available to you when searching for your preferred car insurance deal.
Cheap Car Insurance Cover - Knowing About Free Quotes & How To Apply Correctly
By: NDIMELE IKECUKWU PHELIM | 04/07/2009No doubt everyone driving a car needs a low rate auto insurance policy. Do not go driving if your vehicle insurance is not active... Make sure it is active. Failing to do this will bring problems. Now, what is really important here is how to make sure that the cover you have is ideal and affordable for you.
Cheapest Home Insurance Deal - Some Very Important Saving Tips For Getting The Best Deal
By: NDIMELE IKECUKWU PHELIM | 04/07/2009Are you looking for a low cost home insurance policy? Your most reliable means will be browsing the internet. There are many home insurance providers offering various quotes; this gives you the opportunity to compare rates from different providers and come up with the one that is comfortable with your income.
Cheapest Home Insurance Deal - Some Very Important Saving Tips For Getting The Best Deal
By: NDIMELE IKECUKWU PHELIM | 04/07/2009Are you looking for a low cost home insurance policy? Your most reliable means will be browsing the internet. There are many home insurance providers offering various quotes; this gives you the opportunity to compare rates from different providers and come up with the one that is comfortable with your income.
No Load Term Life Insurance - How to Get the Best Rate
By: ryan@thesatellitetvguide.com | 29/05/2008 | InsuranceA no load term life insurance policy is the least expensive type of life insurance available today. But just what is this type of insurance and how can you get the best rate? This article shows you.
Homeowner Insurance Rates - Where to Get the Cheapest
By: ryan@thesatellitetvguide.com | 26/05/2008 | InsuranceHow can you make sure you get the cheapest rate possible for your homeowners insurance without sacrificing the protection you need? This article shows you how.
Renters Insurance for College Students - Where to Get the Best Rate
By: ryan@thesatellitetvguide.com | 22/05/2008 | InsuranceBuying renters insurance for college students is important – and doesn’t cost that much. Here's how to get the best rate.
Cheapest Auto Insurance - Where to Get it
By: ryan@thesatellitetvguide.com | 19/05/2008 | InsuranceGetting the cheapest auto insurance is a four part process - 1. getting the best rate, 2. increasing your deductible, 3. getting discounts, 4. eliminating unnecessary coverage. This article explains how to do it.
Whole Life Insurance Advice - How to Get the Best Rate
By: ryan@thesatellitetvguide.com | 15/05/2008 | InsuranceWhole life insurance is a great tool to both protect your family and grow your money. Here's whole life insurance advice that explains what whole life insurance is and how to get the best rate.
How to Get the Best Group Health Insurance Rate in Texas
By: ryan@thesatellitetvguide.com | 14/05/2008 | InsuranceHealth insurance is always going to cost more than we like, so you want to make sure you're getting the best group health insurance rate in Texas. This article explains how to get it.
Auto and Renters Insurance - How to Get the Best Rate
By: ryan@thesatellitetvguide.com | 13/05/2008 | InsuranceDid you know you can save up to 15% on your auto and renters insurance by buying both policies from the same insurance company? Read this article to learn more ways you can reduce your insurance bill.
Best Auto Insurance Quote - Where to Get it
By: ryan@thesatellitetvguide.com | 12/05/2008 | InsuranceAre you looking to get the best auto insurance quote with an A-rated company? This article shows you how to get it.