Credit crunch help - get cheaper motorcycle insurance

In today's economic climate, cutting back on outgoings has become more important for financial survival, finding cheap motorcycle insurance is one of those outgoings that can be significantly reduced. No one likes paying more than they have to therefore Motorcycle insurance reductions are more of a priority than ever before.

Luckily, finding cheap motorcycle insurance quotes has never been easier. Whether you've been riding for years or loooking at a motorcycle, scooter or moped for the first time as a cheap form of transport, easy savings of £100's are there for the picking. Here's some simple advice on how to get a cheap motorcycle insurance quote when you need to renew your policy or get a new one.

Cheap motorcycle insurance tip 1: Shop around
Get as many quotes as you possibly can. An effective way of getting cheasper motorcycle insurance is to contact as many insurance companies as possible. Variation in quotes you can get from different firms - often hundreds of pounds can be amazing.

One of the best comparison sites for motorcycle insurers is MCN Compare. You can easily and quickly compare motorcycle insurance quotes using one of a number of brokers that allow you to input your details once and get back dozens of competitive quotes instantly.

If you want to get a new quote at any time in the future, could be for a different bike. Just three minutes to save £200 or more has got to be worth the time! Even if you don't want to take up the cheapest insurance quote, you can use often it to negotiate a lower price with your current insurer.

However, there are a few other equally reputable companies out there, but unlike MCN Compare, they are not motorcycle specialists.

Cheap motorcycle insurance tip 2: Buy approved security devices
Cheaper quotes are offered if you tell them that you use an approved security device to reduce the risk of your motorbike being stolen. Look for chains and locks that are 'Sold Secure' or 'Thatcham approved' as these are most likely to be recognised by the insurance companies.

Cheap mtorcycle insurance tip 3: Buy your policy online to get extra discount
Many insurance companies offer their cheapest policies through websites - they pass back to you the saving they make by you doing all the hard work of inputting all your details instead of a phone operator doing it. Savings can be from 10-20%.

Cheap motorcycle insurance tip 4: Do consider buying new
The credit crunch is hurting the motorcycle manufacturers and dealers, so at the moment there are some great deals kicking about as they try to shift existing stocks of new bikes. Not only that, but extras like free or cheap insurance and free accessories are often being used to sweeten these deals even more. When your year of cheap or free insurance is up, just use a insurance comparison service like MCN Compare to try to beat the quote you'll get from the company that gave you the cheap insurance deal with the new motorcycle.

Cheap motorcycle insurance tip 5: Get some advanced training
Insurance firms can sometimes offer their cheapest insurance to riders who have undertaken advanced motorcycle training. This is a great 'two birds with one stone' option, because advanced training will also improve your confidence and boost the enjoyment you get from motorcycling. Blow off some cobwebs and make yourself a safer rider, then earn a reduction in your insurance costs in the process! Try contacting the IAM for more information on suitable courses.

To get started, visit the MCN insurance page, where you can find links to the MCN Compare service, plus a directory of insurance providers with contact details. Your now on the road to saving precious money on motorcycle insurance!