As a business owner or manager, you more than most will know that customers nowadays are demanding more, for less. And if your business also demands this from your suppliers and service providers, here are some ways you can get it from your Insurance Broker.
Depending on which industry you work in you will no doubt have your own individual needs, concerns and worries.
For manufacturers these could be falling sales, competition from abroad or Government policy changes over CO2 emissions.
For retailers it could be increased competition from supermarkets or the internet.
And for someone with an out of town factory it could be trying to increase sales at the same rate taxes or interest rates appear to be rising.
The bottom line is whatever type of industry or trade your business is in you have numerous issues to deal with on a daily basis before you even start to think about your customers and suppliers.
And yet despite this apparent need for people in business to make their lives easier it is surprising to see many traders still choosing to have their numerous Insurance policies with many different insurance brokers and companies rather than under a single Traders Combined Insurance policy.
The result of this is that many Traders and business owners pay too much for their insurance and they spend time (that they simply cannot afford to waste) on looking after them.
Here a just a couple of reasons why business owners should seriously consider a Traders Combined Insurance policy when their insurance is next due for renewal:
1. All your risks together. By opting for a combined policy your vehicles, your staff, your premises and your profits can all be protected under one policy. No longer do you need your buildings insured with one Broker, your Business Interruption and Liabilities with another and your Fleet with yet another. Just all your risks under a Commercial Combined Insurance policy.
2. Time Savings. Gone are the days of many different types of cover with different renewal dates and provided by different companies. Just your Combined Insurance policy with a single renewal date. If you need to make a change you just need to ring one broker rather than hunt around your paperwork to find out who it is insured with. And if you chose the right broker they should ring around all the main Insurance companies to find you the best deal.
3. Money Savings. By putting all your risks under a Traders Combined Insurance policy you can very often benefit from savings on your premiums as many providers offer discounts. At a time when getting value for money from your service providers then making savings by getting a policy that is easier to administer could be just what you need.
Traders Combined Insurance can save you time and save you money and that is why it works.
Related Articles
The F Word and your Bank Balance
By: Mark Burdett | 23/10/2007 | Insurance
Fraud and specifically insurance fraud is costing us all money. This article looks out how much it costs us, who is committing it and what can be done to prevent it.
Is it Worth Risking it All for Cheap Insurance?
By: Mark Burdett | 14/08/2007 | Insurance
Many people and businesses are finding are harsh realities that sometimes come with buying the cheapest insurance possible. The realities that in many cases find them uninsured, unprotected and left to deal with losses on their own. This article looks at what home and business owners can do to make sure they are protected and covered.
4 Reasons Why Childcare Has to Improve
By: Mark Burdett | 05/09/2007 | Education
A recently published report shows that some childcare facilities are failing to meet certain standards. This article looks at why quality childcare is vital.
Construction Safety - your Responsibilities as a Client
By: Mark Burdett | 17/09/2007 | Law
For people and businesses in the construction industry safe and efficient working practices should always have been at the forefront of your mind. Recent changes in the law have now seen the onus for safety extend to the client or persons having construction or building work carried out. This article looks at the implications the Construction (Design and Management) Regulations 2007 may have on clients, contractors and workers in the construction industries. And the first part of this article lo
Obtaining Business Insurance
By: Lorren Repton | 12/11/2007 | Business
How to obtain business insurance: Case Example, Backflow Prevention Contractor
Understand Business Insurance for Small Business
By: Marilyn Katz | 06/07/2008 | Business
Do you rely on personal insurance to cover your small business? This mistake can leave you underinsured, or even unisured. Find out about the common types of business insurance, and see if your personal insurance is good enough.
About Commercial Building Insurance
By: Laura Davis | 11/07/2008 | Corporate
If something happens to your commercial property you need to protect your interests, by having commercial property insurance you can ensure your company survives any damage.
Finding Insurance For Your Business
By: Obinna Heche | 05/07/2007 | Non-Fiction
Insurance is one of the most important business expense that any business whether small, medium or mega corporation needs.
Got a Question? Ask.
Ask the community a question about this article:
Frequently Asked Questions
Insure my moving
By: ilanb100 | 19-11-2007
where can i insure my stuff while moving my house?
Insurance for the over 65s
By: 6994peter | 14-11-2007
where can i find an insurance company that will provide mortgage protection repayments cover for sickness and accident for the over 65s many thanks Peter
Affordable Home Biz Insurance Coverage?
By: brightwings | 18-10-2007
What is the best resource to get affordable business insurance coverage for a home-based business? The ones i've queried all seem very expensive. Am I missing something?
What is magbaza? What can he do ? Why I need he ?
By: wanghaixia2 | 27-08-2007
What is magbaza? What can he do ? Why I need he ?
Does your Ticket Slayer traffic ticket common law ...
By: Boscoe100 | 22-08-2007
Does your Ticket Slayer traffic ticket common law default process for getting tickets dismissed work on red light camera tickets? I visted your TicketSlayer.com web site ...GREAT SITE! VERY INFORMATIVE AND VERY ENLIGHTENING!
What is Magbaza? What is magbaza? What can he do ...
By: dongwenjun | 20-08-2007
What is Magbaza?What is magbaza? What can he do ? Why I need he ?
Q&A Powered by:
More from Mark Burdett
Construction Industry Slammed Over Safety
By: Mark Burdett | 31/10/2007 | Business
With the construction industry being criticised from union leaders for its inability to act to prevents accidents and avoidable deaths this article looks at what the construction industry are doing and can do in response to this attack.
The F Word and your Bank Balance
By: Mark Burdett | 23/10/2007 | Insurance
Fraud and specifically insurance fraud is costing us all money. This article looks out how much it costs us, who is committing it and what can be done to prevent it.
Construction Safety - your Responsibilities as a Client
By: Mark Burdett | 17/09/2007 | Law
For people and businesses in the construction industry safe and efficient working practices should always have been at the forefront of your mind. Recent changes in the law have now seen the onus for safety extend to the client or persons having construction or building work carried out. This article looks at the implications the Construction (Design and Management) Regulations 2007 may have on clients, contractors and workers in the construction industries. And the first part of this article lo
4 Reasons Why Childcare Has to Improve
By: Mark Burdett | 05/09/2007 | Education
A recently published report shows that some childcare facilities are failing to meet certain standards. This article looks at why quality childcare is vital.
Childrens Safety in the Children Industry - Why We Shouldn't Risk it
By: Mark Burdett | 22/08/2007 | Education
Whether you are a parent or not most people would I’m sure agree that a child’s safety is paramount. This article looks at what our childcare providers can do to help make sure the risk or chance of an accident occurring in Schools, Nurseries, Kindergartens and Day Care Centres is reduced.
Why Scaffolders and Roofers are Most at Risk
By: Mark Burdett | 17/08/2007 | Business
The latest figures released by the Health & Safety Executive (HSE) show a slight increase in the number of workers fatally injured from 2005/06 to 2006/07. This article looks at why workers in the scaffolding and roofing industries are seemingly most at risk and what they can do to help reduce risk.
Is it Worth Risking it All for Cheap Insurance?
By: Mark Burdett | 14/08/2007 | Insurance
Many people and businesses are finding are harsh realities that sometimes come with buying the cheapest insurance possible. The realities that in many cases find them uninsured, unprotected and left to deal with losses on their own. This article looks at what home and business owners can do to make sure they are protected and covered.
What Will 2007 Hold For The Motor Industry?
By: Mark Burdett | 02/01/2007 | Automotive
As another year begins, businesses throughout the Motor Industry will be wondering what developments await in the year ahead.
With house prices forecast to continue rising and with interest rates also likely to increase further will this mean consumers have less disposable income and therefore less likely to buy new or...