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Get the Right Car Insurance When Driving Abroad

Using you car when travelling abroad can be a great way to explore a new country. The freedom to go where you want, when you want offers unrivalled opportunities to experience new places and cultures.

If you decide to do this using your own car rather than a hire car there are several important steps you need to take to avoid the problems and pitfalls associated with driving outside of the UK.

The most essential step you need to take is securing the right type of car insurance. The vast majority of car insurance policies offer some level of protection as standard when you are driving abroad. Sadly this is not enough, often the cover only equates to third party insurance. These policies do not provide any cover for yourself and you risk being left out of pocket in the event of an accident of theft of the vehicle.

Before embarking on such a trip it is vital to check with your current insurer what level of cover they offer you when driving abroad. Some policies will come with comprehensive cover but in most cases you will need to purchase add-on insurance.

This can usually be taken out for up to 30 days travel and provides a far more comprehensive level of cover in the event of accident or theft. Ensuring you have the right level of motor insurance for driving abroad provides great peace of mind and allows you to relax and enjoy your travels.

If you do need to purchase car insurance for driving abroad there are two main options open to you. You could simply purchase add-on insurance for a one-off trip. However if you regularly drive in foreign countries it could be cheaper to take out a car insurance policy that offers this cover as standard.

In addition to securing the right level of car insurance also remember to give your car a thorough service before you leave to help avoid any mechanical issues.

It is also advisable to research the driving laws of the country you are visiting and familiarise yourself with the route you plan to take. If you are not a confident navigator a satellite navigation system could be a worthwhile investment.

Daniel Keogh

For more information on car insurance visit
the car insurance blog for tips and ideas on cutting your premium and finding the best cover.

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