Cancer, heart attack and organ failure are the biggest and most frequently claimed for illnesses on medical insurance. However, new discoveries are being made all the time and it is hoped that this reduce premiums for medical insurance as these illnesses become more manageable and treatable.
Breast cancer is one of the few cancers that can be linked to genes and one of the biggest illnesses responsible for women making medical insurance claims. However, in medical advances, scientists have identified the key gene responsible for the spread of this devastating disease to other parts of the body.
Apparently, the gene SATB1 controls how more than 1,000 other genes behave within tumour cells and when it is over-activated, this is when the path for cancer is smoothed into other parts of the body. Interfering with this gene through the use of specific drugs would halt the march of cancer through the body, helping over 44,000 women in the UK every year.
Further news from the world of medicine includes news that experiments are being carried out that will cause tiny pieces of skin to grow into the chameleon-like ones in embryonic stem cells. They could then be deliberately formed into heart cells and transplanted onto heart attack victims. This is hoped to prolong the life of tens of thousands of victims every year and improve the quality of their life.
These repair kits could also be used to test drugs on and would also reduce the risk of side effects on treated patients. The patient's own cells could be used omitting the risk of rejection or a bank of cells could be set up and on standby. Unfortunately, due to lack of testing to date, it is thought that this treatment is still at least a decade away.
When it comes to organ failure claims on the books of medical insurance companies, this is also quite high. But once again, there is good news emerging for sufferers. As with a lot of illnesses and diseases, early detection is the key and doctors are being made more aware of the signs and symptoms to look out for to cope with these problems before they become out of hand.
Kidney failure is often blamed on other things and goes for a long time undetected. But now it has emerged that long term tiredness and being overweight are simple symptoms that should make a doctor sit up and take notice. Tiredness and being overweight are very general symptoms that are frequently put down to lifestyle or the ageing process but it is advisable to get a second opinion if you are not happy.
Always better to kick up a fuss with your doctor than get to a point when claiming on medical insurance is a necessity.
In a record operation, doctors have recently carried out six kidney transplants simultaneously. It took nine medical teams a total of ten hours to perform the transplants on six patients. Friends and relatives of the sick people had come forward and offered themselves as donors but when it was found they did not match their relative, but another of the group, a mass operation was set up.
The operations were done at the same time to avoid anyone backing out once their loved one had received their new organ and so far, all is well. Some of these patients have lived for years on the organ donor waiting list and, unable to work, have survived on medical insurance payouts.
Got a Question? Ask.
Ask the community a question about this article:
Frequently Asked Questions
Credit cards responce
By: linakex | 26-09-2007
responcewhat is the responce (%) to sell medical insurance program through credit cards direct mail - ecxisting clients
Is Lacrosse Really that Safe?
By: L_Rex | 15-09-2007
edI have discover that people have recently begun playing lacrosse in India (See - The Indian National Lacrosse federation at http://www.geocities.com/india_lacrosse). Is lacrosse a safe enough sport to play in a developing country like India where almost no one has medical insurance?
Are there any supplemental dental plans that cover ...
By: mcra0428 | 01-08-2007
Are there any supplemental dental plans that cover dental implants? My current plan with my employer does not.
British medical insurance
By: seb_007 | 29-07-2007
How does the British medical insurance indusrty work?
Do insurance companies insure themselves in bigger ...
By: billyboy | 18-01-2007
Do insurance companies insure themselves in bigger insurance companies ? and if so where does it end ?
Q&A Powered by:
Latest Insurance Articles
Your Checklist to Buying Life Insurance
By: Musa Aykac | 20/08/2008
Life insurance is a critical consideration everyone should take in there life, simply because of the fact that we are all going to end up dying one day.
5 Important Factors to Consider When Choosing Taxi Minibus Insurance
By: James Todman | 20/08/2008
More taxi operators today are choosing to drive an MPV or Minibus because of its extra space and carrying capacity. Minibuses can carry more than four passengers and there is no need to turn away those with too much luggage. But there are extra costs involved with driving a larger vehicle, one of these being minibus insurance.
Life Insurance Policy Allows Enjoying Life Without Worrying About Anything
By: Addi | 20/08/2008
As the awareness regarding to the aspect of life insurance in India has increased, so has the number of people's who are now opting to subscribe to the policy.
How to Get Affordable Car Insurance in New Jersey
By: Stuart Brown | 20/08/2008
Are you looking to get affordable car insurance in New Jersey? Sometimes it can seem like an uphill struggle! Fortunately, in this article I take the weight off your shoulders by discussing your car insurance options if you live in New Jersey.
Enterprise Risk Management: a National Risk Management & Insurance Strategy for Sierra Leone
By: Kortor Kamara | 20/08/2008
The project objective is to develop a standard of risk management review wherein all governmental contracts, agreements with contractors and vendors must contain an insurance provision requiring the proof of insurance coverage relating to the services being provided under the agreement. All contracts must have an indemnification agreement, wherein the contractor agrees to defend, indemnify and hold harmless the government in the event of loss.
Becoming Your Own Banker: the Infinite Banking Concept
By: Jake Thompson | 19/08/2008
Becoming Your Own Banker, also known as the infinite banking concept, is the most powerful way to create massive wealth at no risk. By understanding how to make money work for you, you will see how to turn debts, interest, taxes, and even opportunity cost into wealth.
Little Known Veterans Pension Program Can Earn You Up to $22,000 Tax Free!!
By: Lance D. Fisher | 19/08/2008
If you are a veteran, you may qualify for a tax free pension of up to $22,000!! This is a pension program that has been in existence since 1952 and available to many seniors. The problem is that they don’t know they qualify. So the $$ just sits there. It’s like winning the lottery and never knowing it.
Car Insurance Importance & Its Necessity
By: Shah Ansari | 19/08/2008
car Insurance is one of the most sought after insurance plans that meets the needs of the masses in case of accidents. Some who avoid having car insurance think that it is of no use until it meets an accident or any untoward incident. They strive for instant material gain, they some how lose the common sense that no one can guarantee the life as risk free.