EasyToInsureME.com Chad Levin Toll Free 1-866-492-3905 Email easytoinsureme@yahoo.com Yahoo, AIM, LIVE screen name: EasyToInsureME
Group Health Insurance Benefits:
How To Keep Health Insurance Coverage 100%
Only 5% of employers in the U.S. still offer 100% coverage for their employees’ health insurance benefits. Other employers are choosing high copay plans or high deductible plans. Most others are passing their increase in health care costs on to their employees.
Fact: Health Care Premiums are rising faster than workers wages
Premiums for employer-sponsored health insurance rose an average of 6.1 percent in 2007, less than the 7.7 percent increase reported last year but still higher than the increase in workers’ wages (3.7 percent) and the overall inflation rate (2.6 percent), according to the 2007 Employer Health Benefits Survey conducted by the Kaiser Family Foundation and the Health Research and Educational Trust.
The 6.1 percent average increase this year was the slowest rate of premium growth since 1999, when premiums rose 5.3 percent. Since 2001, premiums for family coverage have increased 78 percent, while wages have increased 19 percent and inflation has increased 17 percent.
The average premium for family coverage in 2007 is $12,106. On average, workers now pay $3,281 out of their paychecks to cover their share of the cost of a family policy. While premiums continue to rise faster than wages, this year’s gap of 2.4 percentage points is much smaller than the 10.9 percentage point gap recorded four years ago, when premiums rose 13.9 percent and
wages grew just 3 percent. (Agent Sales Journal Nov. 2007)
Lets Keep it 100% coverage and reduce the premiums
This is a strategy from Easy To Insure Me .com
We will use 2 equations for a 15-employee group: Current and Future Solution
Equation 1 Current
15 employees
(Yearly Premium) $100,000=Health Care
Equation 2 Future Solution
(Yearly Premium) $60,000 + $15,000 (employees x deductibles) = $75,000 maximum exposure
100% coverage and the employer pays for the deductible
while still saving 20% to 40%
**We say maximum exposure because not all employees will satisfy the deductible
Call 215 944 3079 and ask for Chad Levin for more information
- Related Videos
- Related Articles
- Ask / Related Q&A
- The Beauty And Benefits Of The Family Health Care Insurance
- Primary Health Center ( Issues , Strength and Scope)
- Michigan Home Health and Illinois Home Health: the Oldies’ Place to be
- Dietetics and Its Affect on Physical and Mental Health
- Methods of How to Quit Smoking for Better Health
- Oh Health Insurance
- An Easy Way To Find Health Insurance
- What Every Family Should Know Before Entering the ER
I want your article my copy this blog is ok ???
Health Insurance Care Reform 7/9/09 EasyToInsureME
By: Www.easytoinsureme.com | 09/07/2009The Council passed an amendment to the Health Occupations Revision Act that included a definition of "the practice of medicine." As passed, the provision does not contain language opposed by the health insurance industry that would have arguably included utilization review. Also deemed approved was a rule permitting those enrolled in the District's Employee Benefits Program to enroll a domestic partner and children of the domestic partner under family coverage, provided the employee pays 25 per
Choose Life Insurance as an Investment
By: Habibulla Antule | 09/07/2009Now days, life insurance policies are very much popular for the investment purpose. This is the reason more and more people are opting for it. In particular reason, the life insurance policies are tax favored way to comfortable retirement, funding for children's education and orderly transition of family businesses in the future.
Takeaway Insurance: No Takeaway Can Do Without It
By: Nasreen Haque | 09/07/2009Insurance is one of the necessary evils of living in a modern, developed nation. As much as you might hate paying those premiums month after month, just one mishap or unforeseen circumstance can make all your payments worth it. If you own a takeaway restaurant, you should definitely look into takeaway insurance.
You can't ignore buying Shop Insurance
By: Nasreen Haque | 09/07/2009Shop insurance, or commercial insurance as it is commonly called, is a type of insurance that is specified to cover the material of a business or shop. Commercial insurance or shop insurance can cover anything ranging from business owned auto possessions to the buildings that the business takes place in
Salon Insurance for Salon owners
By: Nasreen Haque | 09/07/2009Insurance is an economic and legal form of risk management that is primarily used to guard against the risk of contingent loss. Insurance can be loosely defined as equitable transfer of the specific risk of a loss from one entity to another.
Tis the Season to be Chilly
By: Greenbee PR | 09/07/2009More than 1 in 10 Brits have failed to take out any form of home or contents insurance.
Shop Insurance Benefits
By: bloom media | 09/07/2009Insurance is important for any business for coverage against possible eventualities such as loss, damage and liability. For shop owners, insurance provides protection that will allow them to maintain their business even in the face of such occurrences. Shop insurance benefits are tailored specifically to provide shop owners with peace of mind.
Travel Insurance - key features of a good policy
By: Nelson Fernandes | 09/07/2009A Travel Insurance Policy gives you comprehensive cover for you and your family when you globe trot. A Travel Insurance Policy must go beyond just health insurance and provides you with a wide range of travel related covers to make your trip stress-free. Below i have mentioned some of the important features that make up the framework of good travel insurance policy.
Oh Health Insurance
By: Pennsylvania Health Insurance | 01/09/2008 | InsuranceSome states in the US require that all citizens of their state be covered for Health Insurance. Ohio is one of the states that allows Ohio citizens to receive Free Health Insurance. There are 2 free health insurance programs Healthy Start and Healthy Families. However a Ohio resident must qualify first.
Pa Health Insurance
By: Pennsylvania Health Insurance | 01/09/2008 | InsuranceSome states in the US require that all citizens of their state be covered for Health Insurance. Pennsylvania is one of the states that allows PA citizens to receive Free Health Insurance. There are 2 free health insurance programs CHIP for children and AdultBasic for adults. However a Pennsylvania resident must qualify first.
Group Health Insurance Benefits: How to Keep Health Insurance Coverage 100%
By: Pennsylvania Health Insurance | 11/12/2007 | InsuranceGroup Health Insurance Benefits: How To Keep Health Insurance Coverage 100% Fact: Health Care Premiums are rising faster than workers wages Lets Keep it 100% coverage and reduce the premiums