Hotel, Public House and Restaurant Insurance - the Benefits

Insurance schemes are forever changing and being updated to suit the increasing requirements of the Hotel and Leisure Industries. What kind of benefits can you expect to receive with these types of insurances?

Hotel Insurance

From Guest Houses and B&Bs to Country Mansion Hotels and Large Inner City Complexes, some key benefits you can receive from some insurance schemes are below, please note that of course these may differ depending on the individual insurance policy you go for, always check with your insurance company and thoroughly check your policy before committing to anything:

- Fire and Full Perils with Accidental Damage cover and Subsidence also available.
- Public and Products Liability to £5,000,000.
- Seasonal Stock Increases automatically included for the extra busy Christmas, New Year and Bank
- Holiday periods.
- Cover for Loss of Keys.
- Full Glass Cover.
- Cover for Guests, Employees and Household effects.
- Alternative Accommodation included automatically.
- Extensions to include Personal Accident Cover for proprietors, managers, staff and guests available
- Full theft cover available

Public Houses

Here is an example of a insurance policy designed to cover the widening range of Pubs, from those simply providing bar-snacks, to modern Wine Bars and Pubs:

- Fire and Full Perils with Accidental Damage and Subsidence available.
- New for old reinstatement cover for trade and household contents.
- Public and Products Liability to £5,000,000.
- Seasonal Stock Increases automatically included for the extra busy Christmas, New Year and Bank
- Holiday periods.
- Glass cover.
- Alternative accommodation following a loss emanating from an insured peril.

Restaurants

Here we have outlined some key features of insurance catering for restaurants providing all types of cuisine.

- Fire and Perils with Accidental Damage cover and Subsidence available.
- Public and Products Liability to £5,000,000.
- Glass Cover automatically included.
- Seasonal Stock increases for the extra busy Christmas, New Year and Bank Holiday periods.
- Full cover for any bar facility provided.