How fish and chip shop insurance can help save your business

<h1>How fish and chip shop insurance can help save your business</h1>Author: <a title="Nasreen Haque" href="http://www.articlesbase.com/authors/nasreen-haque/132711.htm">Nasreen Haque</a> Fish and chips: hot, crispy, batter-dipped, fried hunks of cod, dripping from the fryer, wrapped in newsprint, splash of vinegar, chips on the side; just thinking of fish and chips makes the mouth water. Glorious food. They make us feel at home, comforted, as if all will be well, and today’s tough times won’t last. Fish and chip shops’ revenues are up for the first time in five years. Due to the uncertain economic climate, which leads people to seek the familiar and comforting, Britons are more often bringing takeaway home and staying in, rather than going out. Intrepid entrepreneurs are heartened by the upswing in the fish and chip shop business, and why not? Business is up and there is currently a lot of support toward the success of these enterprises. For example, numerous business insurers have developed industry-specific packages that deal with the special problems of chippies. The very essence of a chip shop is that its products are fried in deep vats of boiling oil. Great heat, either electrical or flame-based, combined with boiling oil is a sure recipe for fire disaster. Fire disaster, starting on the deep-frying range, can spread to the entire business, destroy the physical establishment and records, even endanger workers or patrons. Fire damage: ruins frozen foods on the premises or in transit, since it cannot be delivered; it incurs costly repair and reconstruction afterward; causes sometimes devastating business interruption caused by such an accident. If the infrastructure is damaged, theft and vandalism can surge. Fish and chip shop insurance can spell the difference between business survival and annihilation. In cases of complete destruction of the chip shop due to unfortunate accident, fish and chip shop insurance can allow the chip shop owner to fry another day. Professional associations in the food business offer group business insurance that can be tailored to the needs of the specific shop, whether a restaurant, takeaway or mobile cart. The Nationwide Caterers Association offers a competitive package for fish and chip shop insurance, and a 30% discount if your company is claim free for three years. Members of the National Federation of Fish Friers are eligible for a 10% discount on premiums and a £120 discount at each renewal. Premiums can range from a little as £100 to £1000, depending on the size of the establishment, and whether it is a mobile cart, a takeaway shop, or a restaurant. One of the benefits of <a href="http://www.smeinsurance.com/takeaway-cafe-insurance.aspx">fish and chip shop insurance</a> is the requirement to have independent contractors clean the extraction canopies and the ductwork in insured chip shops; certainly this is an expense for the owner but surely less in the long run than letting fuel for combustion build up. This requirement of the insurance industry is no more than a commonsense approach to safety, and since chippies are, for the moment, here to stay, better to be safe than sorry. Perhaps chip shops will one day be a thing of the past; for now, jump on the insurance.About the Author: Nasreen HaqueArticle Source: <a href="http://www.articlesbase.com/">ArticlesBase.com</a> - <a href="http://www.articlesbase.com/insurance-articles/how-fish-and-chip-shop-insurance-can-help-save-your-business-1063354.html" title="How fish and chip shop insurance can help save your business">How fish and chip shop insurance can help save your business</a>

Fish and chips: hot, crispy, batter-dipped, fried hunks of cod, dripping from the fryer, wrapped in newsprint, splash of vinegar, chips on the side; just thinking of fish and chips makes the mouth water. Glorious food. They make us feel at home, comforted, as if all will be well, and today’s tough times won’t last.

Fish and chip shops’ revenues are up for the first time in five years. Due to the uncertain economic climate, which leads people to seek the familiar and comforting, Britons are more often bringing takeaway home and staying in, rather than going out.

Intrepid entrepreneurs are heartened by the upswing in the fish and chip shop business, and why not? Business is up and there is currently a lot of support toward the success of these enterprises. For example, numerous business insurers have developed industry-specific packages that deal with the special problems of chippies.

The very essence of a chip shop is that its products are fried in deep vats of boiling oil. Great heat, either electrical or flame-based, combined with boiling oil is a sure recipe for fire disaster. Fire disaster, starting on the deep-frying range, can spread to the entire business, destroy the physical establishment and records, even endanger workers or patrons. Fire damage: ruins frozen foods on the premises or in transit, since it cannot be delivered; it incurs costly repair and reconstruction afterward; causes sometimes devastating business interruption caused by such an accident. If the infrastructure is damaged, theft and vandalism can surge. Fish and chip shop insurance can spell the difference between business survival and annihilation. In cases of complete destruction of the chip shop due to unfortunate accident, fish and chip shop insurance can allow the chip shop owner to fry another day.

Professional associations in the food business offer group business insurance that can be tailored to the needs of the specific shop, whether a restaurant, takeaway or mobile cart. The Nationwide Caterers Association offers a competitive package for fish and chip shop insurance, and a 30% discount if your company is claim free for three years. Members of the National Federation of Fish Friers are eligible for a 10% discount on premiums and a £120 discount at each renewal. Premiums can range from a little as £100 to £1000, depending on the size of the establishment, and whether it is a mobile cart, a takeaway shop, or a restaurant.

One of the benefits of fish and chip shop insurance is the requirement to have independent contractors clean the extraction canopies and the ductwork in insured chip shops; certainly this is an expense for the owner but surely less in the long run than letting fuel for combustion build up. This requirement of the insurance industry is no more than a commonsense approach to safety, and since chippies are, for the moment, here to stay, better to be safe than sorry.

Perhaps chip shops will one day be a thing of the past; for now, jump on the insurance.

Nasreen Haque

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