The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on finding the best child health insurance rates in California.
More than one million children in California do not have health insurance. That means these children may be lacking basic well-baby care, vaccinations, and dental care, not to mention necessary care during an illness. Here are the options that are available for affordable child health insurance in California.
Employer Insurance
Most Californians receive health insurance through their employers. This is the most economical form of insurance, as the employer usually pays part of the premium. However, small companies may not be able to offer affordable insurance to their employees.
Government Assistance
The California state government offers several programs to help families afford health insurance for their children:
* Medi-Cal is a public health insurance program for low-income children and families. It provides free comprehensive medical, dental, and vision coverage.
* The Healthy Families Program provides low-cost health, dental, and vision coverage to children whose families do not qualify for Medi-Cal but cannot afford other health insurance.
* Some local coalitions offer health insurance programs to families that do not qualify for either of these programs.
For more information on these state-sponsored programs visit the California Department of Insurance at: insurance.ca.gov.
Private Insurance
While private insurance is the most expensive form of health insurance, it's the choice for over 600,000 Californians and may be your best choice. With private health insurance you have many options to choose from, including HMOs, PPOs, and traditional comprehensive insurance.
To find affordable private insurance, begin your search by going to an insurance comparison website. This type of website makes it fast and easy for you to get and compare quotes from different health insurance companies. All you do is fill out one simple form with information about yourself and your insurance needs. Once the form is completed, you'll soon begin to receive quotes from multiple A-rated health insurance companies (see link below).
Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get California child health insurance rates from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
- Related Videos
- Related Articles
- Ask / Related Q&A
- Cheap Health Insurance Made Easy
- Florida Health Insurance Rate Hikes and Quotes
- Group Health Insurance
- Health Insurance - the Light in the Dark
- Affordable Health Insurance Options in Ohio: An Interview With Ohio Department of Insurance Director Ann Womer Benjamin
- What is the Difference Between Health Insurance Companies in California?
- Why Assurant Health is your Best Choice for Health Insurance?
- How To Compare Health Insurance Plans And Get Affordable Health Insurance!
How to cut the cost of Health Insurance
By: Tony Brown | 01/01/2010You may have had your renewal premium through for your health insurance and noticed an increase in your premium. In this document we look at some of the possible reasons for this and how to combat them.
Private Medical Insurance – A Quick Guide
By: Tony Brown | 01/01/2010The reason that people take out Private Medical Insurance is to get treated quickly for short-term curable illnesses and medical conditions to avoid lengthy NHS waiting lists
McKenna rips health care bill's special deal for Nebraska
By: john willow | 31/12/2009Washington State Attorney General Rob McKenna is joining several other Republican AGs in protesting a special deal for Nebraska that was inserted in the Senate health care bill.
Bill's tax on indoor tanning worries Dallas salon owners
By: john willow | 31/12/2009Trying to keep that golden glow through the new year? It could cost you a little bit more.
H1N1 impacts everyday life in Southwest Riverside
By: john willow | 31/12/2009"I think the government is at fault for putting that out there so much and not having the supplies to back it up."
Texas Study Confirms Lower Autism Rate in Hispanics
By: john willow | 31/12/2009Hispanic kids are less likely than their non-Hispanic white counterparts to be diagnosed with autism, and socioeconomic factors don't seem to explain the difference, according
Avoiding Weight Gain during Holiday Season
By: john willow | 31/12/2009Eat regular meals and snacks
Rendell may revisit drilling, income taxes
By: john willow | 31/12/2009Gov. Rendell said yesterday that he would again propose a tax on natural-gas drilling, and hinted that he might resurrect his proposal to raise the personal-income tax to cope with the next wave of budget crises.
No Load Term Life Insurance - How to Get the Best Rate
By: ryan@thesatellitetvguide.com | 29/05/2008 | InsuranceA no load term life insurance policy is the least expensive type of life insurance available today. But just what is this type of insurance and how can you get the best rate? This article shows you.
Homeowner Insurance Rates - Where to Get the Cheapest
By: ryan@thesatellitetvguide.com | 26/05/2008 | InsuranceHow can you make sure you get the cheapest rate possible for your homeowners insurance without sacrificing the protection you need? This article shows you how.
Renters Insurance for College Students - Where to Get the Best Rate
By: ryan@thesatellitetvguide.com | 22/05/2008 | InsuranceBuying renters insurance for college students is important – and doesn’t cost that much. Here's how to get the best rate.
Cheapest Auto Insurance - Where to Get it
By: ryan@thesatellitetvguide.com | 19/05/2008 | InsuranceGetting the cheapest auto insurance is a four part process - 1. getting the best rate, 2. increasing your deductible, 3. getting discounts, 4. eliminating unnecessary coverage. This article explains how to do it.
Whole Life Insurance Advice - How to Get the Best Rate
By: ryan@thesatellitetvguide.com | 15/05/2008 | InsuranceWhole life insurance is a great tool to both protect your family and grow your money. Here's whole life insurance advice that explains what whole life insurance is and how to get the best rate.
How to Get the Best Group Health Insurance Rate in Texas
By: ryan@thesatellitetvguide.com | 14/05/2008 | InsuranceHealth insurance is always going to cost more than we like, so you want to make sure you're getting the best group health insurance rate in Texas. This article explains how to get it.
Auto and Renters Insurance - How to Get the Best Rate
By: ryan@thesatellitetvguide.com | 13/05/2008 | InsuranceDid you know you can save up to 15% on your auto and renters insurance by buying both policies from the same insurance company? Read this article to learn more ways you can reduce your insurance bill.
Best Auto Insurance Quote - Where to Get it
By: ryan@thesatellitetvguide.com | 12/05/2008 | InsuranceAre you looking to get the best auto insurance quote with an A-rated company? This article shows you how to get it.