According to research carried out by a price comparison site, homes in London prove to be the most expensive to insure in the UK.
Lambeth in south London is the most expensive area in the UK, with home insurance and contents insurance costing £342 a year.
Thankfully, by implementing a few security measures you can effectively reduce your risk of making a claim and thus reduce your home insurance premium.
Install a home security system - Certain makes of alarm systems carry more weight than others with insurers. The NACOSS standard alarm can potentially cut up to 7.5% off your home insurance premium with certain insurers.
Install security lighting - Security lighting is a great deterrent for would be thieves.
Change the locks - If you have recently moved into a property then it's wise to get the locks changed, as you never know who may still have keys for your property.
Increase voluntary excess - The excess is the amount you are willing to pay towards a claim. For example, if your excess is £50 and you make a claim for £100 then you pay half and your insurer pays the other half. The higher the amount of excess that you are prepared to pay then the cheaper your premium will be.
Put your lights on a time switch - If you are going to be spending long periods away from you home, then lights that are on a timer system give the impression that the house is occupied. This is a great deterrent for thieves.
- Related Videos
- Related Articles
- Ask / Related Q&A
- Home Insurance Uk: Home Security Ensured
- Home Insurance Uk: Massively Popular
- Home Insurance Prevents the Axe of Heavy Expenses to Fall on you
- Home Insurance : Protect What you Have
- Home Insurance: an Impeccable Security Blanket for Homes
- Home Insurance – Bring Safety Home Today
- Home Insurance : Protect What you Own




SEO Expertise in Growing Businesses through Blog Selling
By: Steve Evans | 24/11/2009Small businesses can beneifit hugely from blog promoting which is composed of blogging about your business. It really is a handy way to increase tarffic and profit.
How to insure your pet
By: David Mayer | 24/11/2009Pets are really important for their owners and insuring a house when there's a pet in it is a special kind of story for homeowners. Learn about the peculiarities of pet insurance.
Myths that plague small business owners
By: David Mayer | 24/11/2009Small business owners are plagued with certain myths about business insurance that stops them from getting their enterprise covered. See what myths are not true at all and why.
What To Look For While Going For Affordable Individual Health Insurance Policy
By: Alan Lim | 24/11/2009It is important that you understand each detail of your affordable individual health insurance policy before signing on it so that you do not have to repent later.
Insurance for business travel
By: David Mayer | 24/11/2009When traveling due to business reasons you may want to be insured just like in ordinary tourist travels. Read more about special business travel insurance coverage.
Sources To Collect Information On Affordable Health Care Insurance
By: Alan Lim | 24/11/2009One can find out information on affordable health care insurance from different sources. Some of the important sources have been highlighted in this article.
How to make your policy cheaper?
By: David Mayer | 24/11/2009People are tending to save money on everything they can these days and insurance is not an exception. Learn how to minimize your insurance costs on autos.
After accident behavior
By: David Mayer | 24/11/2009What to do when the accident has taken place and everything seems to be so chaotic? Learn more about post-accident behavior and make the most out of the situation.
Save the World by Saving Energy
By: Nick Cox | 29/02/2008 | FinanceAll of us are probably guilty of wasting energy. We all seem to be experts when it comes to using it, but many of us fail miserably when we're told to save it.
A Beginners Guide to Life Insurance
By: Nick Cox | 27/02/2008 | InsuranceDeath is a subject that most of us don't like to ponder on too often. Unfortunately, death is something that happens to us all, so it pays to be prepared.
How to Get Cheaper Home Insurance
By: Nick Cox | 26/02/2008 | InsuranceAccording to research carried out by a price comparison site, homes in London prove to be the most expensive to insure in the UK.
Quit Smoking and Half Your Life Insurance
By: Nick Cox | 26/02/2008 | InsuranceOver the course of a year, a smoker with a 20 a-day habit spends £1900 on cigarettes. Kicking the habit is therefore quite a money-saver. The financial incentive to quit is for many more of a motivator than the health benefits associated with leading a cigarette free life.
Last Minute Travel Insurance
By: Nick Cox | 26/02/2008 | InsuranceResearch carried out by a price comparison site has revealed that 63% of holidaymakers take out travel insurance less than two weeks before the beginning of their holiday.
La Palma
By: Nick Cox | 19/02/2008 | TravelOne of the most peaceful and tranquil of the seven Canary Islands, La Palma is a favourite among tourists for its natural unspoilt beauty. Situated just off the coast of north-west Africa, La Palma is part of a group of islands that benefit from year round warm weather.
Gran Canaria
By: Nick Cox | 19/02/2008 | TravelGran Canaria is one of the seven islands that make up the Canary Islands. This group of islands are located just off the coast of north-west Africa, and because of their location they have year round warm weather. This makes them an extremely popular tourist destination.