The importance of auto insurance may not be known to you presently, but it will soon.
Some are lucky enough to be on the California auto insurance policy of their parents, and they never seem to be interested in considering the importance of auto insurance. Soon enough, you will realize that you can’t stay on your parents’ policy forever, and you may need to consider visiting any California auto insurance company.
So, what is the need for auto insurance?
Actually, the first is, it is required by law. The Department of Motor Vehicles mandates that you have a financial responsibility for possessing and using a California auto insurance. The simpliest way of fulfilling this responsibility is by purchasing Liability insurance coverage. Minimum for bodily injury liability must be $15,000 per person and a total of $30,000 for everyone involvedin the accident. The minimum for property damage liability is $5,000 per accident. Liability insurance coverage gives protection to you in the case of property damage or bodily injury done to somebody else caused by you, in the process of driving your car. Those without California auto insurance, whn caught will be charged and greatly penalized. Violators may be faced with up to a hundred dollars fine for their first offense. If you are engaged in an accident without a liability insurance, whether it is you fault or not, your licence will be suspended. Apart for legal matters, car insurance in California is a protective way for yourself in events of accident. Accidents happens with or without your coverage, but car insurance in California help you back to your feet after the case of an accident. car insurance in California can also give protection from financial problems when you are faulty, and someone is hurt, or a property damaged during the accident. You absolutely need auto insurance. Go through more reasons below for more convictions on importance of auto insurance:
- When your vehicle is damaged or stolen, Comprehensive and collision coverage will take care of repairs, or replace the lost vehicle.
- When you and your friends are involved in an accident with your car, you can be sure that medical payments will be provided for under your insurance policy.
If you are a person who gives complaints about other people irresponsibility, then you have to check yourself by being responsible.
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Frequently Asked Questions
Uninsuranced household driver
By: Charlene | 31-07-2008
In the state of PA if any driver is covered under my auto insurance policy but a household driver is not listed on the policy and gets into an accident, can the insurance company deny the claim? Can they drop our policy? Are there any legal ramifications?
CarInsurance.com Answers
By: Bob | 29-07-2008
Do you use CarInsurance.com for your answers, since they have answered almost anything related to car insurance over the past 5 years?
On a busy hiway an adult jumps into your path ...
By: Broknarrow | 16-07-2008
On a busy hiway an adult jumps into your path imediately killing himself and causing a total loss to your vehicle due to front end damage....the authorities have concluded after a thorough investigation that the individual committed suicide and freed you the driver of the vehicle of any wrongdoing....is this loss to your vehicle covered by comprehensive or collision insurance and why?
Do people need life insurance on their kids
By: DaveS | 14-07-2008
Do people need life insurance on their kids
Underinsured
By: lunchlady | 12-07-2008
what is the statute of limitations on motor vehicle accidents in nj for underinsured drivers? if the person at fault does not have enough coverage to cover the cost of replacing a totaled vehicle, can the insurace company of the other driver sue them personally for the difference? if they can, is there a time frame they have to do it by?
Is it a good idea to purchase medical Payment or ...
By: user2782 | 11-07-2008
Is it a good idea to purchase medical Payment or PIP auto insurance for someone with on Medicare and Tricare (retired Military) supplemental insurance? Colorado does not require it..
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