Insurance FAQ

Can someone my age win go insurance? How?
I am a nineteen year old college student, and I would approaching to purchase some life insurance freshly in defence I get contained by a car coincidence or something. It doesn't have to be closely of coverage, just plenty to pay for my funeral/getting rid of my stuff. However, I...

Could u pls explain me surrounded by detail what is indemnity insurance?
Indemnity insurance is risk protection for actions for which a business is liable. Insurance that a business carry to cover the possibility of loss from lawsuits in the event the business or its agents be found at fault when an undertaking occurred. Indemnity insurance is...

Can someone please explain this to me?
"An incompetent worker is a liabilty of the company." A worker is paid by a company to seize a certain mission done. An incompetent worker is incapable of getting the job done. Therefore the company is paying for something and not delivery the full benefit. That means that the incompetent...

Can someone please explain what minimum policy insurance funds?
Each state sets its own "minimum liability limts". In my state, Tennessee, the minimum limits are $25,000/$50,000. I'm sure you're wondering what these 2 numbers mingy. They are the amount of liability coverage you have for personal injuries to others if you're at defect in an stroke of...

Can someone please make clear to me if i return with married will i lose ssa and medicare? please answer just if u really know?
SSA.GOV should have your answers. I think it depends on what program and how you get benefits. If you are elderly and collecting from a first marriage widowed you or you were...

Can someone reasonably purloin out a energy insurance policy on another party lacking their culture?
Is there a course to find out if someone has taken out a go insurance policy on you, without your fluency, much less consent? And if they have, is in that a way to enjoy that policy cancelled or any other legal...

Can someone recommend a well-mannered renter's insurance provider?
Need to get some renter's insurance on a house within the peninsula (CA). Looking for a reputable and cost effective online or offline provider. I have Allstate insurance,and it was singular $75 a year and offered about $25,000 of protection. I used Geico for a year. Thankfully, I never needed...

Can someone recommend an insurance company next to a great reputation for claims for homeowners?
I currently have Liberty Mutual, but work beside someone who lost all within a fire, and they treated them very defectively and were greatly rude and argued every point of coverage, and then dropped her. Want to alter to company with well brought-up...

can someone speak about me what the definition of renewing a short-term form insurance policy is really referring..
to because I thought it was simply the alternative and process of reapplying for a new short permanent status policy at the expiration of the previous policy? Because, for my short-term health insurance I can reapply as copious times...

Can someone take out a life insurance policy on a mentally retarded person who didn't know what he was signing
This person was mentally retarded (52) and died of brain cancer. HIs brother (an attorney) took out an insurance policy for the 52 year old. The 52 year old did not really know what he was signing. The...

can someone tell me something about the history of insurance?
Look to Lloyds of London. I think they started my insuring ships during the Middle Ages?

Can someone transmit me just about a biddable energy insurance you currently hold near $250,000+ coverege?
I'm looking for a good go insurance with at smallest $250,000 of minimun coverege, i did not find a good one but so if you know about someone or own one and you know is good, please can you share your expirience...

Can someone whip out a duration insurance policy on me in need my culture?
No. this question get asked almost every day. go through the old question, and you'll find out why not. Yes, until ur 21. No. You must have the signature of the insured entity. There are companies that will allow a spouse to sign...

Can someone who have be convicted of a low class felony to be exact 3 states away work within the insurance pasture??
someone help me Most state insurance departments required their adjuster's be licensed. Usually you can not seize a license with a felony history. Your best bet is to call the insurance department for the state you...

Can someone who is self employed collect Disability Insurance from the EDD?
My Dad was informed not long ago that he have throat cancer. He cannot work until December 2008 because he will be going through radiation treatment and what not. He has be self employed since the middle of 2006. He owns his own Water Truck and...

Can someone who smokes marijuana get affordable life insurance?
YES!! I represent companies that will issue policies to marijuana smokers AND provide a 'non-smoker' rate. Why risk failing a urine test or putting off a definite need when there are insurance companies out there who don't penalize you? I can be reached at jeffdortch@yahoo.com if I can...

Can someone who worked for a bonding firm ethically influence that they worked contained by commercial insurance?

Can someone whos already pregnant capture on robustness insurance?
I've been connotation to get strength insurance but now i regard as im pregnant and im kicking myself because i didnt get it faster. Will an insurance agent accept me if I convey him/her im already pregnant? And if omit that, will they ask my doctor, for proof...

Can someone work for 2 insurance agencies at duplicate time?
The correct answer is, "Maybe". Did you really mean 'agencies' instead of 'companies'? My insurance contract allows me to write for different companies. It does not allow me to write for a competing agency. The contracts of the two agencies (or companies) will determine if you are...

Can specialists help my family choose our health plan between our two employers?
Open enrollment for both our employers (in California) is early Nov. It's very exhausting to analyze all the health plans. What kind of assistance is available? Are there "health plan brokers" who can advise across all the available options? The human resources department should be...

Can spouse drop full-grown dependent during open out enrollment - employer have greater than 100 folks?
Can the dependent be dropped from wife/husbands insurance during open enrollment in need the other's permission. What federal agency have jurisdiction for enforcement? The only route it would be be enforced by federal agency is if there is a current standing...

Can the addressee profile a post bureau insurance claim if the sender lost receipts?
I sent a package through the post bureau (parcel post) to a friend. But when the package arrived it be damaged. Unfortunately, I didn't maintain the original insurance taking. Can my friend still file a claim at the post bureau by showing the damaged...

Can the contents of my will be kept confidential after I die?
Generally no. The Probate process reveals the contents of your estate. Your creditors can then splash up to make a claim against your remaining assets. Go bargain to a lawyer. Yes. Just don't consent to anybody see it. Once you are dead.. WHO CARES? YOU'RE...

Can the cost of medicare insurance be deduct as medical expense?
Yes, under reliable circumstances. You do NOT have to be self-employed. Go here to read more: www.irs.gov/publications/p502/ar0... Look contained by the section titled "Insurance Premiums." Only if you are self employed. If you are discussion about the amount of medicare excise withheld from your pay or...

Can the hospital accessories vivacity insurance sum if your household bough dies contained by the hospital and can't pay cheque ?
If someone who dies while in the hospital also have a large enthusiasm insurance policy, and there are no other funds to income the hospital bill, can the hospital garnish the giving to offset the bill?...

Can the insurance company dump you if you have an twist of fate?
I had a minor calamity; total cost to the insurance was smaller quantity then $1,000. Now my insurance want’s to dump me. Can they do that? Do I enjoy any legal backup? For the insurance company is it adjectives about the dollar, they want...

Can the insurance of a coup¨¦ I own cover 16 year older girl driver?
The first question is whether this girl is a contestant of your household. If she is not, and she is not a regular user of the car, (e.g. you buy the motor and give it to her to use), next she would be...

Can the landholder on my home whip my insurance claim check and dictate how much of it i can enjoy at one time?
I filed a hailstones damage claim on my home, my insurance co. salaried out over $6000 and cut a check to me AND put the lien holder on it..now they say-so i have to sign...

Can the Life Insurance Policy be changed within a ILIT? ie. from Term to Whole Life or UL or VUL?
If the ILIT owns the policy, then roughly it cannot be changed. The "I" in ILIT stands for Irrevocable. Check beside whoever set up the ILIT to begin next to A policy itself is not an ILIT....

Can the robustness insurance company in actuality deny coverage for our newborn?
My wife has been covered by her employer's condition plan through Blue Cross Blue Shield of Tennessee. She recently gave birth to our son on April 22nd. She technically quit her charge on April 16th. Human resources told us that she would be covered until the...

Can the State force a Mother to fetch Health Insurance on her children?
I live in Arizona and my daughter's two children hold always have Medical Insurance provided by their Father ordered by the court.Now their father decided he doesn't want to work any more because they are taking child support out of his check, he's a indisputable...

Can they do this?
I already rewarded my bill to the doctor, the amount that the insurance company said I owed. Now the doctor is sending me a copy of a missive that the insurance company sent to them, wise saying they get overpaid. However, the insurance company have not sent me any memorandum maxim that I owe...

Can they lug out money owed to Social Security from an insurance fund payable to the beneficiary?
My mother owes Social Security about $140,000 contained by back recompense (due to years of an error on their end). Nevertheless, she worked out a deal w/them to reimburse them back, but believes that she will be paying them backbone...

Can they really keep my deposit?
I was signed up to go on a long range fishing trip with a company that runs these trips all the time. Unfortunately, I had to cancel the trip, after making a $900 deposit. When I called to cancel, though, they told me it was 85 days before the trip left, and...

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