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Many vans on the roads these days are of the classic variety. They are older and have been passed down through families, ending up as the primary vehicle for the newest and youngest family member. This makes it tough to get the cheapest car insurance expensive for a number of reasons, including the age of the vehicle, and the age of the driver. Young drivers, especially young male drivers always pay more for insurance because they are considered high risk. The age of the van may mean that the only coverage available is liability insurance, which is minimum coverage allowable under law.
If your van is considered a classic van, then you may qualify for specialized insurance. This means you will also need to find a company that specializes in covering classic vehicles, including vans. The best way to locate these insurers if online via an internet search. When you search online you can pull together a number of quotes at one time, from several different companies for side by side comparison. Be sure to include the specific features of coverage for which you are searching. In other words, that the van is a second or third family vehicle, that it is primarily driven by a younger member of the family, and that maybe the young person has a spotless driving record and has completed driver education courses in school.
Ask for discounts. There are always some available to fit your situation, and let the companies know that you are looking at several policies from several other companies as well. This will drive down the cost, because vehicle insurers are very competitive and all are willing to meet or beat the offers of their competition, so don't be afraid to bargain and negotiate. Ask all of the questions that come to mind and request that all of your vehicles as well as your home be included on the policy, since this will drive down the cost of the premiums, even more.
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