For further information on Professional Indemnity Interim Managers Insurance and Professional Indemnity Insurance, please contact Coulson Pritchard Associates on 01480 470220 or visit at www.coulsonpritchard.com
Interim Manager is not really “between jobs” profession, but an acknowledged full-time job. Although this profession gives the freedom of being on ones own, Interim Managers are not entitled to benefits received by corporate employees. This profession does not offer security, steady income and other comforts of corporate jobs like sick pay, holiday pay or pension. Interim Managers have to get their own insurance.
Interim Managers may face disputes and litigations, even though they have only “limited company status”. There are Interim Managers Associations that negotiate Interim Managers Insurance for a fixed amount. The providers of such insurance offer competitive rates. Interim Managers Insurance are available for interim managers working in different areas like Personal Management & Selection, HR Consultants, Sales, Marketing & PR, Procurement, Finance & Accounting, Quality Systems, Production, Distribution, Operations, Change Management, Training, Business Process Re-engineering, Company Development & Planning, Public Services Admin, Mergers & Acquisitions and others.
Professional Indemnity
Some of the Interim Manager Insurance offers Professional Indemnity Cover as a package. Interim managers can take out policy starting from standard requirement of £250k or more from companies providing such Interim Managers Insurance or even from online services of “Simply Consultants” offering such cover before starting assignments. Premiums are fixed by cover level and expected turnover and can be up to £1M. This insurance provides crucial cover for “Negligence Suit” to tackle defense expenses and ensuing damages to be paid. This can be either as “aggregate” or for “each and every” claim. No excess for first claim, but subsequently £250 for “each and every claim”.
Employers Liability
If employing staff, this policy provides indemnity for employers and can get cover for a maximum of £1M. No excess.
Public/Products Liability
For company owners, this policy offers coverage for indemnity, if facing litigation for bringing about damage or accidental injury to third party or their property during business operations. For Public Liability, cover for a maximum of £1M is available. No excess.
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