Finally, there is one plan to ease your financial burden if you would ever find yourself in need of long term care. LTC Cash (100% cash policies for long term care insurance) can bridge the gap between disability benefits and your monthly expenses during a debilitating, long-term illness. Disability plans only pay about 60% of your income before taxation. For example, if you earn a $40,000 annual income you would only receive about $1,400 each month. At this rate, you would need to figure out how you would pay your other monthly expenses such as your mortgage, your children’s education, as well as your daily living expenses. LTC Cash is your best option to cover all of your expenses.
LTC Cash offers countless benefits. LTC Cash is tax free income, pays cash at the beginning of each month of eligibility and has NO exclusions, reductions, or restrictions. Policies are available to you and your spouse or care partner at discounted group rates. LTC Cash is the only portable company benefit that can remain with you for a lifetime, unlike disability insurance that goes away when you turn 65 or if you leave your employment. Best of all, any benefits not used are returned to your beneficiary upon death. LTC Cash is not a replacement for disability insurance, but it will provide you with peace of mind that your expenses will all be taken care of while you receive care.
If you are just learning about long term care insurance and you want to know more about LTC Cash, www.ltccash.com is a good resource. There you can learn more about long term care insurance, view sample rates, start the prequalification process and see the entire LTC product line. Employers and groups can complete their online enrollment.
Brian Emswiler is CEO of Long Term Care Insurance Advisors, Inc. Having started his career in the long term care insurance industry in 1995, he has built a solid team of national brokers. Long Term Care Insurance Advisors, Inc. has become a proven leader in the insurance industry. Brian's business philosophy is to consistently have a progressive and innovative view on the long term care insurance industry and to never be complacent with the products and services offered. He is actively sought after to give presentations to employer groups and professional organizations on the benefits of owning long term care insurance. Brian is currently a board member with the National Association of Insurance and Financial Advisors (NAIFA) and the Minnesota Association of Health Underwriters (MAHU). He has also developed a website to provide a resource for those wanting to learn more about LTC Cash and other LTC products. Please visit http://www.ltccash.com.
- Related Videos
- Related Articles
- Ask / Related Q&A
- L T C Cash: New Long Term Care Insurance To Cover Your Financial Needs
- Why Should You Buy Long Term Care Insurance?
- What you should know about Long Term Care Insurance
- Why Would I Need a Long Term Care Insurance When I Have My Disability Insurance?
- Tips to Consider Before Buying Long Term Care Insurance
- Long Term Care Insurance
- Long Term Care Insurance - When Should I Buy It?
- Long Term Care Insurance
Online Health Insurance Quotes
By: Pinki Gupta | 30/11/2009Switching from bunch up to regular health insurance is a transform many people are currently unrelated. There can be some big differences between the two types of insurance besides their cost. Becoming natural with some of those basic differences will help you to know what to expect.
Cheap Auto or Car Insurance
By: Pinki Gupta | 30/11/2009Looking for affordable car insurance can sometimes seem like an exercise in futility. Although most of the decisive carriers offer a few options for the financially strapped, many of these options mild fall well outside the mentality of affordable care.This answerability be an infuriating exploit for teeming drivers
How cheaper car insurance can offset postcode hikes
By: Rochelle Martinez | 30/11/2009The Sunday Independent recently revealed how the price of your motor policy is affected by the location of your home, indicating that shopping around for the most affordable policy may help you to save money. Dublin residents may be interested to read that some areas of the region attract higher premiums than others. If you are a car owner who parks their motor in the Clondalkin, Tallaght and Finglas West areas, your policies tend to cost more than if your property is located elsewhere.
Instant Life Insurance Quote
By: Pinki Gupta | 30/11/2009Life insurance quotes are an reason of the premium customers will have to pay, in edict to have their desired coverage. Life insurance quotes incumbency usually be obtained due to free from various sources.
Online Term Life Insurance Quotes
By: Pinki Gupta | 30/11/2009Contemplating what may happen to your wife (or husband) and descendants if you die is not coming up to be a thought you liking to contemplate. However, avoiding the issue may make life more labored for your family after your death.
Safety Tips for Female Drivers
By: Rochelle Martinez | 30/11/2009Whether you have hired a car or are driving your own vehicle, female drivers should exercise a little caution when out on the roads alone. The risks of driving alone are often exaggerated and the majority of female drivers will not experience any problems when out on the roads. However, following a few simple tips to make your journey safer can make a difference.
How car maintenance can help you avoid Insurance Claims
By: Rochelle Martinez | 30/11/2009To help you navigate roads safely you need to have your tyres filled with the correct amount of air. If you are unsure what the tyre pressures are for your vehicle, they are likely to be recorded in your car's manual. When you come to alter the inflation levels, the organisation advises that you do this when the tyres are cool, as this may give more accurate readings. Also it is important to remember to check that your spare tyre contains the right air levels, which are usually slightly higher t
Why Buy Travel Insurance - The Top Seven Reasons
By: Allen Caller | 30/11/2009The majority of travelers do not buy travel insurance. You have traveled, and all your trips have been pleasant experiences. You can see nothing that can go wrong. However, it still is a good idea to get adequate coverage for your trip because it can protect you from unexpected financial burdens. Emergency hospitalization, delayed or cancelled flights, or stolen baggage can put pressure on you. The pressure is not only emotional, but also financial.
L T C Cash: New Long Term Care Insurance To Cover Your Financial Needs
By: Brian Emswiler | 24/02/2009 | InsuranceLTC Cash is a new, innovative insurance option that will cover all your financial needs during an unforeseen long-term illness. Disability benefits only pay a portion of your annual income, not enough to cover your normal monthly expenses. Cash is paid at the beginning of each month of eligibility and no reimbursement claims paperwork is ever necessary.