ArticlesBase.com - Free Articles Directory
Free Online Articles Directory
21.08.2008 Sign In Register Hello Guest
Email:
Password:
Remember Me 
forgot your password?


Mexican Auto Insurance - Things You Should Know

Author: Colin R Cherry Author Ranking Bronze | Posted: 24-07-2008 | Comments: 0 | Views: 4 | Rating:  (233) Article Popularity - Blue (?) Got a Question? Ask.
Sign Up Now!

If you are thinking of taking your car south of the border down Mexico way, then check out these tips to avoid finding yourself doing the Mexican Hat Dance.

1. Driving Conditions in Mexico
To put it politely, driving in Mexico can be quite an adventure! Minor bumps and fender-benders are quite common, especially at intersections and stop lights. It is a fairly common practice for Mexican drivers to disable their tail lights with the sole purpose of causing someone to bump into their rear in order to claim on their insurance. So, stay well back!.

If you can, avoid driving at night. Nearly 90% of fatalities on Mexican roads occur during the hours of darkness.

2. Mexican Auto Insurance
Having Mexican auto insurance is a must as U.S. and Canadian auto insurance is not recognized in Mexico. Not having Mexican auto insurance can lead to jail time and the confiscation of your vehicle. It' best to buy your Mexican auto insurance before you enter Mexico but the Mexican authorities will allow you to drive up to 25 miles over the border to purchase it in Mexico.

3. Check Your Medical Insurance
As stated above, driving in Mexico can be dangerous so you should consider taking out emergency assistance coverage as most health insurance providers in the States do not cover Mexico.

4. Legal and Bond Expenses
Make sure your Mexican auto insurance policy includes a provision for Legal Assistance and Bond Expenses because believe it or not, according to Mexican law, which is based upon the Napoleonic Code, you are considered guilty until proven otherwise and having an accident is a felony. The Mexican police have the right to impound your car and detain you whilst they investigate the case and if found guilty, until you have paid the damages that have been deemed to have been caused by you.

5. When in Mexico
Documents you should take with you for your trip to Mexico
Tourist Card
Temporary vehicle importation permit
Insurance Premium payment receipt
Driving licence
Your Mexican auto insurance policy
Mexican Insurance ID card
Proof of ownership of the vehicle
Proof of citizenship (passport or ID)
Always keep these document on you person. Do not leave them in your vehicle in case it gets stolen.

6. Where to Purchase Your Mexican Auto Insurance
The quickest and simplest way to purchase auto insurance for Mexico is via the Internet. When looking for a plan, look for one that offers the following:
Third Party (Civil) Liability
Medical Expenses for Driver and Occupants
Physical Damage and Total Theft of Vehicle
Legal Assistance and Bail Bond
Roadside Assistance
Partial Theft and Vandalism
Guaranteed Hospital Admission

When considering emergency medical coverage make sure you include any activities to intend to follow in Mexico that could be considered dangerous, and look for plans that contain the following
Air Or Land Evacuation
Rural Mexico Territory Exclusion
Exclusions For Pre-Conditions (Except Late Pregnancy)
Sport Or Adventure Activity Exclusions (such as Surfing, Cycling, Mountain Biking, Mountain
Climbing, Snorkeling)
Civil War Or Terrorism Exclusions

Rate this Article: Current: 0 / 5 stars - 0 vote(s).

Article Source: http://www.articlesbase.com/insurance-articles/mexican-auto-insurance-things-you-should-know-495466.html

Print this Article Print article   Email to a Friend Send to friend   Publish this Article on your Website Publish this Article   Send Author Feedback Author feedback  
About the Author:

To learn more about auto insurance visit => http://www.AutoInsuranceQueries.com where you will find all you need to know about auto insurance auctions and much more

Submitting articles has become one of the most popular means of generating quality backlinks and targeted traffic to your website. Join us today - It's Free!

Article Comments

Comment on this article Comment on this article
Your Name
Your Email:
Comment Body
Enter Validation Code: Captcha


Related Articles

How To Buy Mexican Auto Insurance Using This Little Known Technique.
By: Linden Gray | 16/11/2006 | Business
Learn Why Your Current Auto And Medical Plans Are Not Enough Mexico consistently ranks amongst the top ten destinations for travelers. Its tropical resorts and mountain retreats offer a range of activities from shopping to adventure sports.

Mexican Auto Insurance - Problems Experienced By Mexico Motorists
By: Linden Gray | 18/11/2006 | Business
Mexican Insurance Store has issued a report on the top legal and insurance related problems experienced while driving on vacation in Mexico. Unlike the law in the U.S., in Mexico the assumption of guilt prevails over the assumption of innocence.

The Truth About Mexican Auto Insurance
By: Arnold Ulloa | 12/12/2006 | Finance
The truth is; most Mexican auto insurance brokers will NOT tell you that auto insurance, when driving in Mexico is not enough. The fact of the matter is that if you get into an accident, there is a VERY high likelihood that you will need emergency assistance... particularly in Mexico where...

Mexican Insurance - How To Choose A Plan
By: Linden Gray | 22/12/2006 | Finance
Why Your Current Plan Is Not Enough While your current auto insurance may offer limited coverage along the border regions of Mexico, in most cases it only covers costs for you and your car. The Republic of Mexico requires proof that you can pay for costs due to injuries or death...

Got a Question? Ask.

Ask the community a question about this article:

Q&A Powered by:
Powered by Yedda 

Latest Insurance Articles

A Guide To Finding Good Motor Bike Insurance
By: Anna Stenning | 21/08/2008
Looking at the best way to find a good policy without stressing about finances.

How Can a Useful Guide Power Your Affiliate Marketing Business
By: Sushil Kumar | 21/08/2008
The most effective benefit from a good guide is that it eliminates the number of errors to minimum and helps to maintain the motivation. Quite good reasons to use one!

Deductibles Explained
By: David Mayer | 21/08/2008
Deductibles explained

Now Avail Attractive Offers From Life Insurance Companies and Enjoy the Life to Maximum
By: Addi | 21/08/2008
Today there are many companies that are offering life insurance schemes at affordable premium rates which is why now more and more people are opting for availing these attractive schemes.

General Idea About Remortgage
By: Brayan Peter | 21/08/2008
A mortgage is a loan taken from bank, finance company or building society to help you buy your home. Mortgage amount can be repaid monthly along with interest and capital or only interest can be paid each month and the capital amount can be paid at the end of the tenure.

Get Indemnity Insurance Cover Online
By: Editor-123 | 21/08/2008
Professional indemnity insurance provides an umbrella against any undesirable claim for alleged negligence.

Your Checklist to Buying Life Insurance
By: Musa Aykac | 20/08/2008
Life insurance is a critical consideration everyone should take in there life, simply because of the fact that we are all going to end up dying one day.

5 Important Factors to Consider When Choosing Taxi Minibus Insurance
By: James Todman | 20/08/2008
More taxi operators today are choosing to drive an MPV or Minibus because of its extra space and carrying capacity. Minibuses can carry more than four passengers and there is no need to turn away those with too much luggage. But there are extra costs involved with driving a larger vehicle, one of these being minibus insurance.

More from Colin R Cherry

High Risk Auto Insurance - Do You Have a Sports Car?
By: Colin R Cherry | 04/08/2008 | Insurance
Insuring your high risk sports car can be expensive. Don't let it be more expensive than it need be.

Auto Insurance Company - What to Look for
By: Colin R Cherry | 03/08/2008 | Insurance
Finding the right auto insurance company can be a nightmare. Just follow these easy tips to make sure you find the right one

Texas Auto Insurance - a Guide to Lowering Your Rates
By: Colin R Cherry | 01/08/2008 | Insurance
Insuring your car in Texas need not be an expensive time consuming business if you follow these simple guidelines.

State Auto Insurance - What are the Requirements?
By: Colin R Cherry | 31/07/2008 | Insurance
This article explains the minimum auto insurance requirements of each state of the United States

Florida Auto Insurance - What You Need to Know
By: Colin R Cherry | 30/07/2008 | Insurance
Florida has it's own rules and regulations concerning auto insurance. If you intend to live in Florida or even just stay for the winter, this brief article introduces you to the basics of Florida auto insurance.

Insurance Auto - Faq
By: Colin R Cherry | 30/07/2008 | Insurance
What are the most common questions regarding auto insurance? Find them (and their answers) here.

Affordable Auto Insurance - Where to Look
By: Colin R Cherry | 27/07/2008 | Insurance
Looking for affordable auto insurance need not be the annoying task it once was thanks to the ability to be able to get dozens of quotes quickly and easily using the Web.

Classic Auto Insurance - a Brief Guide
By: Colin R Cherry | 24/07/2008 | Insurance
Most car enthusiasts agree that if a car is at least 35 years old, then it probably is a classic and if you own one or more of these collector cars then specialized insurance is a must.

Article Categories






Give Feedback

Sign up for our email newsletter

Receive updates, enter your email below